So what does that mean? If you opt out and a buyer files a claim against you, instead of arbitration, Paypal just takes the money out of your account?

One thing not mentioned before with SaveBetter is you can only initiate ACH transfers, in or out, through SaveBetter, not through your external account. SaveBetter wouldn’t even tell me my account number or routing number. And you can only have ONE external account so be sure the one you use initially to transfer money is the one you always want to use as it can’t be changed for 60 days. On the plus side, they said there is no dollar maximum that can be transferred daily or monthly.

Opened an account with SkyOne through SaveBetter and received these notifications,

**Banking services provided by Central Bank of Kansas City. Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Central Bank of Kansas City and Lewis and Clark Bank.

You received this e-mail because you opened an account with SaveBetter.com.

We maintain strict security standards and procedures to protect your information and privacy. SaveBetter will never contact you by e-mail or otherwise to ask you to provide personal information such as your Username, Password, SMS pin code or personal information. Phone scams are common, call back to Customer Service number on published on the web site if you need to provide sensitive information.

If you receive such a request, please call our Customer Service team at 844-994-EARN (3276).

© 2022 Raisin US LLC. All rights reserved.

85 Broad Street, New York, NY 10004

The SaveBetter name and logo are trademarks of Raisin US  LLC, used with permission.**

So this is actually Central Bank of Kansas City? What is SkyOne in this mix? Is the account insured by FDIC or NCUA as on the SkyOne website?

@intel said in Best Nationally Available High APY Liquid Accounts:

TotalDirectBank has 2.60% APY now but for some reason Florida residents can’t apply hmm

Online application is screwed up. Declined me because, For the identity verification questions, applicants must correctly answer at least 4 out of 5 questions. But it never showed me any questions to answer.

I called them last night at 9:30 and left a message about not getting my account number after a week. Surprise surprise 10 minutes later I get a call back from a human saying they will email tomorrow the info. Sure enough, they did.