Best Nationally Available High APY Liquid Accounts


  • Global Moderator

    Discover AAII Savings was 1.85% now 2.05%
    Discover Savings was 1.80% now 2.00%
    Popular Direct Savings was 1.75% now 1.90%
    Smarty Pig Savings was 1.70% now 1.90%
    Betterment Cash Reserve was 1.60% now 2.00%
    Northern Bank Direct MM was 1.50% now 2.00%
    PenFed Savings was 1.20% now 1.50%
    Western State Bank MM was 0.75% now 2.00%

    Discover AAII Savings was 1.85% now 2.05%
    Discover Savings was 1.80% now 2.00%
    Popular Direct Savings was 1.75% now 1.90%
    Smarty Pig Savings was 1.70% now 1.90%
    Betterment Cash Reserve was 1.60% now 2.00%
    Northern Bank Direct MM was 1.50% now 2.00%
    PenFed Savings was 1.20% now 1.50%
    Western State Bank MM was 0.75% now 2.00%


  • Global Moderator

    Northpointe Bank Savings was 2.15% now 2.45%
    Northpointe Bank MM was 2.15% now 2.45%
    Rising Bank Savings was 2.10% now 2.20%
    CIBC Bank Savings was 2.08% now 2.32%
    Lending Club Savings was 2.07% now 2.15%
    Colorado Savings Bank Savings was 1.75% now 2.00%
    American Express Savings was 1.75% now 1.90%

    Northpointe Bank Savings was 2.15% now 2.45%
    Northpointe Bank MM was 2.15% now 2.45%
    Rising Bank Savings was 2.10% now 2.20%
    CIBC Bank Savings was 2.08% now 2.32%
    Lending Club Savings was 2.07% now 2.15%
    Colorado Savings Bank Savings was 1.75% now 2.00%
    American Express Savings was 1.75% now 1.90%


  • Global Moderator

    mph Bank MM was 2.02% now 2.75%
    Alliant CU Savings was 1.70% now 1.80%

    mph Bank MM was 2.02% now 2.75%
    Alliant CU Savings was 1.70% now 1.80%



  • USAlliance 2.50%
    $500 minimum balance (to earn dividends)
    https://www.usalliance.org/banking-products/high-dividend-savings

    USAlliance 2.50%
    $500 minimum balance (to earn dividends)
    https://www.usalliance.org/banking-products/high-dividend-savings


  • Global Moderator

    Vio Cornerstone MM was 2.22% now 2.30%
    Rising Bank Savings was 2.20% now 2.35%
    Citizen’s Bank Savings was 2.10% now 2.35%
    Synchrony Bank Savings was 2.05% now 2.15%
    Dollar Savings Direct Savings was 2.00% now 3.00%
    Capital One Savings was 1.90% now 2.00%

    Vio Cornerstone MM was 2.22% now 2.30%
    Rising Bank Savings was 2.20% now 2.35%
    Citizen’s Bank Savings was 2.10% now 2.35%
    Synchrony Bank Savings was 2.05% now 2.15%
    Dollar Savings Direct Savings was 2.00% now 3.00%
    Capital One Savings was 1.90% now 2.00%



  • @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?


  • 500 Club

    @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.

    @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.



  • @atikovi said in Best Nationally Available High APY Liquid Accounts:

    @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.

    Hmmm, I don’t remember any of that, but I’ve had an account since 2008. I still have my main checking account that I’ve had forever as an account I can transfer money from, but it is a real checking account that I have paper checks for (somewhere), so maybe that’s why. If I can get the 3%, I’ll just transfer the bulk of my money sitting in Brio Direct earning 2.2% to my checking account and then to DSD.

    @atikovi said in Best Nationally Available High APY Liquid Accounts:

    @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.

    Hmmm, I don’t remember any of that, but I’ve had an account since 2008. I still have my main checking account that I’ve had forever as an account I can transfer money from, but it is a real checking account that I have paper checks for (somewhere), so maybe that’s why. If I can get the 3%, I’ll just transfer the bulk of my money sitting in Brio Direct earning 2.2% to my checking account and then to DSD.


  • 500 Club

    @atikovi said in Best Nationally Available High APY Liquid Accounts:

    Of all the banks to have the highest rate, why does it have to be this one.

    Because they need to have higher rate to attract money. At 3%, I’m not biting. 🙂

    @atikovi said in Best Nationally Available High APY Liquid Accounts:

    Of all the banks to have the highest rate, why does it have to be this one.

    Because they need to have higher rate to attract money. At 3%, I’m not biting. 🙂



  • @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    And now it says 3%! Time to move some money around.

    @mtnagel said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Dollar Savings Direct Savings was 2.00% now 3.00%

    I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

    And now it says 3%! Time to move some money around.


  • Global Moderator

    All America Bank MM was 2.25% now 2.50%
    Redneck Bank MM was 2.25% now 2.50%
    Lending Club Savings was 2.15% now 2.25%
    Brio Direct Savings was 2.15% now 2.61%

    All America Bank MM was 2.25% now 2.50%
    Redneck Bank MM was 2.25% now 2.50%
    Lending Club Savings was 2.15% now 2.25%
    Brio Direct Savings was 2.15% now 2.61%



  • @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.15% now 2.61%

    Moved about half of my Brio to UFB (2.61%)
    Guess I don’t have to move the rest now 🙂

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.15% now 2.61%

    Moved about half of my Brio to UFB (2.61%)
    Guess I don’t have to move the rest now 🙂


  • Global Moderator

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Ivy Bank Savings was 1.90% now 2.15% - not available in California

    Now 2.30%

    Now 2.70%

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Ivy Bank Savings was 1.90% now 2.15% - not available in California

    Now 2.30%

    Now 2.70%


  • 500 Club

    Marcus: Savings 2.15%, NPCD 2.20%

    Marcus: Savings 2.15%, NPCD 2.20%


  • Global Moderator

    CIT Bank Savings Connect was 2.10% now 2.40%
    Sallie Mae MM was 2.05% now 2.25%
    CIT Bank MM was 1.40% now 1.55%
    CIT Bank Savings Builder was 0.85% now 1.00%

    CIT Bank Savings Connect was 2.10% now 2.40%
    Sallie Mae MM was 2.05% now 2.25%
    CIT Bank MM was 1.40% now 1.55%
    CIT Bank Savings Builder was 0.85% now 1.00%


  • Global Moderator

    Bask Bank Savings was 2.53% now 2.75%

    Bask Bank Savings was 2.53% now 2.75%


  • Global Moderator

    Merchant’s Bank MM was 2.28% now 3.05%

    Merchant’s Bank MM was 2.28% now 3.05%


  • Global Moderator

    CFG Bank MM was 2.55% now 2.75%
    Tab Bank Savings was 2.16% now 2.66%
    Ally Bank Savings was 2.00% now 2.10%

    CFG Bank MM was 2.55% now 2.75%
    Tab Bank Savings was 2.16% now 2.66%
    Ally Bank Savings was 2.00% now 2.10%



  • FYI - A little different idea
    Robinhood Cash Sweep 1.50%
    Robinhood Gold Cash Sweep 3.00%
    ($5 monthly fee for Gold)

    FYI - A little different idea
    Robinhood Cash Sweep 1.50%
    Robinhood Gold Cash Sweep 3.00%
    ($5 monthly fee for Gold)


  • Global Moderator

    Colorado Savings Bank Savings was 2.00% now 2.15%
    Wealthfront Savings was 2.00% now 2.55%

    Colorado Savings Bank Savings was 2.00% now 2.15%
    Wealthfront Savings was 2.00% now 2.55%


  • Global Moderator

    Republic Bank Digital Money Market 2.76% (not available in IL, IN, MI, or WI)
    https://republicebank.com/personal/digital-money-market/

    Republic Bank Digital Money Market 2.76% (not available in IL, IN, MI, or WI)
    https://republicebank.com/personal/digital-money-market/



  • First Foundation was 2.25%, now 2.75 %

    First Foundation was 2.25%, now 2.75 %


  • Global Moderator

    Bank Purely MM was 2.15% now 2.75%
    iGo Banking MM was 2.25% now 2.75%

    Bank Purely MM was 2.15% now 2.75%
    iGo Banking MM was 2.25% now 2.75%


  • Global Moderator

    Elements Financial Credit Union Helium Savings 3.25% - promo rate guaranteed for one year, $2,500 minimum ongoing balance required

    https://www.elements.org/personal/savings/helium-savings/

    Elements Financial Credit Union Helium Savings 3.25% - promo rate guaranteed for one year, $2,500 minimum ongoing balance required

    https://www.elements.org/personal/savings/helium-savings/


  • Global Moderator

    Quontic Bank Savings was 2.05% now 2.15%
    SFGI Direct Savings was 2.01% now 2.21%
    Popular Direct Savings was 1.90% now 2.25%

    Quontic Bank Savings was 2.05% now 2.15%
    SFGI Direct Savings was 2.01% now 2.21%
    Popular Direct Savings was 1.90% now 2.25%


  • Global Moderator

    Today’s Increases

    Brilliant Bank MM was 2.61% now 2.80%
    UFB Direct Savings was 2.61% now 2.85%
    Rising Bank Savings was 2.35% now 2.50%
    Vio Bank MM was 2.30% now 2.50%
    Lending Club Savings was 2.25% now 2.65%
    Synchrony Bank Savings was 2.15% now 2.25%
    Capital One Savings was 2.00% now 2.15%
    Discover AAII Savings was 2.05% now 2.15%
    Discover Savings was 2.00% now 2.10%
    Betterment Cash Reserve was 2.00% now 2.25%
    Northern Bank Direct MM was 2.00% now 2.75%
    First Internet Bank Savings was 1.92% now 2.12%
    Smarty Pig Savings was 1.90% now 2.15%
    FNBO Direct was 1.65% now 1.90%

    Today’s Increases

    Brilliant Bank MM was 2.61% now 2.80%
    UFB Direct Savings was 2.61% now 2.85%
    Rising Bank Savings was 2.35% now 2.50%
    Vio Bank MM was 2.30% now 2.50%
    Lending Club Savings was 2.25% now 2.65%
    Synchrony Bank Savings was 2.15% now 2.25%
    Capital One Savings was 2.00% now 2.15%
    Discover AAII Savings was 2.05% now 2.15%
    Discover Savings was 2.00% now 2.10%
    Betterment Cash Reserve was 2.00% now 2.25%
    Northern Bank Direct MM was 2.00% now 2.75%
    First Internet Bank Savings was 1.92% now 2.12%
    Smarty Pig Savings was 1.90% now 2.15%
    FNBO Direct was 1.65% now 1.90%


  • 500 Club

    From Capital One
    Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
    Hold the deposit in your account until 1/24/2023 to earn the bonus.
    Voila! The bonus should be posted to your account by 3/25/2023 and you can continue working towards your savings goals.

    CALCULATE YOUR BONUS
    Earn $250 for every $25,000 that you deposit (up to $1,000 for $100,000).
    DEPOSIT BONUS
    $25,000+ $250
    $50,000+ $500
    $75,000+ $750
    $100,000+ $1,000

    From Capital One
    Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
    Hold the deposit in your account until 1/24/2023 to earn the bonus.
    Voila! The bonus should be posted to your account by 3/25/2023 and you can continue working towards your savings goals.

    CALCULATE YOUR BONUS
    Earn $250 for every $25,000 that you deposit (up to $1,000 for $100,000).
    DEPOSIT BONUS
    $25,000+ $250
    $50,000+ $500
    $75,000+ $750
    $100,000+ $1,000



  • @my4mainecoons
    SoFi has a similar offer but I just found out about it and it expires 9/30
    Probably not enough time to successfully ACH funds
    FYI: https://www.sofi.com/banking/balance-offer/

    @my4mainecoons
    SoFi has a similar offer but I just found out about it and it expires 9/30
    Probably not enough time to successfully ACH funds
    FYI: https://www.sofi.com/banking/balance-offer/



  • Note: UFB has offered another new account
    If you have UFB Direct Rewards Savings your rate is 2.60% APY
    The new UFB Direct Elite Savings rate is 2.85% APY
    https://www.ufbdirect.com/Savings/UFB-Elite-Savings

    Note: UFB has offered another new account
    If you have UFB Direct Rewards Savings your rate is 2.60% APY
    The new UFB Direct Elite Savings rate is 2.85% APY
    https://www.ufbdirect.com/Savings/UFB-Elite-Savings


  • 500 Club

    @my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

    From Capital One
    Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.

    I don’t see a 360 Money Market account offered.

    @my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

    From Capital One
    Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.

    I don’t see a 360 Money Market account offered.



  • @atikovi I did a little research and the 360 Money Market account is no longer available to new customers. As a result, I think the offer posted was a targeted offer for previous customers.

    @atikovi I did a little research and the 360 Money Market account is no longer available to new customers. As a result, I think the offer posted was a targeted offer for previous customers.


  • 500 Club

    @goldsheet I have the 360 MMA with a 2 cent balance and it shows 0.80% APY. Not worth tying up $100K for 4 months at an effective 3% APY of the bonus plus the .80% interest of the account when rates are rising. Maybe we will see 5% rates by the end of the year.

    @goldsheet I have the 360 MMA with a 2 cent balance and it shows 0.80% APY. Not worth tying up $100K for 4 months at an effective 3% APY of the bonus plus the .80% interest of the account when rates are rising. Maybe we will see 5% rates by the end of the year.


  • 500 Club

    Barclays: 2.25%

    Barclays: 2.25%



  • @atikovi I did the SoFi deal. 1% bonus for holding only two months.
    Getting 1% in two months is like 6% per year, plus their regular interest.

    @atikovi I did the SoFi deal. 1% bonus for holding only two months.
    Getting 1% in two months is like 6% per year, plus their regular interest.


  • Global Moderator

    Ponce Bank MM was 2.50% now 3.00%
    Valley Direct Savings was 2.20% now 2.65%
    Personal Capital Cash Account was 2.02% now 2.60%

    Ponce Bank MM was 2.50% now 3.00%
    Valley Direct Savings was 2.20% now 2.65%
    Personal Capital Cash Account was 2.02% now 2.60%



  • T-Mobile Money was 1.50%, now 2.25%

    T-Mobile Money was 1.50%, now 2.25%


  • Global Moderator

    Brio Direct Savings was 2.61% now 2.80%
    Prime Alliance Bank Savings was 2.26% now 2.70%
    American Express Bank Savings was 1.90% now 2.00%

    Brio Direct Savings was 2.61% now 2.80%
    Prime Alliance Bank Savings was 2.26% now 2.70%
    American Express Bank Savings was 1.90% now 2.00%



  • Email I got today. I’ve already taken all my money out awhile ago.

    Upcoming changes to the HMBradley Deposit Program
    Inbox

    Hi Matthew,

    The deposit program sponsored by Hatch Bank will end on October 31, 2022. We are working hard to make sure HMBradley continues to improve and grow with you.

    On September 29, 2022, we will be launching a new deposit program with New York Community Bank (NYCB).

    Your action is required and you have choices. Please continue reading for important information about what you need to do.

    Hatch Bank will automatically close all deposit accounts at Hatch Bank after October 31, 2022, unless you:

    Open a new HMBradley Deposit Account with NYCB, transfer your available balance to your new account, and close your deposit account at Hatch Bank, or
    Close your deposit account at Hatch Bank and direct them where to send any funds on deposit by October 31, 2022.
    As an incentive, customers who open an HMBradley Deposit Account with NYCB by October 31, 2022, will be eligible to earn either 3.00% or 2.00% annual percentage yield (APY) until January 31, 2023. See the NYCB Deposit Account Promotion for promotion details and NYCB Deposit Account Terms & Current APYs for the NYCB Deposit Account Agreement and Disclosures and current APYs.

    Learn more
    What happens when I open up a new HMBradley Deposit Account with NYCB?

    When you open a new deposit account with NYCB before October 31, 2022, HMBradley will close your deposit account with Hatch Bank and transfer your available balance to your HMBradley Deposit Account with NYCB. To allow for the time it takes to switch your direct deposits, we will give you the option to permit us, until November 30, 2022, to redirect these deposits from your deposit account at Hatch Bank to your new HMBradley Deposit Account with NYCB (“Switch Service”). You will earn interest on funds transferred to your HMBradley Deposit Accounts with NYCB from the date the account is funded. Hatch Bank will not pay any interest on any funds credited to your deposit account at Hatch Bank after your new account is opened at NYCB.

    Important considerations:

    Switch your direct deposits and incoming transfers to your new HMBradley Deposit Account with NYCB before October 31, 2022. Please provide your employer or payroll provider with the account number and routing number for your new HMBradley Deposit Account with NYCB. You will be able to find your deposit account number and NYCB’s routing number in your HMBradley profile. If you don’t elect Switch Service, Hatch Bank will close your account and return any deposit transfers to the originating bank.
    Discontinue any recurring ACH or debit card electronic funds transfers from your deposit account at Hatch Bank and re-establish those ACH transactions from your new HMBradley Deposit Account with NYCB.
    Remove your current HMBradley debit card from your digital wallet (including Apple Pay, Google Pay, and Samsung Pay).
    Please make sure your email address, phone number, and mailing address are correct in your HMBradley profile so we can process any claims of error or unauthorized transactions, merchant refunds or credits, or any other credits due to your account at Hatch Bank.
    Starting September 29, 2022, you will not be able to initiate inbound ACH transactions from your deposit account at Hatch Bank.
    What if I want to close my deposit account at Hatch Bank?

    If you just want to close your deposit account at Hatch Bank before November 1, 2022, contact customer support for assistance. When you contact them, you may direct Hatch Bank where to send any remaining funds on deposit. If you do not close your deposit account at Hatch Bank by October 31, 2022, Hatch Bank will automatically close your deposit account and send you any remaining funds over $1. On October 14, 2022, the annual percentage yields (APYs) associated with the Savings Tiers on all deposit accounts at Hatch Bank will be 0.01%. The Savings Tier Boost Promotion will be terminated for all deposit accounts at Hatch Bank effective as of September 30, 2022.

    When Hatch Bank closes your account, it has no obligation to accept deposits or pay any outstanding items.

    Important considerations:

    Switch your direct deposits and incoming transfers before October 31, 2022. Please provide your employer or payroll provider with the account number and routing number for your new bank account.
    Discontinue any recurring ACH or debit card electronic funds transfers from your deposit account at Hatch Bank.
    Remove your current HMBradley debit card from your digital wallet (including Apple Pay, Google Pay, and Samsung Pay).
    Please make sure your email address, phone number, and mailing address are correct in your HMBradley profile so we can process any claims of error or unauthorized transactions, merchant refunds or credits, or any other credits due to your account at Hatch Bank.
    Starting September 29, 2022, you will not be able to initiate inbound ACH transactions from your deposit account at Hatch Bank.
    Questions?
    We’ve prepared FAQs for this transition, and you can always reach out to us here.

    We value each and every one of our customers – thank you for being part of HMBradley!

    All deposit accounts are provided by New York Community Bank or Hatch Bank, Members FDIC.

    Email I got today. I’ve already taken all my money out awhile ago.

    Upcoming changes to the HMBradley Deposit Program
    Inbox

    Hi Matthew,

    The deposit program sponsored by Hatch Bank will end on October 31, 2022. We are working hard to make sure HMBradley continues to improve and grow with you.

    On September 29, 2022, we will be launching a new deposit program with New York Community Bank (NYCB).

    Your action is required and you have choices. Please continue reading for important information about what you need to do.

    Hatch Bank will automatically close all deposit accounts at Hatch Bank after October 31, 2022, unless you:

    Open a new HMBradley Deposit Account with NYCB, transfer your available balance to your new account, and close your deposit account at Hatch Bank, or
    Close your deposit account at Hatch Bank and direct them where to send any funds on deposit by October 31, 2022.
    As an incentive, customers who open an HMBradley Deposit Account with NYCB by October 31, 2022, will be eligible to earn either 3.00% or 2.00% annual percentage yield (APY) until January 31, 2023. See the NYCB Deposit Account Promotion for promotion details and NYCB Deposit Account Terms & Current APYs for the NYCB Deposit Account Agreement and Disclosures and current APYs.

    Learn more
    What happens when I open up a new HMBradley Deposit Account with NYCB?

    When you open a new deposit account with NYCB before October 31, 2022, HMBradley will close your deposit account with Hatch Bank and transfer your available balance to your HMBradley Deposit Account with NYCB. To allow for the time it takes to switch your direct deposits, we will give you the option to permit us, until November 30, 2022, to redirect these deposits from your deposit account at Hatch Bank to your new HMBradley Deposit Account with NYCB (“Switch Service”). You will earn interest on funds transferred to your HMBradley Deposit Accounts with NYCB from the date the account is funded. Hatch Bank will not pay any interest on any funds credited to your deposit account at Hatch Bank after your new account is opened at NYCB.

    Important considerations:

    Switch your direct deposits and incoming transfers to your new HMBradley Deposit Account with NYCB before October 31, 2022. Please provide your employer or payroll provider with the account number and routing number for your new HMBradley Deposit Account with NYCB. You will be able to find your deposit account number and NYCB’s routing number in your HMBradley profile. If you don’t elect Switch Service, Hatch Bank will close your account and return any deposit transfers to the originating bank.
    Discontinue any recurring ACH or debit card electronic funds transfers from your deposit account at Hatch Bank and re-establish those ACH transactions from your new HMBradley Deposit Account with NYCB.
    Remove your current HMBradley debit card from your digital wallet (including Apple Pay, Google Pay, and Samsung Pay).
    Please make sure your email address, phone number, and mailing address are correct in your HMBradley profile so we can process any claims of error or unauthorized transactions, merchant refunds or credits, or any other credits due to your account at Hatch Bank.
    Starting September 29, 2022, you will not be able to initiate inbound ACH transactions from your deposit account at Hatch Bank.
    What if I want to close my deposit account at Hatch Bank?

    If you just want to close your deposit account at Hatch Bank before November 1, 2022, contact customer support for assistance. When you contact them, you may direct Hatch Bank where to send any remaining funds on deposit. If you do not close your deposit account at Hatch Bank by October 31, 2022, Hatch Bank will automatically close your deposit account and send you any remaining funds over $1. On October 14, 2022, the annual percentage yields (APYs) associated with the Savings Tiers on all deposit accounts at Hatch Bank will be 0.01%. The Savings Tier Boost Promotion will be terminated for all deposit accounts at Hatch Bank effective as of September 30, 2022.

    When Hatch Bank closes your account, it has no obligation to accept deposits or pay any outstanding items.

    Important considerations:

    Switch your direct deposits and incoming transfers before October 31, 2022. Please provide your employer or payroll provider with the account number and routing number for your new bank account.
    Discontinue any recurring ACH or debit card electronic funds transfers from your deposit account at Hatch Bank.
    Remove your current HMBradley debit card from your digital wallet (including Apple Pay, Google Pay, and Samsung Pay).
    Please make sure your email address, phone number, and mailing address are correct in your HMBradley profile so we can process any claims of error or unauthorized transactions, merchant refunds or credits, or any other credits due to your account at Hatch Bank.
    Starting September 29, 2022, you will not be able to initiate inbound ACH transactions from your deposit account at Hatch Bank.
    Questions?
    We’ve prepared FAQs for this transition, and you can always reach out to us here.

    We value each and every one of our customers – thank you for being part of HMBradley!

    All deposit accounts are provided by New York Community Bank or Hatch Bank, Members FDIC.



  • @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.61% now 2.80%

    Brio Direct Savings was 2.61% now 2.80%<<

    Brio Direct is a bit of scam, well is a scam, for NEW accounts only. Whatever you opened for is the rate it’s stuck at. Good for them, they can keep their account. I transferred it all out a while ago because of this prehistoric shenanigan.

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.61% now 2.80%

    Brio Direct Savings was 2.61% now 2.80%<<

    Brio Direct is a bit of scam, well is a scam, for NEW accounts only. Whatever you opened for is the rate it’s stuck at. Good for them, they can keep their account. I transferred it all out a while ago because of this prehistoric shenanigan.


  • 500 Club

    @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.61% now 2.80%

    Brio Direct Savings was 2.61% now 2.80%<<

    Whatever you opened for is the rate it’s stuck at.

    You can’t call them to switch your rate to the new rate?

    @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

    Brio Direct Savings was 2.61% now 2.80%

    Brio Direct Savings was 2.61% now 2.80%<<

    Whatever you opened for is the rate it’s stuck at.

    You can’t call them to switch your rate to the new rate?


  • Global Moderator

    Bread Savings(Comenity Direct) was 2.15% now 2.90%

    Bread Savings(Comenity Direct) was 2.15% now 2.90%




  • Global Moderator


  • Global Moderator

    Vio Cornerstone Money Market was 2.50% now 2.80%
    CIT Savings Connect was 2.40% now 2.70%
    Discover AAII Savings was 2.15% now 2.20%
    Discover Savings was 2.10% now 2.15%
    Penfed Credit Union Savings was 1.50% now 1.70%

    Vio Cornerstone Money Market was 2.50% now 2.80%
    CIT Savings Connect was 2.40% now 2.70%
    Discover AAII Savings was 2.15% now 2.20%
    Discover Savings was 2.10% now 2.15%
    Penfed Credit Union Savings was 1.50% now 1.70%



  • @atikovi
    Well I should not have to tell them but that is a valid point.
    Too late I’m getting a better rate at Fidelity with no stone age hassles.

    @atikovi
    Well I should not have to tell them but that is a valid point.
    Too late I’m getting a better rate at Fidelity with no stone age hassles.



  • @alanmax
    Banks that offer new accounts instead of raising rates on old one:
    Brio, CIT, Popular, UFB
    Any others ?
    Note: I applied for “UFB Elite Savings” 2.85% - approved in 1 day
    Applied for and waiting on “Brio High Yield Savings Plus” 2.80%

    @alanmax
    Banks that offer new accounts instead of raising rates on old one:
    Brio, CIT, Popular, UFB
    Any others ?
    Note: I applied for “UFB Elite Savings” 2.85% - approved in 1 day
    Applied for and waiting on “Brio High Yield Savings Plus” 2.80%



  • @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @atikovi
    Too late I’m getting a better rate at Fidelity with no stone age hassles.

    Which account and rate at Fidelity ?

    @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @atikovi
    Too late I’m getting a better rate at Fidelity with no stone age hassles.

    Which account and rate at Fidelity ?



  • @goldsheet
    FZDXX: 2.90%

    @goldsheet
    FZDXX: 2.90%


  • 500 Club

    @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @goldsheet
    FZDXX: 2.90%

    Without the $100K requirement, SPRXX is at 2.78%.

    @alanmax said in Best Nationally Available High APY Liquid Accounts:

    @goldsheet
    FZDXX: 2.90%

    Without the $100K requirement, SPRXX is at 2.78%.


  • Global Moderator

    UFB Direct Savings was 2.85% now 3.01%

    UFB Direct Savings was 2.85% now 3.01%


 

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