Posts made by orthros

FYI, this is a freemium game - always free to play but heavy push of digital assets

@studentsavings I think you may have misunderstood my point.

“$100 a year out of nothing” could be one interpretation, but you’d need to get 1% interest bump get $100 (pre-tax). If you’re a student with a 0% federal tax rate, then it’s truly $100. If (like me) you’re in a 25%+ bracket, it’s really $75 at most, even less if your state taxes it (hint: mine does).

Right now, Ally Bank pays 0.6% on savings accounts so $10K vs. 0.10% at BOFA is a net 0.5% gain or about $50/$30 pre- or post-tax annually.

While I certainly wouldn’t give up gobsmacks of interest for in-person services, some of them are incredibly helpful. If you have need for: cashier’s checks; notarization; medallion guarantees; in-person on-the-spot large amounts of cash (ATMs will limit you to $500 a day or so); HELOC or mortgage loans at the lowest possible rates (I got Prime minus 1.01% on a HELOC for having a local account, 1/2 point lower than the best online competitor); or just about anything else requiring a human being, having a branch is helpful.

I’m more than willing to have an account with $10K or so in it locally in exchange for all of this, which in effect costs me $4/month or less after taxes. YMMV.

If all you want is a place online to get your bucks, go for it. Just be aware that anything else is going to be difficult to get service for unless you have at least one local bank with someone there with the authority to help.

@studentsavings How much is “some”? Even if you had $10K, the difference in interest would be $100 per 1 point of additional interest. And that’s before taxes.

As for risk, I’ve had an Ally Bank account for ages (current rate: 0.60%). There are no branches if you need branch services, but they are FDIC insured and stable, their phone customer service is prompt and high quality, and they have fewer fees than their no-monthly-fee brick-and-mortar competitors.

@mrsguin I started to go through the process and after several minutes hit a page where it asked for SSN and other PII including this phrase “This credit check may impact your credit score”.

I suspect this is a hard pull so be forewarned

@fivetalents I own this exact TV. I paid…uhhh… more than $148 for it that’s for sure.

Good luck to anyone who wants one. If you can get it, you’ll be exceptionally pleased imo.

@mistercheap Everything I want to buy is promo restricted, lol. Any recommendations?

YMMV but I got a mailer yesterday with $5 off any purchase no minimum starting today (Nov 11). If you have it and can get it to stack that makes the deal even hotter - brings the price for $25 down to $7.

@mistercheap I’m guessing he uses a GPS spoofer. There are tons of them that are fairly cheap but I haven’t used one in ages.

@mrvietnam Just got mine as well. Looks like next day turnaround. Now to figure out what to do with my Cheez-It credits…

Ok, I finished up 8+ hours this morning November 3rd at around 9am ET. Will report back on the success of getting the $5 Prime credit, $5 Cheez-It credit, both or neither

With the number of great deals coming up in November, this is pretty hot. Especially for laptop deals since they’ll definitely clear the $250 hurdle.

@angryeyebrows said in Big Fish Games - Any Free Game of Your Choice!:

FREEGAME491795

Both codes from @MrsGuin and @AngryEyebrows still working as of 1:45pm Eastern on Sunday, October 25th

@mrsguin That link goes to a bioscience claim

@mrvietnam Got mine too. I’m up to a $15 Cheez-It credit since they roll over.

Ah yes, my annual “What’s the cheapest item on the menu?” trip

Trust me - don’t take Royal Flush and After 7pm together

Thanks a ton MC. I expected nothing, but I guess since I opened my eBay account in 2000 I merited a coupon.

I used it to buy a record player. Which all things considered seems fitting for a promotion geared to older customers.

@mrvietnam I literally just got mine too. Guessing we’ll see a bunch of these now.

@mrvietnam My $5 Amazon credit took ages to show up last month. IIRC it was around August 15 when I noticed I had this weird $5 credit and realized what it was.

Anyone get any messaging about completing the September offer? Mine was complete as of last evening - nothing so far.

My kids love this game. They paid for it and they’re happy they did.

Sad news. I got an awful lot of high quality clothing for reasonable prices at their local outlet store for many years.

We’re going to see a lot more of these stories in the coming months. If not before Christmas then certainly afterwards.

@dangeruss Panera is probably the worst of the mainstream coffees but the price is hard to beat.

If Dunkin’ ever does a deal like this, my wife will have achieved nirvana.

@mrsguin This for new or existing members or both?

On the home page, the only indication I see of 10/31 is if I get 2 others to sign up. I guess I can ‘sign up’ my two sons if need be.

Stupid Question of the Thread - yes, I searched…

Can my wife as an AU be added for an additional 10 of the $5 off $10? I can’t seem to make it happen and can’t tell if it’s global or just my problem.

@mistercheap $1.29 in Ohio. Still a good deal though.

Since it says “Not valid on a single donut hole” I wonder if I could just order TWO donut holes.

Or maybe I can just cough up $1.29 for a medium coffee and bagel and stop being autistic.

Can anyone speak to whether Tello is $10/month or $10-which-is-actually-$18-after-taxes-and-fees?

@mrvietnam I checked a store that had 2-3 left as per Brickseeker and looked very thoroughly. Tons of the new weighted blanket though - and I dug through them checking UPCs for the $1 one. No dice.

I checked through the Cheez-It “Redeem Reward” link but did not get the $5 Amazon video credit. YMMV and hopefully it will in this case.

@mrvietnam Walmart does have self-checkout everywhere, so I would go that route rather than deal with potential roadblocks.

Excellent find. I’m tempted to drive 30 minutes round trip to see if I can pick up 1 or 2 for my kids.

I just got an email with the $5 Cheeto credit. No $5 Amazon Prime credit though.

Bagels are $1. Anything cheaper on the Dunkin’ menu?

I’ve also finished my watching by at least 36 hours at this point. No communication or confirmation. Time will tell. I hope.

I finished watching my 5 hours just now and will report back as to when/if I receive an email confirming my $5 & $5.

Note that the terms of the offer say that future months’ credits stack, so you can save us your Cheez It credits and eventually get something for free or close to it. YMMV naturally.

@kohlspowrshopper I’d take the Dunkin’ code if it’s still available. Thanks either way for offering it up.

@jess888 You are correct. Great clarification in case anyone is considering this.

@my4mainecoons I love diatomaceous earth for dietary purposes. If you’re ever…uhhhh…having trouble, just mix in a teaspoon or so into whatever you’re drinking. It’ll cure what ails ya.

Ally Bank drops to 1.00% (from 1.10%) effective today, July 8, 2020

You also will want to check on how your coffee is being made and/or make it yourself.

I ordered on my phone. While walking in, I saw someone putting sugar into a coffee with my name on it. Even though I had explicitly ordered non-sugar sweetener.

My wife ordered one with almond milk and received cow’s milk instead.

Maybe we’re just unlucky but I think they’re probably overwhelmed with orders given the marginal price of free. Easiest way is to prep it yourself but that takes some extra effort and isn’t an option if you want to go through the drive through.

Follow up: Bought on June 30th. $5 credit appeared as Pending today. No email or other notification.

Looks like it’s working though. I also was able to activate on both my AmEx accounts.

@mrvietnam Thanks.

Data point: Bought something on June 30th. No text/email as of yet and certainly no credit. Definitely from a store on the Shop Small map - double checked it.

@mrvietnam Was this a text or email? How much lag between the purchase and when you got the message?

@mrsguin “Unfortunately, you’re not eligible for this deal”

So it’s a YMMV

@mrsguin “Costco now providing free whippets” would have been better marketing.

Thanks OP. I’ll be stopping by Costco this week to top off my tires.

Finally, a deal for Ohio. Thanks OP. Took me 15 seconds to sign up for it.

@fivetalents I’m cool with a modest tip for bringing it to your car, but sort of on the order of tipping for take-out coffee: Not mandatory but a nice gesture.

@dangeruss IMO you don’t tip for takeout pizza. You tip for delivery. Tipping culture is getting insane.