Posts made by jtownsucks46

Brilliant Bank Savings was 3.25% now 3.61%
First Internet Bank Savings was 2.53% now 2.22%
My e Banc Savings was 1.71% now 2.48%

Discover AAII Savings was 2.40% now 2.80%
American Express Savings was 2.35% now 2.50%
Discover Savings was 2.35% now 2.75%

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Ivy Bank Savings was 1.90% now 2.15% - not available in California

Now 2.30%

Now 2.70%

Now 3.10%

Now 3.50%

New rate leader: Merchant’s Bank of Indiana MM was 3.05% now 3.82%
Quontic Bank Savings was 2.30% now 3.00%

America First CU MM was 3.05% now 3.50%
Bask Bank Savings was 3.05% now 3.60%
Valley Direct Savings was 3.01% now 3.50%
Patriot Bank MM was 3.00% now 3.30%
Rising Bank Savings was 2.50% now 3.00%

State Exchange Bank Savings was 2.75% now 3.30%
Tab Bank Savings was 2.66% now 3.00%
TIAA Bank Svings was 2.10% now 2.25%
Western Bank Savings was 2.00% now 3.00%
Self Help CU MM was 1.39% now 1.53%

Alliant Credit Union Savings was 2.20% now 2.35%

Emigrant Direct Savings was 2.00% now 2.50%

CFG Bank Savings was 3.15% now 3.30%
UFB Bank Savings was 3.11% now 3.16%
UFB Bank MM was 3.11% now 3.16%
Lemmata Bank MM was 3.05% now 3.35%
Sky One FCU was 2.90% now 3.25%
My Banking Direct Savings was 2.85% now 3.15%
Capital One Savings was 2.35% now 3.00%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

New #1
Salem Five Direct was 2.5% now 3.5%

Of course the catch is "eOne Savings eligibility is limited to consumers who apply online and who do not have an existing checking or savings account with Salem Five Bank at the time of the application, except that consumers with an existing eOne Checking Account are eligible for the eOne Savings Account."
https://www.salemfivedirect.com/#eonesavings

WOW, unprecedented 1% increase!!

Other updates:

Liberty Savings Bank Savings was 2.85% now 3.10%
Synchrony Bank Savings was 2.45% now 2.75%
Smarty Pig Savings was 2.40% now 2.60%

Brilliant Bank Savings was 3.15% now 3.25%
mph Bank MM was 3.00% now 3.20%
Lending Club Savings was 2.85% now 3.12%
Popular Direct Savings was 2.25% now 2.50%
Connect One Bank Savings was 1.25% now 2.00%

Sallie Mae MM was 2.50% now 2.70%
Capital One 360 Savings was 2.30% now 2.35%

American Express Savings was 2.15% now 2.25%
Quontic Bank Savings was 2.15% now 2.30%

Customer’s Bank 3.05% savings rate is guaranteed through April 30, 2024. It does require a checking account(appears there is a free checking option). The liquid rate guarantee for 1.5 years may be of interest to some.

https://www.customersbank.com/personal-banking/personal-savings/

Valley Direct Bank Savings was 2.85% now 3.01%
American First Credit Union MM was 2.85% now 3.05%
Patriot Bank MM was 2.80% now 3.00%
Vio Bank MM was 2.80% now 3.02%
Northern Bank Direct MM was 2.75% now 3.25%
Citizen’s Bank Savings was 2.35% now 3.00%
Betterment Cash Account was 2.25% now 2.75%
FNBO Direct Savings was 1.90% now 2.15%
Customer’s Bank Savings was 1.50% now 3.05%

Lemmata Savings Bank MM was 2.80% now 3.05%
CIT Bank Savings Connect was 2.70% now 3.00%

State Exchange Bank Savings was 2.35% now 2.75%
Capital One 360 Savings was 2.20% now 2.25%

Dollar Savings Direct Savings was 3.05% now 3.11%

Email from Alliant:

We’re putting you first with another rate increase! Enjoy earning more on your money with our new, increased savings rate of 2.20% APY1 starting October 13, 2022.

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Ivy Bank Savings was 1.90% now 2.15% - not available in California

Now 2.30%

Now 2.70%

Now 3.10%

CFG Bank MM was 3.03% now 3.10%
UFB Savings was 3.01% now 3.11%
UFB MM was 3.01% now 3.11%
Brilliant Bank MM was 2.80% now 3.15%
Discover Bank AAII Savings was 2.20% now 2.30%
Discover Bank Savings was 2.15% now 2.25%
SalemFive Direct Savings was 1.65% now 2.50%

CIBC Bank Savings was 2.32% now 2.51%
First Internet Bank Savings was 2.12% now 2.22%

Bank Purely Money Market was 2.75% now 3.01%
iGo Banking Money Market was 2.75% now 3.01%
Synchrony Bank Savings was 2.25% now 2.45%
Bank7 Savings was 2.00% now 2.50%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46
NASB (2.53%) had online application yesterday. gone today.
I guess they were flooded and had to suspend, too !
https://www.nasb.com/

This one is up to 3.04%. Nationally available except: The rate displayed will not be available in the Kansas City(KS/MO) metro area.

https://www.nasb.com/banking/resources/account-rates

CFG Bank MM was 2.90% now 3.03%
Smarty Pig Savings was 2.10% now 2.40%

Looks like the Elements Financial Credit Union Helium Savings promo at 3.25% has been discontinued. The account page now shows the non-promo 1.00% rate for balances above $2,500. I believe the promo guaranteed the 3.25% rate for 1 year for anyone who signed up.

mph bank MM was 2.75% now 3.00%
Liberty Savings Bank Savings was 2.50% now 2.85%
Sallie Mae MM was 2.25% now 2.50%
Capital One Savings was 2.15% now 2.20%
American Express Savings was 2.00% now 2.15%

Lending Club Savings was 2.65% now 2.85%
Northpointe Bank Savings was 2.45% now 2.95%
Northpointe Bank MM was 2.45% now 2.95%
Patriot Bank MM was 2.25% now 2.80%
Ally Savings was 2.10% now 2.25%

ETrade Savings was 2.00% now 2.75%
Bank7 Savings was 1.80% now 2.00%

TIAA MM was 1.60% now 2.10%
Self Help CU was 0.82% now 1.39%

CFG Bank MM was 2.75% now 2.90%
Alliant Credit Union Savings was 1.80% now 2.00%
Communitywide FCU Quarterly Savings was 1.20% now 2.00%
Communitywide FCU Monthly Savings was 0.70% now 1.00%

UFB Direct Savings was 2.85% now 3.01%

Vio Cornerstone Money Market was 2.50% now 2.80%
CIT Savings Connect was 2.40% now 2.70%
Discover AAII Savings was 2.15% now 2.20%
Discover Savings was 2.10% now 2.15%
Penfed Credit Union Savings was 1.50% now 1.70%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

New one via Savebetter
Lemmata Savings 2.80%
https://www.savebetter.com/banks/lemmata-savings-bank/money-market-deposit-account

I think this one is new also - American First Credit Union 2.85%
https://www.savebetter.com/credit-unions/american-first-credit-union

Bread Savings(Comenity Direct) was 2.15% now 2.90%

Brio Direct Savings was 2.61% now 2.80%
Prime Alliance Bank Savings was 2.26% now 2.70%
American Express Bank Savings was 1.90% now 2.00%

Ponce Bank MM was 2.50% now 3.00%
Valley Direct Savings was 2.20% now 2.65%
Personal Capital Cash Account was 2.02% now 2.60%

Today’s Increases

Brilliant Bank MM was 2.61% now 2.80%
UFB Direct Savings was 2.61% now 2.85%
Rising Bank Savings was 2.35% now 2.50%
Vio Bank MM was 2.30% now 2.50%
Lending Club Savings was 2.25% now 2.65%
Synchrony Bank Savings was 2.15% now 2.25%
Capital One Savings was 2.00% now 2.15%
Discover AAII Savings was 2.05% now 2.15%
Discover Savings was 2.00% now 2.10%
Betterment Cash Reserve was 2.00% now 2.25%
Northern Bank Direct MM was 2.00% now 2.75%
First Internet Bank Savings was 1.92% now 2.12%
Smarty Pig Savings was 1.90% now 2.15%
FNBO Direct was 1.65% now 1.90%

Quontic Bank Savings was 2.05% now 2.15%
SFGI Direct Savings was 2.01% now 2.21%
Popular Direct Savings was 1.90% now 2.25%

Elements Financial Credit Union Helium Savings 3.25% - promo rate guaranteed for one year, $2,500 minimum ongoing balance required

https://www.elements.org/personal/savings/helium-savings/

Bank Purely MM was 2.15% now 2.75%
iGo Banking MM was 2.25% now 2.75%

Republic Bank Digital Money Market 2.76% (not available in IL, IN, MI, or WI)
https://republicebank.com/personal/digital-money-market/

Colorado Savings Bank Savings was 2.00% now 2.15%
Wealthfront Savings was 2.00% now 2.55%

CFG Bank MM was 2.55% now 2.75%
Tab Bank Savings was 2.16% now 2.66%
Ally Bank Savings was 2.00% now 2.10%

Merchant’s Bank MM was 2.28% now 3.05%

Bask Bank Savings was 2.53% now 2.75%

CIT Bank Savings Connect was 2.10% now 2.40%
Sallie Mae MM was 2.05% now 2.25%
CIT Bank MM was 1.40% now 1.55%
CIT Bank Savings Builder was 0.85% now 1.00%

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Ivy Bank Savings was 1.90% now 2.15% - not available in California

Now 2.30%

Now 2.70%

All America Bank MM was 2.25% now 2.50%
Redneck Bank MM was 2.25% now 2.50%
Lending Club Savings was 2.15% now 2.25%
Brio Direct Savings was 2.15% now 2.61%

Vio Cornerstone MM was 2.22% now 2.30%
Rising Bank Savings was 2.20% now 2.35%
Citizen’s Bank Savings was 2.10% now 2.35%
Synchrony Bank Savings was 2.05% now 2.15%
Dollar Savings Direct Savings was 2.00% now 3.00%
Capital One Savings was 1.90% now 2.00%