@fivetalents said in Free Learn to Code With Ruby Course AC @ Udemy.com, 5 Hours Left:
@thediggler said in Free Learn to Code With Ruby Course AC @ Udemy.com, 5 Hours Left:
@fivetalents Is this site written in Ruby (or Ruby on Rails)? Trying to train more people to assist w/ development duties?
I’m not sure if you’re talking about PhW or Udemy… or even the Ruby course itself? The platform underlying PhW is NodeBB.
“this site” = PhW 
@dangeruss said in Free Learn to Code With Ruby Course AC @ Udemy.com, 5 Hours Left:
Nope, nodejs
Maybe Udemy will offer a free nodejs course at some point then.
@fivetalents Is this site written in Ruby (or Ruby on Rails)? Trying to train more people to assist w/ development duties? 
Supposedly if you have an existing relationship w/ a credit monitoring service, it’s supposed to be able to soft pull your credit report, even if it’s frozen.
Tried pulling my latest Credit.com report (which pulls Experian). Upon trying to login, it attempted to grab an updated credit report/score, at which point it informed me that my Experian report was frozen and had to be unfrozen in order for me to login.
Didn’t have such an issue w/ FreeCreditScore.com (which is owned by Experian).
At least unfreezing (and refreezing) is now free, so if I want an updated report/score, I can take appropriate action.
@gadom said in I want an checking account that pays no interest.:
I want a checking account that pays no interest.
…
Anybody know of a bank that does that?
Bank of Diggler!
Just send your CASH to the bank!
It’s DIG insured too (which is meaningless insurance!)
You won’t get issued a checkbook or an ATM card, but you can withdraw your funds by hand-writing your IOU’s. Be sure to list your account # on your IOU’s: 1MSCR3W3D 
@mrvietnam said in Credit Report Freezes (and Unfreezes) are now FREE nationwide (by Federal Law) *PSUEDO-MIRROR*:
My apologies. I was mistaken.
It’s all good.
This is good information. Now I won’t have to pay extra money to unfreeze and freeze back again my credit when a good welcome bonus comes along.
Bingo. That’s EXACTLY why I feel that this info should be exposed to as many eyeballs as possible! A nationwide consumer positive protection has finally come out of all of these security breaches.
@mrvietnam said in Credit Report Freezes (and Unfreezes) are now FREE nationwide (by Federal Law) *PSUEDO-MIRROR*:
Thanks for posting, but it has already been posted earlier here: https://phatwalletforums.com/topic/10628/effective-friday-september-21-2018-credit-freezes-and-unfreezes-are-now-free
Nope. That’s the COPY/PASTE of my thread from Credit that Mr. C posted to DD. As I wrote in the OP Of this thread:
In the meantime, a copy/paste of my thread (sans hyperlinks) was posted in DD, where there’s been a spirited debate over whether enough eyeballs will see the notification.
In the thread in DD, the opening sentence even states:
Effective Friday, September 21, 2018, Credit Freezes (and Unfreezes) are now FREE. (posted by THE DIGGLER)
Posted the following thread in the “Credit Forum” a few days ago:
Credit Report Freezes (and Unfreezes) are now FREE nationwide (by Federal Law)
The info above, IMO, warrants exposure to as many eyeballs as possible, hence the reason I’ve posted a psuedo-mirror here (to Hot Deals).
I asked the mods to mirror it here (Hot Deals), but apparently there’s no true “mirroring” function at this site.
In the meantime, a copy/paste of my thread (sans hyperlinks) was posted in DD, where there’s been a spirited debate over whether enough eyeballs will see the notification.
Mods: Please allow this psuedo-mirror thread to remain in HD for at least a few weeks. Thereafter, if you truly think it doesn’t belong here, feel free to delete it.
@mistercheap said in Effective Friday, September 21, 2018, Credit Freezes (and Unfreezes) are now FREE.:
actually, it may be seen more easily here … DD has far fewer threads and this will stay on page 1 for weeks.
The catch is that to see threads in DD, you have to go out of your way to enter the DD forum. HD is the default forum shown on this site (at least for me), where when navigating to this site, the list of threads in HD automatically appear.
Personally, I hardly ever look in DD, which is why I’ve suggested that fewer eyeballs may see this thread/notification by keeping this notification in here.
Maybe I’ll post a link in HD to my thread in Credit (won’t bother copy/pasting it). It may fall off the top page of HD quickly, but in the short period of time it’s there, more users should see it.
[EDIT] Link in HD added:
https://phatwalletforums.com/topic/10657/credit-report-freezes-and-unfreezes-are-now-free-nationwide-by-federal-law-psuedo-mirror
