@goldsheet I have the 360 MMA with a 2 cent balance and it shows 0.80% APY. Not worth tying up $100K for 4 months at an effective 3% APY of the bonus plus the .80% interest of the account when rates are rising. Maybe we will see 5% rates by the end of the year.

@my4mainecoons said in Best Nationally Available High APY Liquid Accounts:

From Capital One
Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.

I don’t see a 360 Money Market account offered.

@mtnagel said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Dollar Savings Direct Savings was 2.00% now 3.00%

I already have an account, but it only says 2% and the asterisk on the homepage says effective today Sept 20th, so I wonder if I have to open a new account?

I do too and forgot what a pain they were to deal with. Can’t ACH funds in from an external account. To originate ACH through DSD from an external account it mush be from a checking account that has actual paper checks. You will be asked to provide us with a signed Account Verification Authorization Form which will allow DollarSavingsDirect to contact your bank directly should we require further verification of ownership of the external funding account. You must send the Account Verification Authorization form along with a voided check with your DollarSavingsDirect account number written in the memo portion Of all the banks to have the highest rate, why does it have to be this one.

So what does that mean? If you opt out and a buyer files a claim against you, instead of arbitration, Paypal just takes the money out of your account?

One thing not mentioned before with SaveBetter is you can only initiate ACH transfers, in or out, through SaveBetter, not through your external account. SaveBetter wouldn’t even tell me my account number or routing number. And you can only have ONE external account so be sure the one you use initially to transfer money is the one you always want to use as it can’t be changed for 60 days. On the plus side, they said there is no dollar maximum that can be transferred daily or monthly.

Opened an account with SkyOne through SaveBetter and received these notifications,

**Banking services provided by Central Bank of Kansas City. Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Central Bank of Kansas City and Lewis and Clark Bank.

You received this e-mail because you opened an account with SaveBetter.com.

We maintain strict security standards and procedures to protect your information and privacy. SaveBetter will never contact you by e-mail or otherwise to ask you to provide personal information such as your Username, Password, SMS pin code or personal information. Phone scams are common, call back to Customer Service number on published on the web site if you need to provide sensitive information.

If you receive such a request, please call our Customer Service team at 844-994-EARN (3276).

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The SaveBetter name and logo are trademarks of Raisin US  LLC, used with permission.**

So this is actually Central Bank of Kansas City? What is SkyOne in this mix? Is the account insured by FDIC or NCUA as on the SkyOne website?