Posts made by goldsheet

Brio Direct was 0.70%, now 0.65%

Marcus was 0.80%, now 0.60% ( 0.10% additional available for AARP members )

VARO SAVINGS email
"Starting September 15, 2020, our 1.20% interest rate will
decrease to 0.81%, with a 0.81% Annual Percentage Yield (APY)."

Vio Bank was 0.91%, now 0.83%
Discover AAII was 0.85%, now 0.75%
Discover OSA was 0.80%, now 0.70%
Colorado Federal <$50k was 0.85%, now 0.70% >$50k was 1.00%, now 0.85%

CIBC was 0.90%, now 0.80%
Northern Bank Direct was 0.90%, now 0.75%
CFG High Yield Money Market - < $25,000 0.80% $25,000+ 0.90%

Simple Savings was 1.00%, now 0.80%
( so glad I transferred money in yesterday, not ! )

Vio Bank was 1.01%. now 0.91%

Customer’s Bank Ascent Money Market was 1.25%, now 1.10%
American Express HYS was 1.00%, now 0.80%

CIBC was 1.05%, is 0.90%, effective today. (8/17)

Vio Bank was 1.04%. now 1.01%

Northern Bank Direct MM was 1.00%, now 0.90%
https://www.northernbankdirect.com/

Vio was 1.11%, now 1.04%

Marcus has a promotion for AARP members that gives you an additional 0.1% to the 1.05% for 1.15%.
Available for current and new customers.

https://www.marcus.com/us/en/savings/aarp-savings

Redneck and All America down to 0.85%

CIBC Agility High Interest Savings Account was 1.15%. now 1.05%
Western States was 1.10%, now 0.75%

@jtownsucks46 yes, email from HSBC for 0.70%

HSBC Direct was 1.01%, now 0.70%

National Cooperative Bank Impact Money Market was 1.52%, now 1.11% (OUCH!)
PurePoint was 1.01%, now 0.80%
Vio Bank was 1.21%, now 1.11%

This one is not accepting additional accounts at this time.
Thought I would post it to monitor if it reopens.
https://www.quonticbank.com/personal-money-market/
1.30% $150,000+
1.26% $5,000 – $149,999.99
1.01% $0 – $4,999.99

Affirm Savings 1.30%
https://www.affirm.com/savings
No minimum. No fees.
Fintech firm, assets held at Cross River Bank (FDIC)

Simple Savings, was 1.20%, now 1.00%

Vio Bank was 1.35%, now 1.21%

redneckbank Mega Money Market is 1.10% APY as of today 6/22/20
I no longer see the high rate savings account listed on the all america bank site
Appears they are now calling it “Mega Money Market® Checking” at 1.10%
Wallet style checks are available.
LINK: https://allamerica.bank/personal/banking/checking/mega-money-market-checking

CIBC was 1.35%, now 1.15%

@jtownsucks46
Nationwide apparently changed the rules (making it hard to get the 1.40%)
"Earn up to 1.40% APY with My Savings when you open a My Checking account and set up a $1,000 direct deposit. Easy peasy.“
OR
"Not ready for a My Checking account? You can still earn 1.00% APY* with a My Savings account, a la carte.”

My Nationwide Summary
Regular earns 1.30% if balance over $300
Money Market earns 1.30% if balance over $10,000
MySaving is 1.40% with MyChecking
MySaving is 1.00% without MyChecking

Personal note: This is the same silliness Axos did when they were Bank of the Internet and UFB Direct.
I should have known better. My account now shows 1.00% = not amused.
(just opened a Regular @1.30% to get my money out of 1.00% MySavings)

Patriot Bank was 1.75%, now 1.40%
Dollar Savings Direct was 1.40%, now 1.30%
Citizens Access was 1.30%, now 1.15%
Popular Direct Ultimate was 1.30%, now 1.20%
Marcus was 1.30%, now 1.05%

First Foundation was 1.60%, now 1.45%

Nationwide(Axos) Bank Savings was 1.61%, now 1.51%

Northern Bank Direct MM was 1.50%. now 1.25%
https://www.northernbankdirect.com/money-market

First Foundation was 1.75%, now 1.60%

Popular Direct Ultimate Savings was 1.65%, now 1.60%

Marcus was 1.55%, now 1.30%

Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%

@jtownsucks46 It was showing 1.50% at the time I went through the list and posted.

CIT Savings Builder was 1.55% now 1.50%

Off Topic
Hope everyone is safe and well.
Due to lower rates my income has dropped.
Recently reapplied to my health insurance (CoveredCA) which increased my assistance and decreased my monthly payment,
I’d rather have more interest, but I’ll take what I can get !

CIT SAVINGS BUILDER was 1.70%, now 1.55%
CIT MONEY MARKET was 1.75%, now 1.65%
ConnectOneBank Online Savings was 1.75%, now 1.50% (that didn’t last long)

Marcus 1.55 was 1.70

Thought it was (or used to be) on list
Northern Bank Direct
1.75% APY
Minimum of $5,000 to open
https://www.northernbankdirect.com/money-market

Simple 1.55% (was 1.75%)

Alliant Credit Union Savings 1.35% (was 1.60%)

First Foundation 1.75% (was 2.00%)

CIBC is dropping rate to 1.45% effective March 10.
The signup bonus is still available until March 16.
https://us.cibc.com/en/agility/agility-savings.html
Earn $200 when you deposit at least $25,000
Earn $400 when you deposit at least $50,000
Offer ends March 16, 2020
REQUIREMENTS
Open a new CIBC Agility Savings Account by March 16, 2020, and make your deposit within 15 days of opening your account.
Sign up for online eStatements within 15 days of opening your account, available through CIBC US Online Banking.
Keep the money in your account for 120 days.

Redneck and All America
Notice - Effective March 21, 2020 the rate is changing, 1.50% APY*

https://www.thecfgbank.com/deposit-rates

Rates Effective February 24, 2020
1.95% (was 2.05%) $1,000.00 - $24,999.99
2.05% (was 2.15%) $25,000.00+

https://www.salemfivedirect.com/
eOne Savings - 1.75% (was 1.85%)

@paazel

No experience with CFG, but rate dropped again

Rates Effective January 13, 2020
2.05% (was 2.10%) $1,000.00 - $24,999.99
2.15% (was 2.25%) $25,000.00+

DELETED

Brio Direct 2.00% (was 2.05%)
https://www.briodirectbanking.com/high-yield-savings/

CIBC NEW CLIENT SPECIAL OFFER
CIBC Agility™ Online Savings Account
https://us.cibc.com/en/agility/agility-savings.html
Earn $200 when you deposit at least $25,000
Earn $400 when you deposit at least $50,000
Offer ends March 16, 2020
Earn 1.85% APY on your account.

REQUIREMENTS

1. Open a new CIBC Agility Savings Account by March 16, 2020, and make your deposit within 15 days of opening your account.
2. Sign up for online eStatements within 15 days of opening your account, available through CIBC US Online Banking.
3. Keep the money in your account for 120 days.