@goldsheet said in Best Nationally Available High APY Liquid Accounts:
NEW: Great Lakes Credit Union Money Market Deposit Account 4.03%
Federally insured by NCUA. No fees. $1 minimum to open.
via SaveBetter platform
https://www.savebetter.com/credit-unions/great-lakes-credit-union/money-market-deposit-account
Thanks; added to list.
Vio Bank MM was 3.62% now 4.01%
Great Lakes CU MM was 4.03% now 4.10%
UFB Direct Savings was 3.91% now 4.11%
UFB Direct MM was 3.91% now 4.11%
Popular Direct Savings was 3.56% now 4.01%
Synchrony Bank Savings was 3.25% now 3.50%
USAlliance Financial Savings was 3.00% now 3.25%
Capital One Savings was 3.00% now 3.30%
Vio Bank Savings was 1.00% now 1.10%
Merchant’s Bank MM was 3.82% now 4.08%
My eBanc MM was 2.48% now 2.99%(balances 100k and below)
My eBanc MM was 3.67% now 4.18%(balances above 100k)
MySavingsDirect Savings was 3.90% now 4.35%
Third Coast Bank Savings(via SaveBetter) was 3.70% now 4.13%
CIT Bank Savings Connect was 3.60% now 3.85%
Ally Bank Savings was 3.00% now 3.30%
Barclays Bank Savings was 3.00% now 3.40%
Popular Direct Savings was 4.01% now 4.11%
Ivy Bank Savings was 3.90% now 4.05%
Personal Capital Cash Management was 3.35% now 3.85%
ConnectOneBank Savings was 3.25% now 3.90%
Quontic Bank Savings was 3.20% now 3.50%
Betterment Cash Reserve was 3.20% now 3.75%
SFGI Direct was 3.01% now 3.26%
Colorado Federal Savings Bank was 2.80% now 3.00%
Republic Bank Digital MM was 4.00% now 4.25%
Discover AAII Savings was 3.05% now 3.35%
Discover Savings was 3.00% now 3.30%
Marcus by GS Savings was 3.00% now 3.30%
PenFed CU Savings was 2.00% now 2.30%
Alliant CU Savings was 2.60% now 2.70%
CIT Savings Connect was 3.85% now 4.05%
Liberty Savings Bank Savings(via savebetter) was 3.85% now 4.00%
mph bank MM was 3.85%(via savebetter) now 4.15%
Bread Savings was 3.50% now 4.00%
Blue Federal Credit Union MM was 4.00% now 4.15%
ETrade Savings was 3.25% now 3.50%
Zions Bank MM was 1.26% now 1.51%
Brio Direct Savings was 3.75 and Brio Direct MM was 0.70% have both been removed from the list as Brio is reportedly no longer offering savings/MM accounts instead focusing on CD’s
Lending Club Savings was 3.60% now 4.00%
US Alliance Financial Savings was 3.25% now 3.50%
Merchant’s Bank of Indiana 4.08% now 4.34%
CIBC Bank Savings was 3.77% now 4.01%
Capital One Bank Savings 3.30% now 3.40%
Self Help CU MM was 2.14% now 2.35%
National Cooperative Bank MM was 1.66% now 2.28%
Bask Bank Savings was 4.15% now 4.25%
Wealthfront Savings was 3.80% now 4.05%
Northern Bank Direct MM was 3.25% now 4.35%
FNBO Direct Savings was 3.00% now 3.45%
CFG Bank MM 4.30% now 4.45%
Western Alliance Bank Savings(via SaveBetter) was 4.23% now 4.35%
Idabel National Bank MM(via SaveBetter) was 3.55% now 4.15%
Betterment Cash Reserve was 3.75% now 4.00%
Popular Direct Savings was 4.26% now 4.40%
The Atlantic Federal Credit Union MM(via SaveBetter) was 4.25% now 4.40%
Marcus by Goldman Sachs Savings was 3.50% now 3.75%
American Express Savings was 3.40% now 3.50%
mph bank MM(via SaveBetter) was 4.15% now 4.25%
Liberty Savings Bank MM(via SaveBetter) was 4.00% now 4.15%
CFG Bank MM was 4.45% now 4.55%
SFGI Direct Savings was 3.51% now 3.81%
UFB Direct MM was 4.21% now 4.55%(account renamed to Preferred Money Market)
UFB Direct Saings was 4.21% now 4.55%(account renamed to Preferred Savings)
Great Lakes CU MM(via SaveBetter) was 4.20% now 4.40%
Rising Bank Savings was 3.50% now 3.75%
Idabel National Bank MM(viaSaveBetter) was 4.15% now 4.35%
Synchrony Bank Savings was 3.75% now 3.99%
New account offering from CIT Bank: Platinum Savings 4.40% requires 5k minimum balance.
https://www.cit.com/cit-bank/bank/savings/platinum-savings-account
The Atlantic FCU MM(via SaveBetter) was 4.50% now 4.65%
mph Bank MM(via SaveBetter) was 4.25% now 4.41%
Liberty Savings Bank Savings(via SaveBetter) was 4.15% now 4.31%
Empower Personal Cash was 4.10% now 4.25%
Tab Bank Savings was 4.06% now 4.40%
b1 Bank Savings was 3.80% now 4.35%
Bank7 Savings was 3.30% now 3.50%
Ponce Bank MM(via SaveBetter) was 3.25% now 4.80%
New SaveBetter Banks/Credit Unions:
GreenState Credit Union Savings 4.75% https://www.savebetter.com/credit-unions/greenstate-credit-union
FVC Bank MM 4.75% https://www.savebetter.com/banks/fvcbank
Mission Valley Bank Savings 4.71% https://www.savebetter.com/banks/mission-valley-bank
Hanover Bank MM 4.65% https://www.savebetter.com/banks/hanover-bank
Adda Bank Savings 4.45% blob:https://www.savebetter.com/51b59fd1-e6fa-44fd-983a-945fadbe74ac
Hanover Bank MM(via SaveBetter) was 4.65% now 4.85%
Vio Bank MM was 4.55% now 4.77%
SFGI Direct Savings was 3.81% now 4.01%
2 new banks/credit unions on the SaveBetter platform:
First Financial Northwest Bank MM 4.85% https://www.savebetter.com/banks/first-financial-northwest-bank
Connexus Credit Union Savings 4.75% https://www.savebetter.com/credit-unions/connexus-credit-union
New 5% account from Newtek Bank - Newtek Bank, N.A. Savings Annual Percentage Yield (APY) is valid as of today. No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest. You may make up to 6 withdrawals from your Newtek Bank, N.A. Savings account per statement cycle, including preauthorized, automatic and telephone transfers.
Popular Direct Savings was 4.55% now 4.65%
ConnectOneBank Savings was 4.00% now 4.30%
Bask Bank Savings was 4.45% now 4.65%
First Financial Northwest Bank Money Market(via SaveBetter) was 4.85% now no longer offered
New UFB Direct Accounts:
UFB Direct Premier Savings 4.81%
UFB Direct Premier MM 4.81%
Mission Valley Bank Savings(via SaveBetter) was 4.80% now 4.86%
Adda Bank Savings(via SaveBetter) was 4.45% now 4.85%
Primis Bank Savings was 4.35% now 4.77%
Primis Bank Checking was 4.35% now 4.77%
@mtnagel said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 or anyone else, which account >4.5% would you recommend? One that’s easy to set up, connect to other accounts, transfer money quickly, etc.
I have Primis back from when they were the rate leader at 5%. I’m grandfathered into that rate, but new customers get 4.77%. I opened the checking account instead of the savings to get the free checks. Incoming wires are free. Outgoing wires are $5. Overall a good set up. One key difference between them and other banks is that they pay out interest on the 15th of the month.
Ivy Bank Savings was 4.50% now 4.80%
The State Exchange Bank Savings(via SaveBetter) was 4.70% now 4.85%
Ivy Bank Indexed Savings was 4.32% now 4.17%
CommunityWide CU Quarterly Savings was 4.00% now 4.25%
Self Help CU MM was 2.63% now 2.82%
Citizens Access Savings was 4.25% now 4.50%
Republic Bank Digital MM was 4.65% now 4.75%
Capital One Savings was 3.50% now 3.75%
Ponce Bank MM(via SaveBetter) was 4.80% now 5.05%
New to SaveBetter: Greenwood Credit Union Savings 5.00%
Merchants Bank of Indiana MM was 4.50% now 4.75%
For those of us grandfathered in at Primis at the 5.03% rate, they’ve increased us to 5.10% starting 5/5. No change for new customers, at least for now, still at 4.77% per the website.
First Internet Bank Savings(requires 1M+ balance) was 4.93% now 5.20%
Mission Valley Bank Savings(via SaveBetter) was 4.86% now 5.01%
Vio Bank MM was 4.77% now 4.85%
The Atlantic FCU MM(via SaveBetter) was 4.75% now 5.01%
FVC Bank MM(via SaveBetter) was 4.75% now 5.00%
Cloud Bank 24/7 Savings(via SaveBetter) was 4.48% now 5.00%
Tab Bank Savings was 4.40% now 4.76%
Wealthfront was 4.30% now 4.55%
Virtual Bank MM was 4.15% now 4.80%
Prime Alliance Bank Savings was 4.05% now 4.50%
E Trade Savings was 3.75% now 3.85%
Total Direct Bank MM was 4.82% now 4.95%
Primis Bank Savings was 4.77% now 4.92%
Primis Bank Checking was 4.77% now 4.92%
Valley Direct Bank Savings was 4.20% now 4.50%
Ivy Bank Indexed Savings was 4.17% now removed from website
CIBC Bank Savings was 4.37% now 4.52%
Empower Personal Cash was 4.25% now 4.45%
FNBO Direct Savings was 3.40% now 3.75%
CFG Bank MM was 5.02% now 5.07%
Patriot Bank MM(via SaveBetter) was 4.80% now 5.02%
Great Lakes Credit Union MM(via SaveBetter) was 4.60% now 5.00%
Quontic Bank Savings was 4.05% now 4.25%
Discover AAII Savings was 3.80% now 3.95%
Discover Savings was 3.75% now 3.90%
American Express Savings was 3.75% now 3.90%
All America Bank MM was 4.80% now 5.05%
Redneck Bank MM was 4.80% now 5.05%
Cloud Bank 24/7(via SaveBetter) was 5.00% now 5.05%
Popular Direct Savings was 4.85% now 5.00%
iGo Banking MM was 4.75% now 4.85%
Lemmatta Savings Bank MM (via SaveBetter) was 4.55% now 5.03%
Valley Direct Savings was 4.50% now 4.85%
Bank Purely Index MM was 4.34% now 4.56%
iGo Banking Index MM was 4.34% now 4.56%
Communitywide Credit Union Monthly Savings was 4.25% now 4.50%
TIAA Bank Savings was 4.25% now 4.50%(guaranteed for 1 year)
TIAA Bank MM was 4.25% now 4.50%(guaranteed for 1 year)
Synchrony Bank Savings was 4.15% now 4.30%
Discover AAII Savings was 3.95% now 4.05%
Discover Savings was 3.90% now 4.00%
American Express Savings was 3.90% now 4.00%
Capital One Bank Savings was 3.75% now 4.00%
First Internet Bank MM was 3.56% now 3.66%
Self Help Credit Union MM was 2.82% now 2.96%
PenFed Credit Union Savings was 2.70% now 3.00%
Zions Bank MM was 2.28% now tiered rates: 1k-25k: 4.24%, 25k-100k: 4.34%, 100k+: 4.45%