Adda Bank saving was 4.25%, now 4.45% (via Savebetter platform)
https://www.savebetter.com/banks/adda-bank

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Thanks; will update. $2,500 max each transfer up to 10 a month but total amount limited to $10,000 total a month is garbage IMO.

Agree, $10k > $0, but still almost useless.

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

One alternative is the pull money from Salem Five using Bask (no limits), then push into Republic. Hate to use/abuse Bask doing that.,

I’ve done that. How is that abuse?

I would prefer not to do it.
If I did it a few times it would be acceptable (use),
but rather not move in/out too frequently (abuse)
Just my opinion.

@atikovi
Usually not a problem, but I’m trying to move money from Salem Five (5k/20k limits) to Republic Bank Chicago (2.5k/10k limits) so push or pull is no good.
One alternative is the pull money from Salem Five using Bask (no limits), then push into Republic. Hate to use/abuse Bask doing that.,

RE: Republic Bank Digital Money Market
"Bank does not offer ACH service so funds must be ACH pushed from another bank, wired, or mailed in via check"
I called them and was able to activate external transfers, add and verify external accounts, but have not made a transfer yet.
Tried to make a $10,000 transfer but "Unable to process request. The transfer amount exceeds
the maximum allowed for external transfers. Please reduce the amount to complete the transfer."
I don’t know the limit, but it’s less than I require.

UPDATE: The monthly maximum is 10 total external transfers, not to exceed the aggregate monthly total of $10,000.00. The individual transfer limit is $2,500.00 per transaction.
REFERENCE: https://republicebank.com/personal/online-banking-disclosure/#:~:text=The individual transfer limit is %242%2C500.00 per transaction.

Western Alliance Bank WAS 4.35%, NOW 4.45% (Savebetter custodial)

Ivy Bank Indexed Savings was 4.71%, appears to be no longer available (to new customers)

Republic Bank Chicago was 4.47%, now 4.53%
All states except IL, IN, MI, and WI

Vanguard Cash Plus was 3.90%, now 4.10%

Juno Finance
Was: 5% on the first $25,000, then 3% up to $250,000
Now:: 5% on the first $25,000, then 4% up to $250,000.

@craig10x
Used chat, was in queue for 2 hours with these results (my info edited out):
[07:06:17pm] Checks are not automatically ordered. They would need to be requested after the account is established
[07:10:37pm] Thank you! I can order the checks for you. Can you please let me know if you want singles or duplicates and then can you verify the mailing address.
[07:13:07pm] Wonderful! I’ll get them ordered for you. They will take up to 2 weeks to receive.