Best posts made by jtownsucks46

@fivetalents thank you!

Great news - table has been updated with up to date rate info for all listed accounts and there has been quite a bit of upward movement!!

CIT Money Market Account 1.75%

Selectel Wireless is currently offering the LG K8 V or the LG Vista for free with the purchase of 1 month of their $50 plan which runs on Verizon’s network and includes 10GB of high speed data and then unlimited slower data. I was able to place an order for the a phone without buying the $50 plan.

MOD NOTE: Terms require service plan, posters report getting phone without. However, some members of our community have questioned the security of this website and urge caution that it may be a phishing scam.

http://www.selectelwireless.com/product/lg-k7/

http://www.selectelwireless.com/product/lg-vista/

@goldsheet Thanks - table updated. Also Colorado Savings Bank up to 1.9%

@connee521 said in Lenovo ideapad 320 15.6" Laptop, Windows 10, AMD A9-9420 Dual-Core Processor, 4GB RAM, 1TB Hard Drive - Walmart, YMMV $99:

I don’t see this deal anywhere on walmart’s website.

???

It’s not an advertised sale item. It’s something they’ve clearanced out and many stores won’t have any. Some may have a few. The OP has the link to check inventory near your location using your zip code.

@craig10x said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 : Thanks…I previously had an ESBS account and am using my old user id…in my case, i may be considered to be an old customer since the system had me in there from before…will be interesting to see what happens when the first deposit goes in…

@craig10x let us know

@cooltech said in Best Nationally Available High APY Liquid Accounts:

Then PNC needs to be removed from the list. Isn’t the thread for Nationally Available accounts?

Yes, you’re correct - thank you for pointing this out. I removed from the table but here it is for future reference:

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@sacarface said in Best Nationally Available High APY Liquid Accounts:

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6.17% APY
https://www.dcu.org/personal-banking/savings-reg-shar.html

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I do not believe they do an Hard Pull to open account with them, they will do a Soft Pull. I would still give them a shot.

Up to $1,000, then 0.25%. Not worth the time applying.

I can also confirm it definitely is a HP.

Mutual One Online Savings from 2.12% to 2.27%
Barclays Online Savings from 2.05% to 2.20%

EBSB Direct High Yield Savings is back - 2.50% with a $5,000 minimum

@craig10x said in Best Nationally Available High APY Liquid Accounts:

Discover Savings up from 2.0% to 2.10% Apy as of today!
I have it (along with their Checking and also the CIT Bank Savings Builder which gets 2.45%)

Thanks @craig10x

Memory Bank from 2.30% to 2.40%
Salem Five Direct 2.05% to 2.30%
Live Oak Bank from 2.10% to 2.25%

@sacarface said in Best Nationally Available High APY Liquid Accounts:

Just an update. Link for CIT Bank is outdated.
Here is the link: Cit Bank SAVINGS BUILDER
It is still 2.45% APY - min $25k or $100/month deposit.

Thanks, it’s updated!

This one is not nationally available but worth mentioning for anyone who does qualify.

Citi Bank High Yield Savings 2.36%

https://banking.citi.com/cbol/savings/high-yield-savings

Did this for my wife. She’s had it about 5 months now. The auto bill payment hits my card for $4.32 each month. Awesome deal!! And you hear bad things about Sprint but she’s had decent signal and 4g connection most places we’ve gone.

@sacarface said in Best Nationally Available High APY Liquid Accounts:

Customers Bank
2.50% APY - 25K Minimum - No Maximum - FDIC Insured
Banesco
2.47% APY - Not sure if minimum required - FDIC Insured
Rising Bank
2.45% APY - 1K Minimum - 500K Maximum - FDIC Insured
Do these qualify as High APY Liquid Accounts?

I think they look good - added them onto the table, thanks!!

@sacarface Yes added Personal Capital as well as Wealthfront which is similar but higher interest rate.

Thanks everyone for the recent rate updates. Table has been updated.

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Synchrony Bank HYS 2.00% (was 2.15%)
Barclays 2.00% (was 2.10%)
Discover AAII 1.95% (was 2.05%)
Discover OSA 1.90% (was 2.00%)
Self Help CU 1.58% (was 1.69%)

CIT Money Market Account seems to be unavailable.

P.S. Went through entire list to check all rates.

Thanks so much - table is updated. Also Investor’s Access dropped from 2.2 to 2.1

Good deal - possibly can stack with Amex offer for new membership.

@l_tiger said in Best Nationally Available High APY Liquid Accounts:

Just received an email from LiveOakBank. The rate for savings account is lowered to 1.85% (from 2.00%).

Thanks! Their website doesn’t even reflect this yet.

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

CFG <25K 2.05% (was 2.10%) >25K 2.15% (was 2.25%)
Brio Direct 2.05% (was 2.10%)
HSBC 2.00% (was 2.05%)
Both UFB accounts down to 1.90% (were 2.00%)
Vio Bank 1.95% (was 2.02%)
TAB Bank 1.90% (was 2.10%)
Comenity Direct 1.90% (was 2.00%)
WebBank 1.86% (was 1.95%)
Northpointe both accounts 1.85% (was 1.95%)
Bank 7 1.76% (was 1.91%)
MySavingsDirect 1.80% (was 1.90%)
CIT Bank Savings Builder 1.80% (was 1.85%)
Wealthfront Cash 1.78% (was 1.82%)
State Farm Bank 1.75% (was 1.85%)
Synchrony Bank 1.70% (was 1.80%)
Northfield Bank Platinum Savings 1.65% (was 1.90%)

Thanks @goldsheet!!! Table is updated.

Both Northpointe account offerings down to 1.65% from 1.85%.
Bank 7 down to 1.40% from 1.76%.
igobanking down to 1.45 from 1.75% money market and to 1.4% from 1.7% savings.

Today’s drops:

Patriot Bank was 2.00% guaranteed through 7/31/20 now 1.75% guaranteed through 4/30/20
HSBC was 1.85% now 1.70%
Virtual Bank was 1.40% now 1.25%
Zion Bank was 0.85% now 0.50%

Today’s drops:

Northpointe Savings and Money Market accounts were 1.65% now 1.05%
Bank5Connect Savings was 1.5% now 1.4%

Today’s drops:

First Foundation was 2.00% now 1.75%
Northfield was 1.65% now 1.25%
Smarty Pig was 1.6% now 1.55%
PenFed was 1.6% now 1.4%
MutualOne was 1.26% now 1.01%
Betterment was 0.78% now 0.30%

And ironically WebBank increased from 1.51% to 1.66%

Just one drop today:

SFGI was 1.86% now 1.71%

Bank5Connect from 1.40% to 1.20%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Alliant Credit Union Savings 1.35% (was 1.60%)

Other rate drops, of which several are pretty significant given they were top rates prior to the drops:

Communitywide FCU Quarterly was 2.00% now 1.50%
Communitywide FCU Monthly was 1.90% now 1.10%
Varo was 1.92% now 1.61%
Able was 1.70% now 1.40%
Self Help was 1.19% now 0.74%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Simple 1.55% (was 1.75%)

Also Envision Bank dropped today was 1.50% now 1.40%

Amex Savings was 1.7% now 1.6%

Western Bank was 1.85% now 1.60%

Today’s drops:

Smarty Pig Savings was 1.55% now 1.50%
Mutual One Savings was 1.01% now 0.70%

Today’s drops:

CIT Money Market was 1.80% now 1.75%
CIT Savings Builder was 1.75% now 1.70%

Today’s one drop:

CFG Bank MMA was 1.90% now 1.73%

Today’s drops:

Tab Bank Savings was 1.70% now 1.50%
Citizen’s Access Savings was 1.70% now 1.50%
Brio Direct Savings was 1.65% now 1.55%

Added ConnectOneBank Online Savings at 1.75%, $2500 min balance requirement

Got an email from American Express Savings that their rate is dropping from 1.60% to 1.50% as of today.

Today’s drops:
Investor’s Bank Money Market was 1.50% now 1.35%
Envision Bank Savings was 1.40% now 1.20%
ETrade Savings was 0.20% now 0.05%

Today’s increases:
My eBanc Money Market was 1.00% now 1.30%
Weathfront Cash was 0.26% now 0.35%

Today’s rate drops:

Northern Bank Direct Money Market was 1.75% now 1.50%
SFGI Direct Savings was 1.71% now 1.56%
Prime Alliance Savings was 1.71% now 1.55%
Vio High Yield Savings was 1.70% now 1.60%
Web Bank Savings was 1.66% now 1.51%
CIT Money Market was 1.65% now 1.55%
CIT Savings Builder was 1.55% now 1.45%
Alliant High Rate Savings was 1.35% now 1.20%
Sallie Mae Money Market was 1.25% now 1.15%
Self Help Money Market was 0.74% now 0.28%

@goldsheet said in Best Nationally Available High APY Liquid Accounts:

Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%

Thanks @goldsheet!! Table is updated.

Rate drops from Friday forward:

Comenity Direct Savings was 1.70% now 1.55%
Varo Savings was 1.61% now 1.41%
Vio Online Savings was 1.60% now 1.50%
Live Oak Personal Savings was 1.55% now 1.35%
Rising Bank High Yield Savings was 1.55% now 1.40%
Purepoint High Yield Savings was 1.50% now 1.25%

Today’s drops:

Patriot Bank Money Market was 1.75% now 1.40%(rate guaranteed for new customers until 7/31/20)
Dollar Savings Direct Savings was 1.40% now 1.30%
Popular Direct Savings was 1.30% now 1.20%
Bank 7 High Rate Online Savings was 1.30% now 1.10%
Citizen’s Access Online Savings was 1.30% now 1.15%
Marcus Online Savings was 1.30% now 1.05%
Capital One 360 Performance Savings was 1.15% now 1.00%
Barclays Online Savings was 1.15% now 1.00%

A rare increase:

Nationwide(Axos) My Savings was 1.00% now 1.40%(maybe the rate drop a week ago was a mistake)

CFG Bank High Yield Money Market also dropped today - was 1.36% now 1.25%

@john99 said in Best Nationally Available High APY Liquid Accounts:

Dollar Savings Direct was 1.20% now 1.10%

Today’s other drops:

American Express Online Savings was 1.15% now 1.00%
Discover AAII Online Savings was 1.10% now 1.06%
Brio Direct High Yield Savings was 1.10% now 0.95%
Discover Online Savings was 1.05% now 1.01%

Today’s drops:

Prime Alliance Bank Personal Savings was 1.35% now 1.01%
Comenity Direct High Yield Savings was 1.35% now 1.10%
Western Bank High Yield Money Market was 1.35% now 1.10%