@jtownsucks46 Limitation with the Popular Direct savings account -

“You may only have one linked external account at a time, and you must wait at least 60 days between changes. If you are a new customer, this timer started after you successfully linked the external account that you used to fund your first Popular Direct product.”

These restrictions on external accounts, ACH transfers in/out, etc. pretty much kill the deal for me. Seems like they’d attract more depositors if they were more flexible.

@jtownsucks46 Just a caveat - looks like MySavingsDirect only allows for one checking account to be linked for initial funding. After 60 days, another checking account can be linked. Wish they would allow transfers from other savings accounts. Great rate, though!

Wealthfront savings up to 3.8% today. From their email:

Today, we raised the Cash Account’s APY for the 7th time in 2022, and just like all those other increases, it means more money for our clients! We’re proud to offer one of the best rates in the industry at 3.80% — more than 75x higher than some big banks we know.

Now’s a great time to check in with your money to make sure none of it is sitting in a low-earning account.

With a Cash Account at Wealthfront, you’ll earn 3.80% APY on all your cash, you’ll never pay account or overdraft fees, you’ll enjoy unlimited fee-free transfers, and your money will be backed by FDIC insurance — which we recently doubled to $2 million through our partner banks.

@goldsheet Where did you find signup bonuses for PNC? TIA

Email from NASB received today:

At NASB, we actively monitor market conditions and other factors to make sure we are delivering competitive rates. This new, higher rate is something to celebrate!
Premium Rate Savings
3.82% APY*

Your rate increase is effective and will be reflected in your online banking tomorrow.

PNC has a high yield savings account yielding 4%. It looks like the rate is only available in certain markets. No minimum to open the account.

https://www.pnc.com/en/personal-banking/banking/savings/high-yield-savings.html#

@jtownsucks46 Thanks for the update. I kept looking for the 4% at ConnectOne & wasn’t finding it. This explains it.

@jtownsucks46 Yes, that’s true. I forgot about that because the account I usually want to transfer from charges a fee to send an ACH transfer, so that’s not an option. I have pushed money through another bank that doesn’t charge fees, but I don’t like going to all that trouble. It shouldn’t be that difficult to give a business my money!! Ha!

NASB up to 3.67% today

@jtownsucks46 I would move a lot of my $$ to Merchants if they were more depositor friendly. There’s no way to make ACH transfers after the first one. You can make a mobile deposit, but you have to write a check to get money out. That’s not what I expect from an online bank. So, sadly for them, my money is going elsewhere.