@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Brilliant Bank Savings was 4.01% now 4.30%

Do you have to contact them for that 4.30% rate. My account still shows as 3.94%

Bask Bank savings account up to 4.15% APY.

@turtlebug said in Best Nationally Available High APY Liquid Accounts:

MySavingsDirect MySavings Account now at 4.35% APY with $1 minimum initial deposit. Available nationwide.

How much hassle is getting 0.10% more interest over banks with 4.25% APY worth it? I only have one personal checking account with Alliant that pays virtually nothing. I would have to ACH money to that account from one of my external accounts paying 4.00% and wait for it to clear Then transfer from Alliant to MSD and wait another few days to clear. All the while losing a bunch of interest along the way. Why can’t MSD take your funds from savings or MMA accounts? Why must it be a personal checking account? It’s like they are putting up this barrier so people don’t actually open up an account.

I just noticed MSD is a division of Emigrant Bank. So is Dollar Savings Direct. Why wouldn’t DSD match that rate?

@goldsheet said

Please keep in mind, while a third-party may make deposits into your MySavings account, they will not be permitted to make withdrawals out of the account.

Are you sure third-party is the same as ACH withdrawals

The current rate for Bask Interest Savings Accounts is 4.03% APY as of Tuesday, December 13, 2022.