Best posts made by zerenia
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RE: Free LÄRABAR Bar at Publix w/loaded card thru 11/11
@MrsGuin Got the coupon. Thank you!
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RE: Why are there so many new companies?
@studentsavings said in Why are there so many new companies?:
@zerenia thanks for engaging. Here’s the link:
I’d love to hear what you think!
I let my WSJ subscription lapse when I finished grad school and couldn’t get a decent discounted subscription rate. Is there another way to read the story?
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RE: Emotions and Investing
@money-doc said in Emotions and Investing:
When you make a new decision with your money, it can be sometimes quite challenging to prevent your emotions from being in the driver’s seat
@Money-doc Is this you?
Don’t Be An Emotional Investor
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RE: Why are there so many new companies?
@studentsavings Agree - good luck to them. I wish everyone well who ventures out own their own. It takes a special kind of person to take the risk, and a special kind of person to persevere and succeed.
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RE: Why are there so many new companies?
@studentsavings I can only hope that the “Big Winners” give back to the rest of us, especially those who really need the help. Bill and Melinda Gates come to mind. Bill took huge risks, got outrageous rewards, and is now giving back.
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RE: Emotions and Investing
@money-doc I think the discussion is a good one. You may find that the sophistication level of the folks that frequent this forum to be such that they already get the risk vs. reward vs. diversification equation, but if you help someone who’s new to the idea of investing then you’ve done them a service.
Not sure if you think I’m a professional, but I’m an IT Director with an undergraduate degree in Music. I do hold an MBA, but with a concentration in Information Technology.
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RE: FREE SAMPLES Tazo Turmeric Bliss & Matcha Mate Grapefruit Teas
@mrsguin Canada only. Postal code field fails for US postal codes.
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RE: FREE Built Bars 6-Bar Mixed Box
Got a confirmation email and a thank you from the company.
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RE: Question about banking
@mistercheap said in Question about banking:
@zerenia said in Question about banking:
@orthros I agree with your premise, but how often do you need those services? @studentsavings probably won’t need those services and if he does, he can open an account or join a credit union. Maybe even check credit unions for savings or interest-checking rates?
FWIW, as long as the bank is FDIC insured, the risk is relatively low. The bigger trend, though, is that the online banks offer teaser rates for a fixed period of time and then drops the bottom out of the interest the account pays. To keep the returns up, you have to keep switching banks.
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@zerenia Ally and Marcus have never offered teaser rates on their money market accounts to simply drop the bottom out on them. the rates plummeted this year due to the pandemic and the Fed offering 0% interest and US Treasury bonds paying next to nothing. You can’t expect the banks to pay out interest higher than the going rates on borrowing money. ( mortgage rates are 2% or less). Sorry but your advice is lacking here totally and you obviously don’t understand market dynamics with interest rates where Money Market Accounts are concerned.
Sir - I’m not going to make any assumptions about your knowledge of this particular topic. I would point out that my response was primarily regarding whether or not the extra services were worth keeping an account with a B&M bank. I would also suggest that your two examples of banks that have not used teaser rates are eclipsed by the dozens or more that have done so. Two examples is not a trend, sir.
My other point was that a credit union might offer a better return than an online account and still, perhaps, provide the services of a B&M institution.
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RE: FREE Built Bars 6-Bar Mixed Box
Got mine yesterday. Packed one in my briefcase this morning along with my thermal coffee mug but they got too close to each other and the chocolate coating on the bar melted. I tried to eat it anyway but it was like eating a tube of jello. Let’s try this again tomorrow…
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RE: Cuisinart Air Fryer Toaster Oven $199.00 take 20% off w/code @Bloomingdales.com -F/S ends 12/14
@pitcherswife Too bad - $119 was an incredible bargain. Sorry I missed it, but thanks for posting the deal.
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RE: Cuisinart Air Fryer Toaster Oven $199.00 take 20% off w/code @Bloomingdales.com -F/S ends 12/14
@pitcherswife Used your link. Hit my cart at $199.99, not $119.99. With discount code Friends, price dropped to $159.99.
What did I do wrong?
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RE: Free Samsung TV Plus (160 Channels) Available for free on 2016 – 2020 Samsung Smart TVs and Galaxy devices S9, S10, S20, Note9, Note 10, Note 20, Z Fold, Galaxy Fold, Z Flip w/app
@mrvietnam said in Free Samsung TV Plus (160 Channels) Available for free on 2016 – 2020 Samsung Smart TVs and Galaxy devices S9, S10, S20, Note9, Note 10, Note 20, Z Fold, Galaxy Fold, Z Flip w/app:
@zerenia said in Free Samsung TV Plus (160 Channels) Available for free on 2016 – 2020 Samsung Smart TVs and Galaxy devices S9, S10, S20, Note9, Note 10, Note 20, Z Fold, Galaxy Fold, Z Flip w/app:
@mrvietnam said in Free Samsung TV Plus (160 Channels) Available for free on 2016 – 2020 Samsung Smart TVs and Galaxy devices S9, S10, S20, Note9, Note 10, Note 20, Z Fold, Galaxy Fold, Z Flip w/app:
Too bad app not available on ios for iphone owners.
Um… Samsung devices. APPLE makes the iPhone.
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Yes, I know. That’s why I said too bad the app is not available for iphones because that is what I own.
So, all kidding aside, I downloaded the app and tried it. For my viewing habits, Pluto is much better. Funny, too - the Samsung TV lineup has some of the Pluto-branded stations.
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RE: ibi - The Smart Photo Manager with Wi-Fi in White $89.99 @ eBay.com - Free Shipping unk exp
@pitcherswife I was a beta tester for this device pre-production. It actually worked very well, but I didn’t really understand the market. With so much free and low-cost cloud storage, why would you want a smart photo-sharing hard drive connected to your computer? The biggest “feature” was that the device could consolidate photos/video from multiple sources in one place which could make sharing a bit easier.
It’s the same price from SanDisk with free shipping:
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Possible Free 1Yr. Sub to Blinkist for AMEX Blue Cash Preferred Cardholders - Limited Time
Don’t know if available for other AMEX cards, but worth looking.
Click “Explore Offers”, then log in to your account. Offer was about 1/2 way down the list for me.
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RE: The Science Fiction Anthology Kindle Edition
Came up as $1.99 for me.
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RE: Can't boot up my Win7 Pro PC
@phat200 Hard drive may have died.
Press CTRL + P on the 2nd screen and look around the menus that come up for hard disks. If none are detected then you have a drive or drive cable or drive controller problem, most likely. Get professional help, but it’s likely less expensive to get a new computer than to fix that one.
I believe that by the time your computer was manufactured hard drives were auto detected by the computer and you didn’t have to enter a bunch of hard drive info by hand.
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RE: Free $100 for Sending your Diploma to Natural Light
Got my diploma back today and a commemorative picture of the artwork.
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RE: Amazon First Reads April- Prime Members Choose 1 free Kindle Edition from select titles-Claim by 5/1
@angryeyebrows Once again, chick lit and kiddie books. I continue to say that I have nothing against those genres but I’d like to see a better variety in the monthly offerings.
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RE: Target Circle - $15 off $50 for select accounts, log in first.
@marvomatic I got it but it requires using Shipt. So same day delivery or you have to pick up. No online or in-store.
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RE: Free Perfect Glow Spray Tan Sample
From the website:
“Do I have to be a spray tan pro to get a free sample?
YES. This offer is for spray tan pros only that are based in the USA. All orders will be verified and limited to 1 per business.”– Z –
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RE: Amazon First Reads June- Prime Members Choose 2 Kindle Books from Select Titles- Claim by 7/1
@angryeyebrows said in Amazon First Reads June- Prime Members Choose 2 Kindle Books from Select Titles- Claim by 7/1:
Login w/ Prime
Sorry Z, same old thing.
@AngryEyebrows Indeed. Some interesting author names, though:
Precious Brady-Davis
Brittainy Cherry (not a typo)
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RE: EXPIRED -Amazon First Reads July- Prime Members Choose 1 Kindle Edition from Select Titles- Claim by 8/1
@angryeyebrows Yep. I’m going to stop looking. Luckily there are other Prime benefits, so this one doesn’t really matter much to me.
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RE: Added Sugar (Post brand cereals) Class Action Settlement (no receipts required). The deadline for submitting a claim is May 19, 2021.
@mrvietnam I got the $9.14 in PayPal as well.
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