@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Looks like the Elements Financial Credit Union Helium Savings promo at 3.25% has been discontinued. The account page now shows the non-promo 1.00% rate for balances above $2,500. I believe the promo guaranteed the 3.25% rate for 1 year for anyone who signed up.

I’m locked in for a year. Guess they got too many customers.

@alanmax said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Brio Direct Savings was 2.61% now 2.80%

Brio Direct Savings was 2.61% now 2.80%<<

Whatever you opened for is the rate it’s stuck at.

You can’t call them to switch your rate to the new rate?

@goldsheet I have the 360 MMA with a 2 cent balance and it shows 0.80% APY. Not worth tying up $100K for 4 months at an effective 3% APY of the bonus plus the .80% interest of the account when rates are rising. Maybe we will see 5% rates by the end of the year.

@my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

From Capital One
Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.

I don’t see a 360 Money Market account offered.

@mtnagel said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Dollar Savings Direct Savings was 2.00% now 3.00%

I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.

So what does that mean? If you opt out and a buyer files a claim against you, instead of arbitration, Paypal just takes the money out of your account?

One thing not mentioned before with SaveBetter is you can only initiate ACH transfers, in or out, through SaveBetter, not through your external account. SaveBetter wouldn’t even tell me my account number or routing number. And you can only have ONE external account so be sure the one you use initially to transfer money is the one you always want to use as it can’t be changed for 60 days. On the plus side, they said there is no dollar maximum that can be transferred daily or monthly.