Posts made by jtownsucks46

Today’s drops:

Communitywide FCU High Rate Quarterly Savings was 1.50% now 1.00%
SFGI Direct Savings was 1.36% now 1.16%
Northern Bank Direct Money Market was 1.25% now 1.00%
Simple Protected Goals Savings was 1.20% now 1.00%
Citizens Access Online Savings was 1.15% now 1.00%
Tab Bank High Yield Savings was 1.10% now 0.90%
Communitywide FCU High Rate Monthly was 1.10% now 0.70%
PenFed FCU Premium Online Savings was 1.05% now 1.00%
TIAA Bank Yield Pledge Money Market was 1.01% now 0.75%(1 year rate guarantee)
Alliant High Rate Savings was 0.90% now 0.75%

Today’s other drops:
Nationwide(Axos) My Savings was 1.40% now 1.15%
Nationwide(Axos) High Yield Savings was 1.30% now 1.00%
Nationwide(Axos) Regular Savings was 1.30% now 1.00%
Sallie Mae Money Market was 1.10% now 0.99%
CIT Bank Money Market was 1.06% now 1.00%
Northfield Bank Platinum Savings was 1.05% now 0.85%
CIT Bank Savings Builder was 1.01% now 0.95%
My Savings Direct My Savings was 0.85% now 0.75%

Today’s drops:

Able Bank Personal Money Market was 1.25% now 1.05%
Popular Bank Ultimate Savings was 1.20% now 1.05%

Today’s drops:

UFB Direct Premium Money Market was 1.35% now 1.00%
UFB Direct High Yield Savings was 1.35% now 1.00%

Today’s drops:

Prime Alliance Bank Personal Savings was 1.35% now 1.01%
Comenity Direct High Yield Savings was 1.35% now 1.10%
Western Bank High Yield Money Market was 1.35% now 1.10%

@john99 said in Best Nationally Available High APY Liquid Accounts:

Dollar Savings Direct was 1.20% now 1.10%

Today’s other drops:

American Express Online Savings was 1.15% now 1.00%
Discover AAII Online Savings was 1.10% now 1.06%
Brio Direct High Yield Savings was 1.10% now 0.95%
Discover Online Savings was 1.05% now 1.01%

Today’s drops:

Dollar Savings Direct Savings was 1.30% now 1.20%
CIT Money Market was 1.20% now 1.06%
CIT Savings Builder was 1.15% now 1.01%
CIT High Yield Savings was 1.00% now 0.75%

CFG Bank High Yield Money Market also dropped today - was 1.36% now 1.25%

Today’s drops:

First Foundation Online Savings was 1.45% now 1.20%
CIBC Online Savings was 1.35% now 1.15%
Live Oak Bank Personal Savings was 1.35% now 1.15%
Connect One Bank Online Savings was 1.25% now 1.10%
My e Banc Money Market was 1.20% now 1.00%
Rising Bank High Yield Savings was 1.20% now 1.10%
FNBO Direct Online Savings was 1.00% now 0.90%
Credit Karma Savings was 0.56% now 0.52%

Today’s drops:

Patriot Bank Money Market was 1.75% now 1.40%(rate guaranteed for new customers until 7/31/20)
Dollar Savings Direct Savings was 1.40% now 1.30%
Popular Direct Savings was 1.30% now 1.20%
Bank 7 High Rate Online Savings was 1.30% now 1.10%
Citizen’s Access Online Savings was 1.30% now 1.15%
Marcus Online Savings was 1.30% now 1.05%
Capital One 360 Performance Savings was 1.15% now 1.00%
Barclays Online Savings was 1.15% now 1.00%

A rare increase:

Nationwide(Axos) My Savings was 1.00% now 1.40%(maybe the rate drop a week ago was a mistake)

All America and Redneck Money Market interest rates will decline per the notice on their websites:

Effective 6/22/2020 1.09% APY

Recent drops:

Nationwide(Axos) Money Market was 1.55% now 1.30%
Prime Alliance Bank Personal Savings was 1.55% now 1.35%
Nationwide(Axos) My Savings was 1.51% now 1.00%
UFB Direct Premium Money Market was 1.51% now 1.35%
UFB Direct High Yield Savings was 1.51% now 1.35%
Dollar Savings Direct Savings was 1.50% now 1.40%
Varo Savings was 1.41% now 1.21%
Popular Direct Ultimate Saving was 1.35% now 1.30%
CIT Bank Money Market was 1.30% now 1.20%
HSBC Direct Saving was 1.30% now 1.01%
CIT Bank Savings Builder was 1.25% now 1.15%
Northfield Bank Platinum Savings was 1.25% now 1.05%
My Savings Direct Savings was 1.00% now 0.85%

Got an email from Simple this afternoon that their savings rate dropped from 1.40% to 1.20% as of today.

Other drops today:

Vio High Yield Savings was 1.50% now 1.35%
Capital One 360 Performance Savings was 1.30% now 1.15%
Synchrony High Yield Savings was now 1.05%

Today’s drops:

TIAA High Yield Money Market was 1.40% now 1.01%(12 month rate guarantee)
My E Banc Money Market was 1.30% now 1.20%
Alliant High Rate Savings was 1.20% now 0.90%
Envision Bank Saavy Savings was 0.90% now 0.80%

Patriot Bank Money Market at 1.75% remains the best liquid offering that I’m aware of. If you sign up now, the rate guarantee has been extended to 7/31/20. After the rate guarantee expires, the regular rate applies. The regular rate remains 1.75%. Not sure how much longer this is going to last!

Today’s drops(probably really Friday’s drops):

CFG Bank High Yield Money Market was 1.62% now 1.50%
SFGI Direct Savings was 1.56% now 1.36%
Comenity Direct High Yield Savings was 1.45% now 1.35%
Rising Bank High Yield Savings was 1.30% now 1.20%
Sallie Mae Money Market was 1.15% now 1.10%

Today’s drops:

Neighbor’s Bank was 1.70% now **not currently available, option to input email for waitlist
CIBC Online Savings was 1.45% now 1.35%
Barclay Online Savings was 1.30% now 1.15%
PenFed Online Savings was 1.25% now 1.15%

Today’s rate drops:

Nationwide Axos Bank Savings was 1.70% now 1.61%
UFB High Yield Money Market was 1.61% now 1.51%
UFB High Interest Savings was 1.61% now 1.51%
Western Bank High Yield Money Market was 1.60% now 1.35%
Popular Direct Ultimate Savings was 1.50% now 1.35%
Web Bank Savings was 1.31% now 1.11%

Today’s drops:

Rising Bank High Yield Savings was 1.40% now 1.30%
CIT Bank Money Market was 1.40% now 1.30%
CIT Bank Savings Builder was 1.30% now 1.25%
CIT Bank Premier High Yield Savings was 1.25% now 1.00%

Today’s drops:

First Foundation Online Savings was 1.75% now 1.60%
HSBC Direct Savings was 1.60% now 1.30%
Comenity Direct High Yield Savings was 1.55% now 1.45%
All America and Redneck Money Market accounts was 1.50% now 1.35%
Brio Direct High Yield Savings was 1.40% now 1.25%
Discover AAII Online Savings was 1.30% now 1.20%
Discover Online Savings was 1.25% now 1.15%

Today’s drops:

UFB Direct High Yield Savings was 1.70% now 1.61%
UFB Direct Money Market was 1.70% now 1.61%
Popular Direct Ultimate Savings was 1.60% now 1.50%
ConnectOneBank High Yield Savings was 1.50% now 1.25%
Capital One Online Savings was 1.50% now 1.30%
Investor’s Bank Money Market was 1.25% now 0.75%

Notification on All America Bank and Redneck Bank that rate will change on 5/21/20 from 1.50% to 1.35%

Rate drops from Friday forward:

Comenity Direct Savings was 1.70% now 1.55%
Varo Savings was 1.61% now 1.41%
Vio Online Savings was 1.60% now 1.50%
Live Oak Personal Savings was 1.55% now 1.35%
Rising Bank High Yield Savings was 1.55% now 1.40%
Purepoint High Yield Savings was 1.50% now 1.25%

Today’s drops:

CIT Money Market was 1.55% now 1.40%
American Express Savings was 1.50% now 1.30%
Tab Bank Savings was 1.50% now 1.10%
Citizen’s Access Savings was 1.50% now 1.30%
CIT Savings Builder was 1.45% now 1.30%
Discover AAII Savings was 1.45% now 1.30%
Discover Savings was 1.40% now 1.25%
Able Bank Money Market was 1.40% now 1.25%

Today’s drops:

Web Bank Savings was 1.51% now 1.31%
Investor’s Access MM was 1.35% now 1.25%
Envision Bank Savings was 1.20% now 0.90%

Todays’s drops:

CFG Bank Money Market was 1.73% now 1.62%
Marcus Online Savings was 1.55% now 1.30%
Brio High Yield Savings was 1.55% now 1.40%
Barclays Online Savings was 1.50% now 1.30%
PenFed Online Savings was 1.40% now 1.25%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%

Thanks @goldsheet!! Table is updated.

Today’s rate drops:

Northern Bank Direct Money Market was 1.75% now 1.50%
SFGI Direct Savings was 1.71% now 1.56%
Prime Alliance Savings was 1.71% now 1.55%
Vio High Yield Savings was 1.70% now 1.60%
Web Bank Savings was 1.66% now 1.51%
CIT Money Market was 1.65% now 1.55%
CIT Savings Builder was 1.55% now 1.45%
Alliant High Rate Savings was 1.35% now 1.20%
Sallie Mae Money Market was 1.25% now 1.15%
Self Help Money Market was 0.74% now 0.28%

Today’s drops:
Investor’s Bank Money Market was 1.50% now 1.35%
Envision Bank Savings was 1.40% now 1.20%
ETrade Savings was 0.20% now 0.05%

Today’s increases:
My eBanc Money Market was 1.00% now 1.30%
Weathfront Cash was 0.26% now 0.35%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

CIT Savings Builder was 1.55% now 1.50%

Where are you seeing this rate? I still see the 1.55% rate on the Savings Builder page on CIT’s website.

Got an email from American Express Savings that their rate is dropping from 1.60% to 1.50% as of today.

Thanks @goldsheet!

Here’s a full list of the recent drops:

ConnectOne Online Savings was 1.75% now 1.50%
CIT Money Market was 1.75% now 1.65%
CIT Savings Builder was 1.70% now 1.55%
Discover AAII SAvings was 1.55% now 1.45%
CIT Premier Yield Savings was 1.55% now 1.25%
Discover Savings was 1.5% now 1.4%
Sallie Mae Money Market was 1.35% now 1.25%
State Farm Money Market was 1.01% now 0.75%

Two drops today:

Vio Bank High Yield Savings was 1.75% now 1.70%
Smarty Pig was 1.50% now 1.40%

Added ConnectOneBank Online Savings at 1.75%, $2500 min balance requirement

Today’s drops:

Tab Bank Savings was 1.70% now 1.50%
Citizen’s Access Savings was 1.70% now 1.50%
Brio Direct Savings was 1.65% now 1.55%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Thought it was (or used to be) on list
Northern Bank Direct
1.75% APY
Minimum of $5,000 to open
https://www.northernbankdirect.com/money-market

Thanks, it did used to be on there. I must have accidentally deleted it at some point. It’s back on now thanks to you!

Today’s one drop:

CFG Bank MMA was 1.90% now 1.73%

Today’s drops:

Barclay Online Savings was 1.60% now 1.50%
Sallie Mae Money Market was 1.50% now 1.35%
Bank5Connect Savings was 1.20% now 1.10%

Today’s drops:

CIT Money Market was 1.80% now 1.75%
CIT Savings Builder was 1.75% now 1.70%

Today’s drops:

Smarty Pig Savings was 1.55% now 1.50%
Mutual One Savings was 1.01% now 0.70%

Western Bank was 1.85% now 1.60%

Amex Savings was 1.7% now 1.6%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Simple 1.55% (was 1.75%)

Also Envision Bank dropped today was 1.50% now 1.40%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Alliant Credit Union Savings 1.35% (was 1.60%)

Other rate drops, of which several are pretty significant given they were top rates prior to the drops:

Communitywide FCU Quarterly was 2.00% now 1.50%
Communitywide FCU Monthly was 1.90% now 1.10%
Varo was 1.92% now 1.61%
Able was 1.70% now 1.40%
Self Help was 1.19% now 0.74%

Bank5Connect from 1.40% to 1.20%

No drops yesterday and no drops today. We had one increase today - Comenity Direct - was 1.55% now 1.70%

Just one drop today:

SFGI was 1.86% now 1.71%

Today’s drops:

First Foundation was 2.00% now 1.75%
Northfield was 1.65% now 1.25%
Smarty Pig was 1.6% now 1.55%
PenFed was 1.6% now 1.4%
MutualOne was 1.26% now 1.01%
Betterment was 0.78% now 0.30%

And ironically WebBank increased from 1.51% to 1.66%

Today’s drops:

Northpointe Savings and Money Market accounts were 1.65% now 1.05%
Bank5Connect Savings was 1.5% now 1.4%

Today’s drops:

Patriot Bank was 2.00% guaranteed through 7/31/20 now 1.75% guaranteed through 4/30/20
HSBC was 1.85% now 1.70%
Virtual Bank was 1.40% now 1.25%
Zion Bank was 0.85% now 0.50%