@mtnagel said in Best Nationally Available High APY Liquid Accounts:

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@goldsheet My head is dizzy transferring funds back and forth between all my banks the last month as they raise their rates.

Dollar Savings Direct has been raising their rates to maintain their claim of the “America’s Highest Rate” so I’d expect them to raise theirs to match Bask. So you could just put it there.

DSD has a lousy ACH transfer policy. You can’t use an external bank to transfer money out of your DSD account (and maybe in, too), and you can have only an external personal CHECKING account linked to your DSD account to transfer money initiated through DSD.

@goldsheet My head is dizzy transferring funds back and forth between all my banks the last month as they raise their rates.

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Northern Bank Direct MM was 2.75% now 3.25%

I still have a MMA there from a few years ago. Called and they will bump up to this current rate without having to open a new account. So not closing unused accounts eventually pays off.

Between Bask Bank and Elements Financial. It’s almost like same day although I didn’t check last night, the funds are available this morning for a transfer I made yesterday. Most other banks take 3-5 days. Wow.

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Looks like the Elements Financial Credit Union Helium Savings promo at 3.25% has been discontinued. The account page now shows the non-promo 1.00% rate for balances above $2,500. I believe the promo guaranteed the 3.25% rate for 1 year for anyone who signed up.

I’m locked in for a year. Guess they got too many customers.

@alanmax said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Brio Direct Savings was 2.61% now 2.80%

Brio Direct Savings was 2.61% now 2.80%<<

Whatever you opened for is the rate it’s stuck at.

You can’t call them to switch your rate to the new rate?

@goldsheet I have the 360 MMA with a 2 cent balance and it shows 0.80% APY. Not worth tying up $100K for 4 months at an effective 3% APY of the bonus plus the .80% interest of the account when rates are rising. Maybe we will see 5% rates by the end of the year.

@my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

From Capital One
Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.

I don’t see a 360 Money Market account offered.

@mtnagel said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Dollar Savings Direct Savings was 2.00% now 3.00%

I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.