Best Nationally Available High APY Liquid Accounts
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Milli was 5.50%, now 4.75% (OUCH)
“Effective 02/29/24, the interest rate on your Savings account and Jars will be adjusted to 4.75% Annual Percentage Yield”
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All America / Redneck was 5.15%, now 4.90%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Between November 1st, 2023 - December 19th, 2023
Simply deposit new money into your CIBC Agility Savings account to be eligible for the following:
Deposit $25,000 - $49,999: Earn a $250 bonus
Deposit over $50,000: Earn a $500 bonus
Sign-up for eStatements during the Funding Period
Keep the new money in your account until March 18th, 2024
Receive your bonus of up to $500 by May 17th, 2024
https://us.cibc.com/content/dam/us-public-assets/documents/pdf/agility-savings-promo-terms-and-conditions-en.pdfJust got my CIBC $500 bonus.
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Seems strange for an increase but
Mybankingdirect was 5.35% now 5.55%
https://www.mybankingdirect.com/products/high-yield-savings.htmlAlso Milli dropped from 5.50% to 4.75%
(I took all my money out)
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Table updated!
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Anybody know something about Mercedes Demand notes paying 5.50%? https://firstclassdemandnotes.com/start Not FDIC insured and not any higher return than the top rates from insured accounts, but maybe as rates start to fall?
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American Express Savings was 4.30% now 4.25%
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Uncle Credit Union MM(via raisin) was 5.26% now 5.23%
Cloud Bank 24/7 Savings(via raisin) was 5.26% now 5.24%
Ponce Bank MM(via raisin) was 5.24% now 5.20%
Customers Bank Savings(via raisin) was 5.11% now 5.01%
CIT Bank Platinum Savings was 5.05% now 5.00%
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First Foundation Bank Online MM was 5.25% now 4.90%
Customer’s Bank Savings(via raisin) was 5.01% now 4.76%
First Foundation Bank Online Savings was 5.00% now 4.90%
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Two that went up:
Upgrade Premier Savings
Exceptional 5.21% APY on balances of $1,000 or more
https://www.upgrade.com/premier-savings/Credit Karma MoneyTM Save
Grow your money faster with 5.10% APY
https://www.creditkarma.com/ck-money/savings
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Hard to believe but another small increase
Laurel Road (Key Bank) 5.00% to 5.15%
https://www.laurelroad.com/high-yield-savings-account/Note: They have an excellent $300 welcome bonus on a checking account if you have a real direct deposit.
https://www.laurelroad.com/checking/loyalty-checking/
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InRoads FCU (via raisin) was 5.13% now 5.23%
American First CU MM (via raisin) was 5.24% now 5.20%
Harborstone CU MM (via raisin) was 5.25% now 5.15%UFB High Yield Savings and High Yield MM have been discontinued and replaced by UFB Secure Savings and Secure MM; new accounts pay same APY as old accounts - 5.25%
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DOWN: Brio Direct High Yield Savings was 5.35%, now 5.30%