They sweep your money into partner banks so there is FDIC insurance but I always worry about the time while your money is in their possession but before it’s swept into the partner bank(s). Probably overkill worrying about that however. I’ve not used them but 3% sure is tempting.
It should work on Win 7. Here’s some more info that may be helpful:
Once Windows loads, try the following:
-Click Start, type CMD and run it as administrator
-Copy and paste the command below and hit enter.
Sfc /scannow
Wait until the pc finishes scanning and repairing any corrupted system files then proceed with the next command
DISM /Online /Cleanup-Image /RestoreHealth
Once done restart your pc
American Express Savings dropped to 0.50% to 0.40% today.
@platypus said in Best Nationally Available High APY Liquid Accounts:
Customers Bank Ascent MM interest down to 0.60% per email received 3/9/21
Did the email say when it was dropping? Website still shows 0.75%
Today’s drops:
CFG Bank High Yield Money Market was 0.90% now 0.86%
Nationwide (Axos) Bank My Savings was 0.80% now 0.70%
Colorado Federal Savings Bank was 0.80% now 0.65%
Simple High Yield Checking (Protected Goals) was 0.80% now 0.60%
Bank5 Connect High Interest Savings was 0.75% now 0.55%
Northern Bank Direct Money Market was 0.75% now 0.60%
i go banking Money Market was 0.75% now 0.60%
Bank Purely Money Market was 0.75% now 0.60%
Sallie Mae Money Market was 0.70% now 0.60%
Brio Direct High Yield Savings was 0.60% now 0.50%
Dollar Savings Direct Savings was 0.60% now 0.55%
Nationwide (Axos) Bank Money Market Plus was 0.60% now 0.50%
Nationwide (Axos) Bank Regular Savings was 0.60% now 0.50%
My Savings Direct Savings was 0.55 now 0.50%
All America and Redneck Bank Savings Accounts will change from 0.80% to 0.60% on 10/21/20
Received a tracking number too. Does anyone know which shipper they use?
My referral code is P2K0416458503 if anyone is interested in using.
I’ve had a poor experience with opening accounts with this credit union. They asked me to send them my driver’s license via email and then asked me 5 security questions, also through email. Their security seems rather lacking.
Received a pack of buns today along with a coupon for another free pack along with a bunch of $1 off coupons for this and other products. Thanks OP!
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 yes, email from HSBC for 0.70%
Other drops today:
Bank5 Connect High Interest Savings was 1.10% now 0.95%
UFB Direct High Yield Money Market was 1.00% now 0.40%
UFB Direct High Interest Savings was 1.00% now 0.40%
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
HSBC Direct was 1.01%, now 0.70%
I still see 1.01% on their website. Did you get an email that it’s changing?
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
National Cooperative Bank Impact Money Market was 1.52%, now 1.11% (OUCH!)
PurePoint was 1.01%, now 0.80%
Vio Bank was 1.21%, now 1.11%
Today’s other drops:
Colorado Federal Savings Bank Premier Savings was 1.20% now 1.00%
Web Bank Savings was 0.95% now 0.85%
Also effective July 21 All America Bank and Redneck Bank Money Market accounts drop from 1.10% to 0.85%
Virtual Bank Money Market was 1.25% now 1.00%
Today’s drops:
SmartyPig was 1.30% now 1.25%(note this is a tiered account and this rate is only paid on up to a $2,500 balance)
Rising Bank High Yield Savings was 1.10% now 1.00%
Today’s drops:
Communitywide FCU High Rate Quarterly Savings was 1.50% now 1.00%
SFGI Direct Savings was 1.36% now 1.16%
Northern Bank Direct Money Market was 1.25% now 1.00%
Simple Protected Goals Savings was 1.20% now 1.00%
Citizens Access Online Savings was 1.15% now 1.00%
Tab Bank High Yield Savings was 1.10% now 0.90%
Communitywide FCU High Rate Monthly was 1.10% now 0.70%
PenFed FCU Premium Online Savings was 1.05% now 1.00%
TIAA Bank Yield Pledge Money Market was 1.01% now 0.75%(1 year rate guarantee)
Alliant High Rate Savings was 0.90% now 0.75%
Today’s other drops:
Nationwide(Axos) My Savings was 1.40% now 1.15%
Nationwide(Axos) High Yield Savings was 1.30% now 1.00%
Nationwide(Axos) Regular Savings was 1.30% now 1.00%
Sallie Mae Money Market was 1.10% now 0.99%
CIT Bank Money Market was 1.06% now 1.00%
Northfield Bank Platinum Savings was 1.05% now 0.85%
CIT Bank Savings Builder was 1.01% now 0.95%
My Savings Direct My Savings was 0.85% now 0.75%
Today’s drops:
Able Bank Personal Money Market was 1.25% now 1.05%
Popular Bank Ultimate Savings was 1.20% now 1.05%
Today’s drops:
UFB Direct Premium Money Market was 1.35% now 1.00%
UFB Direct High Yield Savings was 1.35% now 1.00%
Today’s drops:
Prime Alliance Bank Personal Savings was 1.35% now 1.01%
Comenity Direct High Yield Savings was 1.35% now 1.10%
Western Bank High Yield Money Market was 1.35% now 1.10%
@john99 said in Best Nationally Available High APY Liquid Accounts:
Dollar Savings Direct was 1.20% now 1.10%
Today’s other drops:
American Express Online Savings was 1.15% now 1.00%
Discover AAII Online Savings was 1.10% now 1.06%
Brio Direct High Yield Savings was 1.10% now 0.95%
Discover Online Savings was 1.05% now 1.01%
Today’s drops:
Dollar Savings Direct Savings was 1.30% now 1.20%
CIT Money Market was 1.20% now 1.06%
CIT Savings Builder was 1.15% now 1.01%
CIT High Yield Savings was 1.00% now 0.75%
CFG Bank High Yield Money Market also dropped today - was 1.36% now 1.25%
Today’s drops:
First Foundation Online Savings was 1.45% now 1.20%
CIBC Online Savings was 1.35% now 1.15%
Live Oak Bank Personal Savings was 1.35% now 1.15%
Connect One Bank Online Savings was 1.25% now 1.10%
My e Banc Money Market was 1.20% now 1.00%
Rising Bank High Yield Savings was 1.20% now 1.10%
FNBO Direct Online Savings was 1.00% now 0.90%
Credit Karma Savings was 0.56% now 0.52%
Today’s drops:
Patriot Bank Money Market was 1.75% now 1.40%(rate guaranteed for new customers until 7/31/20)
Dollar Savings Direct Savings was 1.40% now 1.30%
Popular Direct Savings was 1.30% now 1.20%
Bank 7 High Rate Online Savings was 1.30% now 1.10%
Citizen’s Access Online Savings was 1.30% now 1.15%
Marcus Online Savings was 1.30% now 1.05%
Capital One 360 Performance Savings was 1.15% now 1.00%
Barclays Online Savings was 1.15% now 1.00%
A rare increase:
Nationwide(Axos) My Savings was 1.00% now 1.40%(maybe the rate drop a week ago was a mistake)
All America and Redneck Money Market interest rates will decline per the notice on their websites:
Effective 6/22/2020 1.09% APY
Recent drops:
Nationwide(Axos) Money Market was 1.55% now 1.30%
Prime Alliance Bank Personal Savings was 1.55% now 1.35%
Nationwide(Axos) My Savings was 1.51% now 1.00%
UFB Direct Premium Money Market was 1.51% now 1.35%
UFB Direct High Yield Savings was 1.51% now 1.35%
Dollar Savings Direct Savings was 1.50% now 1.40%
Varo Savings was 1.41% now 1.21%
Popular Direct Ultimate Saving was 1.35% now 1.30%
CIT Bank Money Market was 1.30% now 1.20%
HSBC Direct Saving was 1.30% now 1.01%
CIT Bank Savings Builder was 1.25% now 1.15%
Northfield Bank Platinum Savings was 1.25% now 1.05%
My Savings Direct Savings was 1.00% now 0.85%
Got an email from Simple this afternoon that their savings rate dropped from 1.40% to 1.20% as of today.
Other drops today:
Vio High Yield Savings was 1.50% now 1.35%
Capital One 360 Performance Savings was 1.30% now 1.15%
Synchrony High Yield Savings was now 1.05%
Today’s drops:
TIAA High Yield Money Market was 1.40% now 1.01%(12 month rate guarantee)
My E Banc Money Market was 1.30% now 1.20%
Alliant High Rate Savings was 1.20% now 0.90%
Envision Bank Saavy Savings was 0.90% now 0.80%
Patriot Bank Money Market at 1.75% remains the best liquid offering that I’m aware of. If you sign up now, the rate guarantee has been extended to 7/31/20. After the rate guarantee expires, the regular rate applies. The regular rate remains 1.75%. Not sure how much longer this is going to last!
Today’s drops(probably really Friday’s drops):
CFG Bank High Yield Money Market was 1.62% now 1.50%
SFGI Direct Savings was 1.56% now 1.36%
Comenity Direct High Yield Savings was 1.45% now 1.35%
Rising Bank High Yield Savings was 1.30% now 1.20%
Sallie Mae Money Market was 1.15% now 1.10%
Today’s drops:
Neighbor’s Bank was 1.70% now **not currently available, option to input email for waitlist
CIBC Online Savings was 1.45% now 1.35%
Barclay Online Savings was 1.30% now 1.15%
PenFed Online Savings was 1.25% now 1.15%
Today’s rate drops:
Nationwide Axos Bank Savings was 1.70% now 1.61%
UFB High Yield Money Market was 1.61% now 1.51%
UFB High Interest Savings was 1.61% now 1.51%
Western Bank High Yield Money Market was 1.60% now 1.35%
Popular Direct Ultimate Savings was 1.50% now 1.35%
Web Bank Savings was 1.31% now 1.11%
Today’s drops:
Rising Bank High Yield Savings was 1.40% now 1.30%
CIT Bank Money Market was 1.40% now 1.30%
CIT Bank Savings Builder was 1.30% now 1.25%
CIT Bank Premier High Yield Savings was 1.25% now 1.00%
Today’s drops:
First Foundation Online Savings was 1.75% now 1.60%
HSBC Direct Savings was 1.60% now 1.30%
Comenity Direct High Yield Savings was 1.55% now 1.45%
All America and Redneck Money Market accounts was 1.50% now 1.35%
Brio Direct High Yield Savings was 1.40% now 1.25%
Discover AAII Online Savings was 1.30% now 1.20%
Discover Online Savings was 1.25% now 1.15%
Today’s drops:
UFB Direct High Yield Savings was 1.70% now 1.61%
UFB Direct Money Market was 1.70% now 1.61%
Popular Direct Ultimate Savings was 1.60% now 1.50%
ConnectOneBank High Yield Savings was 1.50% now 1.25%
Capital One Online Savings was 1.50% now 1.30%
Investor’s Bank Money Market was 1.25% now 0.75%
Notification on All America Bank and Redneck Bank that rate will change on 5/21/20 from 1.50% to 1.35%
Rate drops from Friday forward:
Comenity Direct Savings was 1.70% now 1.55%
Varo Savings was 1.61% now 1.41%
Vio Online Savings was 1.60% now 1.50%
Live Oak Personal Savings was 1.55% now 1.35%
Rising Bank High Yield Savings was 1.55% now 1.40%
Purepoint High Yield Savings was 1.50% now 1.25%
Today’s drops:
CIT Money Market was 1.55% now 1.40%
American Express Savings was 1.50% now 1.30%
Tab Bank Savings was 1.50% now 1.10%
Citizen’s Access Savings was 1.50% now 1.30%
CIT Savings Builder was 1.45% now 1.30%
Discover AAII Savings was 1.45% now 1.30%
Discover Savings was 1.40% now 1.25%
Able Bank Money Market was 1.40% now 1.25%
Today’s drops:
Web Bank Savings was 1.51% now 1.31%
Investor’s Access MM was 1.35% now 1.25%
Envision Bank Savings was 1.20% now 0.90%
Todays’s drops:
CFG Bank Money Market was 1.73% now 1.62%
Marcus Online Savings was 1.55% now 1.30%
Brio High Yield Savings was 1.55% now 1.40%
Barclays Online Savings was 1.50% now 1.30%
PenFed Online Savings was 1.40% now 1.25%
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%
Thanks @goldsheet!! Table is updated.
Today’s rate drops:
Northern Bank Direct Money Market was 1.75% now 1.50%
SFGI Direct Savings was 1.71% now 1.56%
Prime Alliance Savings was 1.71% now 1.55%
Vio High Yield Savings was 1.70% now 1.60%
Web Bank Savings was 1.66% now 1.51%
CIT Money Market was 1.65% now 1.55%
CIT Savings Builder was 1.55% now 1.45%
Alliant High Rate Savings was 1.35% now 1.20%
Sallie Mae Money Market was 1.25% now 1.15%
Self Help Money Market was 0.74% now 0.28%
Today’s drops:
Investor’s Bank Money Market was 1.50% now 1.35%
Envision Bank Savings was 1.40% now 1.20%
ETrade Savings was 0.20% now 0.05%
Today’s increases:
My eBanc Money Market was 1.00% now 1.30%
Weathfront Cash was 0.26% now 0.35%
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
CIT Savings Builder was 1.55% now 1.50%
Where are you seeing this rate? I still see the 1.55% rate on the Savings Builder page on CIT’s website.