Thanks for the updates! Here are some additional updates:
CFG Bank MM was 2.05% now 2.10%
Merchants Bank of Indiana Savings was 1.51 now 2.28%
Wealthfront Cash Account was 1.40% now 2.00%
Etrade Savings was 1.40% now 2.00%
Paramount Checking was 1.25% now 1.55%
SFGI Direct Savings was 1.21% now 1.51%
Sallie Mae MM was 1.20% now 1.50%
CIT Bank MM was 1.00% now 1.30%
CIT Bank Savings Builder was 0.70% now 0.80%
Virtual Bank MM was 0.40% now 1.00%
In addition to @goldsheet 's above updates:
CFG Money Market was 2.10% now 2.30%
MyBanking Direct Savings was 2.02% now 2.20%
Barclays Savings was 1.40% now 1.65%
Discover AAII Savings was 1.35% now 1.55%
Discover Savings was 1.30% now 1.50%
Northpointe Bank Savings was 1.25% now 1.75%
Northpointe Bank Money Market was 1.25% now 1.75%
Alliant Savings was 1.20% now 1.40%
Popular Direct Savings was 1.15% now 1.45%
Smarty Pig Savings was 1.15% now 1.40%
Betterment Cash Reserve was 1.10% now 1.60%
TIAA Money Market was 0.90% now 1.20%
Ally Bank Savings was 1.75% now 1.85%
Sallie Mae MM was 1.75% now 1.85%
Capital One 360 Savings was 1.70% now 1.75%
FNBO Savings was 1.41% now 1.65%
CIT Bank MM was 1.30% now 1.40%
CIT Bank Savings Builder was 0.80% now 0.85%
American Express Savings was 1.65% now 1.75%
Vio Bank MM was 2.10% now 2.15%
Prime Alliance Bank Savings was 2.05% now 2.26%
State Exchange Bank Savings was 2.00% now 2.35%
Tab Bank Savings was 1.92% now 2.16%
Smarty Pig Savings was 1.65% now 1.70%
Colorado Savings Bank Savings was 1.45% now 1.75%
National Cooperative Bank MM was 1.01% now 1.16%
Synchrony Bank Savings was 1.80% now 2.05%
TIAA Bank MM was 1.20% now 1.60%
Varo Savings was 1.20% now 2.00%
Alliant Credit Union was 1.60% now 1.70%
For anyone looking at Brilliant Bank, they are nationwide with the exception of Arkansas, Kansas, Missouri, and Oklahoma.
Northpointe Bank Savings was 2.15% now 2.45%
Northpointe Bank MM was 2.15% now 2.45%
Rising Bank Savings was 2.10% now 2.20%
CIBC Bank Savings was 2.08% now 2.32%
Lending Club Savings was 2.07% now 2.15%
Colorado Savings Bank Savings was 1.75% now 2.00%
American Express Savings was 1.75% now 1.90%
mph Bank MM was 2.02% now 2.75%
Alliant CU Savings was 1.70% now 1.80%
All America Bank MM was 2.25% now 2.50%
Redneck Bank MM was 2.25% now 2.50%
Lending Club Savings was 2.15% now 2.25%
Brio Direct Savings was 2.15% now 2.61%
CIT Bank Savings Connect was 2.10% now 2.40%
Sallie Mae MM was 2.05% now 2.25%
CIT Bank MM was 1.40% now 1.55%
CIT Bank Savings Builder was 0.85% now 1.00%
Bask Bank Savings was 2.53% now 2.75%
Merchant’s Bank MM was 2.28% now 3.05%
CFG Bank MM was 2.55% now 2.75%
Tab Bank Savings was 2.16% now 2.66%
Ally Bank Savings was 2.00% now 2.10%
Colorado Savings Bank Savings was 2.00% now 2.15%
Wealthfront Savings was 2.00% now 2.55%
Elements Financial Credit Union Helium Savings 3.25% - promo rate guaranteed for one year, $2,500 minimum ongoing balance required
Quontic Bank Savings was 2.05% now 2.15%
SFGI Direct Savings was 2.01% now 2.21%
Popular Direct Savings was 1.90% now 2.25%
Today’s Increases
Brilliant Bank MM was 2.61% now 2.80%
UFB Direct Savings was 2.61% now 2.85%
Rising Bank Savings was 2.35% now 2.50%
Vio Bank MM was 2.30% now 2.50%
Lending Club Savings was 2.25% now 2.65%
Synchrony Bank Savings was 2.15% now 2.25%
Capital One Savings was 2.00% now 2.15%
Discover AAII Savings was 2.05% now 2.15%
Discover Savings was 2.00% now 2.10%
Betterment Cash Reserve was 2.00% now 2.25%
Northern Bank Direct MM was 2.00% now 2.75%
First Internet Bank Savings was 1.92% now 2.12%
Smarty Pig Savings was 1.90% now 2.15%
FNBO Direct was 1.65% now 1.90%
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
New one via Savebetter
Lemmata Savings 2.80%
https://www.savebetter.com/banks/lemmata-savings-bank/money-market-deposit-account
I think this one is new also - American First Credit Union 2.85%
https://www.savebetter.com/credit-unions/american-first-credit-union
CFG Bank MM was 2.75% now 2.90%
Alliant Credit Union Savings was 1.80% now 2.00%
Communitywide FCU Quarterly Savings was 1.20% now 2.00%
Communitywide FCU Monthly Savings was 0.70% now 1.00%
ETrade Savings was 2.00% now 2.75%
Bank7 Savings was 1.80% now 2.00%
Bank Purely Money Market was 2.75% now 3.01%
iGo Banking Money Market was 2.75% now 3.01%
Synchrony Bank Savings was 2.25% now 2.45%
Bank7 Savings was 2.00% now 2.50%
CFG Bank MM was 3.03% now 3.10%
UFB Savings was 3.01% now 3.11%
UFB MM was 3.01% now 3.11%
Brilliant Bank MM was 2.80% now 3.15%
Discover Bank AAII Savings was 2.20% now 2.30%
Discover Bank Savings was 2.15% now 2.25%
SalemFive Direct Savings was 1.65% now 2.50%
Email from Alliant:
We’re putting you first with another rate increase! Enjoy earning more on your money with our new, increased savings rate of 2.20% APY1 starting October 13, 2022.
Dollar Savings Direct Savings was 3.05% now 3.11%
Lemmata Savings Bank MM was 2.80% now 3.05%
CIT Bank Savings Connect was 2.70% now 3.00%
Valley Direct Bank Savings was 2.85% now 3.01%
American First Credit Union MM was 2.85% now 3.05%
Patriot Bank MM was 2.80% now 3.00%
Vio Bank MM was 2.80% now 3.02%
Northern Bank Direct MM was 2.75% now 3.25%
Citizen’s Bank Savings was 2.35% now 3.00%
Betterment Cash Account was 2.25% now 2.75%
FNBO Direct Savings was 1.90% now 2.15%
Customer’s Bank Savings was 1.50% now 3.05%
Customer’s Bank 3.05% savings rate is guaranteed through April 30, 2024. It does require a checking account(appears there is a free checking option). The liquid rate guarantee for 1.5 years may be of interest to some.
https://www.customersbank.com/personal-banking/personal-savings/
American Express Savings was 2.15% now 2.25%
Quontic Bank Savings was 2.15% now 2.30%
Sallie Mae MM was 2.50% now 2.70%
Capital One 360 Savings was 2.30% now 2.35%
Emigrant Direct Savings was 2.00% now 2.50%
Alliant Credit Union Savings was 2.20% now 2.35%
America First CU MM was 3.05% now 3.50%
Bask Bank Savings was 3.05% now 3.60%
Valley Direct Savings was 3.01% now 3.50%
Patriot Bank MM was 3.00% now 3.30%
Rising Bank Savings was 2.50% now 3.00%
New rate leader: Merchant’s Bank of Indiana MM was 3.05% now 3.82%
Quontic Bank Savings was 2.30% now 3.00%
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Ivy Bank Savings was 1.90% now 2.15% - not available in California
Now 2.30%
Now 2.70%
Now 3.10%
Now 3.50%
Discover AAII Savings was 2.40% now 2.80%
American Express Savings was 2.35% now 2.50%
Discover Savings was 2.35% now 2.75%
Brilliant Bank Savings was 3.25% now 3.61%
First Internet Bank Savings was 2.53% now 2.22%
My e Banc Savings was 1.71% now 2.48%
Ally Bank Savings was 2.50% going to 2.75% on 11/9/2022
Lematta Savings Bank MM was 3.35% now 3.70%
Patriot Bank MM was 3.30% now 3.65%
Idabel National Bank MM was 3.25% now 3.55%
Synchrony Bank Savings was 3.00% now 3.25%
American Express Savings was 2.75% now 3.00%
ConnectOne Bank Savings was 2.00% now 3.25%
PenFed Credit Union Savings was 1.70% now 2.00%
NEW: Third Coast Bank Savings(via SaveBetter) 3.70%
NEW: Continental Bank Savings(via SaveBetter) 3.65%
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Nationally available except IL, IN, MI, and WI
I track Republic Bank Chicago, post it, and
keep it on my list, but yes not “Nationally available”
(I’ll try to note that in future posts)
http://www.rejohnsonjr.com/SAVINGS.HTM
I have it and Brilliant on our list here too but with notations on the states where they’re not available.
My Banking Direct Savings was 3.15% now 3.55%
FNBO Direct Savings was 2.15% now 3.00%
Quontic Bank Savings was 3.00% now 3.20%
Valley Direct Savings was 3.50% now 3.60%
American First CU MM(via SaveBetter) was 3.50% now 4.00%
Patriot Bank MM(via SaveBetter) was 3.65% now 4.00%
Blue FCU MM(via SaveBetter) was 3.65% now 3.75%
Bask Bank Savings was 3.60% now 3.85%
American First CU MM(via SaveBetter) was 3.50% now 4.00%
CIT Bank Savings Connect was 3.25% now 3.60%
Sky One FCU MM(via SaveBetter) was 3.25% now 3.75%
Rising Bank Savings was 3.10% now 3.25%
First Internet Bank Money Market Savings was 2.78% now 3.04%
SFGI Direct Savings was 2.51% now 3.01%
Paramount Bank Interest Checking was 2.00% now 3.00%
CFG Bank MM was 3.85% now 4.00%
UFB Direct MM was 3.83% now 3.91%
UFB Direct Savings was 3.83% now 3.91%
Western Bank MM was 3.00% now 3.50%
Alliant CU Savings was 2.50% now 2.60%
Colorado Federal Savings Bank Savings was 2.40% now 2.80%
TIAA Bank MM was 2.25% now 3.00%
Varo Bank Savings was 2.00% now 3.00%
Self Help CU MM was 1.53% now 1.89%
Blue FCU MM(via SaveBetter) was 3.75% now 4.00%
Lemmata Savings Bank MM(via SaveBetter) was 3.70% now 3.95%
Vio Bank MM was 3.52% now 3.62%
Connect One Bank Savings was 3.25% now 4.00%
My Savings Direct Savings was 1.50% now 3.90%
@atikovi said in Best Nationally Available High APY Liquid Accounts:
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Customers Bank was 3.05%, now 4.05%
From their website, https://www.maxmyinterest.com/learn-more
Max costs 2 basis points (0.02%) per quarter, or $20 per $100,000 held in your savings accounts, subject to a minimum of $12 every 3 months. No other costs or fees.
Basically that means it has an annual charge of .08% with a minimum $48 service fee per year so that 4.05% is more like 3.97%.
There are two accounts - the High Yield Savings and the Max Savings. The High Yield Savings doesn’t have any fee like that and is also at 4.05%.
https://www.customersbank.com/personal-banking/personal-savings/