Best posts made by jtownsucks46

CFG Bank MM was 5.07% now 5.12%
Bask Bank Savings was 4.75% now 4.85%

Changes:
American First Credit Union MM(via SaveBetter) was 5.03% now 5.05%
Patriot Bank MM(via SaveBetter) was 5.02% now 5.05%
Capital One Bank Savings was 4.00% now 4.10%

New account:
Bank5Connect Jumbo Savings(min required balance $100k) 5.10%

Western Alliance Bank Savings(via SaveBetter) was 5.05% now 5.10%
Mission Valley Bank Savings(via SaveBetter) was 5.01% now 5.06%
CIT Bank Platinum Savings was 4.87% now 4.95%
USAlliance Financial Savings was 4.25% now 4.40%
Barclays Bank Savings was 4.00% 4.15%
SkyOne Federal Credit Union MM(via SaveBetter) was 3.75% now 5.05%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

NEW: Brillant Bank Magnetic Money Market 4.65%

Appears “Brilliant Bank Luminary Money Market” is still 5.25% but no longer available.

Note: Except Arkansas, Kansas, Missouri, and Oklahoma

When you go to open an account, there are actually 3 options that come up so hard to tell what’s really going on with Brilliant…

Northern Bank Direct MM was 4.75% now 4.95%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46
Emigrant Direct appears to be 4.00% ?

Good catch on my typo, it is 4.00% up from 3.50%. Thank you!

Bread Savings was 4.75% now 4.90%

adda Bank Savings (via raisin) was 4.85% now 5.15%

Valley Direct Savings was 4.85% now 5.00%

Republic Bank MM was 4.75% now 5.21%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Newtek Bank, as of July 31st, will be paying 5.15% APY* on your Consumer High Yield Savings account.

Posted previously.

Patriot Bank MM(via raisin) was 5.15% now 5.22%
Popular Direct Savings was 5.05% now 5.10%
BankPurely MM was 4.56% now 4.78%
iGObanking MM was 4.56% now 4.78%
Sallie Mae Bank MM was 4.50% now 4.75%
TIAA Bank Savings was 4.50% now 4.75%(1 year intro rate)
TIAA Bank MM was 4.50% now 4.75%(1 year intro rate)
Betterment Cash was 4.50% now 4.75%
Empower Personal Cash was 4.45% now 4.70%
USAlliance Financial Savings was 4.40% now 4.65%
Ally Bank MM was 4.30% now 4.40%
Sallie Mae Bank Savings was 4.25% now 4.50%
Quontic Bank Savings was 4.25% now 4.50%
E-Trade Savings was 4.00% now 4.25%
American Express Savings was 4.00% now 4.15%
Ally Bank Savings was 4.00% now 4.25%
SmartyPig Savings (Sallie Mae) was 3.85% now 4.00%
FNBO Direct Savings was 3.75% now 4.15%

Marcus by Goldman Sachs Savings was 4.15% now 4.30%

UFB Direct Priority Savings and Priority Money Market were 5.06%. Both replaced with UFB Direct High Yield Savings and High Yield Money Market both paying 5.25%.

Popular Direct Savings was 5.15% now 5.20%

Primis Savings and Primis Checking 5.07% - new account opening available again

Optimum Bank MM (via raisin) was 5.22% now 5.25%
CFG Bank MM was 5.17% now 5.20%
Vio Cornerstone MM was 5.15% now 5.25%
Hanover Bank MM (via raisin) was 5.15% now 5.26%
Colorado Savings Bank Savings was 4.25% now 4.40%

Popular Direct Savings was 5.20% now 5.25%
Rising Bank Savings was 4.50% now 5.00%
American Express Savings was 4.25% now 4.30%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

FYI: Brio Direct Savings Plus 5.35%
Available to current account holders only,
not accepting new applications, as far as I know.

As of today, seems to be accepting new applications again!

https://www.briodirectbanking.com/

Ponce Bank MM (via raisin) was 5.15% now 5.28%
My Banking Direct Savings was 5.00% now 5.35%
Wealthfront Brokerage Cash Account was 4.80% now 5.00%

Popular Direct Savings was 5.40% now 5.35%

Table updated!

American Express Savings was 4.30% now 4.25%

Uncle Credit Union MM(via raisin) was 5.26% now 5.23%
Cloud Bank 24/7 Savings(via raisin) was 5.26% now 5.24%
Ponce Bank MM(via raisin) was 5.24% now 5.20%
Customers Bank Savings(via raisin) was 5.11% now 5.01%
CIT Bank Platinum Savings was 5.05% now 5.00%

First Foundation Bank Online MM was 5.25% now 4.90%
Customer’s Bank Savings(via raisin) was 5.01% now 4.76%
First Foundation Bank Online Savings was 5.00% now 4.90%

Ivy Bank High Yield Savings was 5.30% now 5.00%
Citizen’s Access Savings was 4.50% now 4.15%
Modern Bank High Yield Money Market was 5.20% now 5.00%
CFG Bank High Yield Money Market was 5.19% now 5.05%
Bask Bank Savings was 5.10% now 4.85%
Tab Bank Savings was 5.02% now 4.52%
Webull Cash Management was 5.00% now 4.25%
CommunityWide FCU Hi Rate Savings Monthly was 5.00% now 4.50%
Popular Direct Savings was 4.95% now 4.90%
American First CU MM (via raisin) was 4.90% now 4.80%
Adda Bank Savings (via raisin) was 4.90% now 4.80%
Republic Bank of Chicago MM was 4.85% now 4.71%
Western Bank MM was 4.85% now 4.50%
iGo Banking Index MM was 4.78% now 4.34%
Bank Purely Index MM was 4.78% now 4.35%
Nelnet Bank Savings (via raisin) was 4.76% now 4.71%
Mph Bank MM (via raisin) was 4.70% now 4.50%
First Mid Bank & Trust MM (via raisin) was 4.60% now 3.56%
Liberty Savings Bank Savings (via raisin) was 4.60% now 4.50%
US Alliance Financial Savings was 4.55% now 4.25%
Synchrony Bank Savings was 4.50% now 4.30%
Live Oak Bank Savings was 4.40% now 4.30%
American Express Savings was 4.25% now 4.10%

@fivetalents yes that’s my plan

@fivetalents yes, that’s why I haven’t gotten it up yet - not easy!

Equifax allows for free locks/unlocks through the trusted id product that is free for a year if you’re someone who may have been affected. Transunion has a similar product that allows free locks/unlocks called TrueIdentity. I’ve looked into it and these locks are very similar to freezes.

@craig10x would be perfect for me if they had ATM fee rebates. I rely on that from Alliant. Also glad to see you join over here!!

@craig10x yes, it is nice coverage. Just wish they would add the rebate feature. Maybe they will at some point and maybe they’ll add 1 day ACH also. Good thing we have a thread to keep track of any changes!

Bluebird?

wish they hadn’t all closed around me

only up to size XL

got mine today!

Live Oak Bank up to 1.5%

Alliant up to 1.30%