@goldsheet Astra appears to be for people who have businesses…they don’t have accounts for consumers…so not useful for most of us here…
I signed up and they wanted my business app, url to my website, etc…can’t fake that…
A waste of time…unfortunately…
craig10x
@craig10x
Posts made by craig10x
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RE: Best Nationally Available High APY Liquid Accounts
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RE: Best Nationally Available High APY Liquid Accounts
The one problem with T-Mobile Money is that you can’t add beneficiaries…
You can with Marcus… -
RE: Best Nationally Available High APY Liquid Accounts
@paazel I have them…their only drawback is extremely low ach limits on their system…However you can Push or Pull from other banks with no limitations…The rate is great and the Online Banking and Customer Service is extremely good…
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RE: Best Nationally Available High APY Liquid Accounts
@jtownsucks46
Very Good Point! The only one in their “program group” that i do have funds with is Citibank where i have about $2000 in checking and $50,000 in a CD…However, i will be closing all that out in August when the CD matures…I recently switched my local banking over to Wells Fargo, so i wouldn’t be needing them anymore, anyway…But that is definitely something one does need to be aware of with this type of account…
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RE: Best Nationally Available High APY Liquid Accounts
@atikovi
It’s covered by SIPC until is arrives at the participating banks…Once arriving in the participating banks, the FDIC insurance side takes over…Sounds safe enough to me…
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RE: Best Nationally Available High APY Liquid Accounts
@atikovi
The program banks are covered by the fdic…therefore you are covered by the fdic…that’s how it works with sweep banks…and the banks they use are large institutions like Citibank, for example…There is such a thing as being over cautious…but up to you…i feel my money is perfectly safe there…People buy Brokered Cds in their Brokerage Accounts all the time, it essentially works the same way…Only in this case the cash is going into savings accounts instead of cds…
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RE: Best Nationally Available High APY Liquid Accounts
No sign up bonus…only opened the Cash Account not their Brokerage Account (Investment side)…
Heck…2.51% apy and 1 million fdic coverage…what more could you ask for? (lol)
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RE: Best Nationally Available High APY Liquid Accounts
Regarding Wealthfront… according to their website, they are planning on keeping their rate competitive…I just opened with them…it’s a rather interesting setup and different then conventional accounts…I like what i am seeing so far…
My favorite features are: you can transfer up to $250,000 per day in or out…Although it’s called a Savings Account, you don’t have the “6 per month limit” The 1 million FDIC Insurance Coverage (because they sweep the money into 4 fdic banks)…and plan on adding debit cards, checks, bill
pay, mobile check deposits in the near future…And the high rate of course…LOLUp to 3 external bank accounts can be linked to it…They are actually a brokerage firm…not a bank…however, they use 4 actual FDIC Banks for this interesting set-up…
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RE: Best Nationally Available High APY Liquid Accounts
Alliant CU Savings up from 2.0% to 2.10% apy as of today…
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RE: Best Nationally Available High APY Liquid Accounts
Ally Savings up from 2.0% apy to 2.20% as of today…
Cash Bonuses will be paid by Feb 5th…