The High Yield can change at any time just like any other Savings/MM account. The Indexed account rate resets at the beginning of each calendar month and is indexed to the One-Month Treasury Par Yield. Not overly familiar with the One-Month Treasury Par Yield so maybe others will weigh in on this aspect of it as to whether it’s a good thing or not. One positive may be that in a declining rate environment, some accounts may have numerous interest rate drops in a month time but with this account, it appears that it will only decrease once a month.

@atikovi said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:

Ivy Bank High Yield Savings was 4.25% now 4.50%

Which is different from their Indexed savings account paying 4.75%, right?

Correct; I believe we’ll see an update on the Indexed account on the first of the month.

Ivy Bank High Yield Savings was 4.25% now 4.50%

New SaveBetter Banks/Credit Unions:

GreenState Credit Union Savings 4.75% https://www.savebetter.com/credit-unions/greenstate-credit-union
FVC Bank MM 4.75% https://www.savebetter.com/banks/fvcbank
Mission Valley Bank Savings 4.71% https://www.savebetter.com/banks/mission-valley-bank
Hanover Bank MM 4.65% https://www.savebetter.com/banks/hanover-bank
Adda Bank Savings 4.45% blob:https://www.savebetter.com/51b59fd1-e6fa-44fd-983a-945fadbe74ac

The Atlantic FCU MM(via SaveBetter) was 4.50% now 4.65%
mph Bank MM(via SaveBetter) was 4.25% now 4.41%
Liberty Savings Bank Savings(via SaveBetter) was 4.15% now 4.31%
Empower Personal Cash was 4.10% now 4.25%
Tab Bank Savings was 4.06% now 4.40%
b1 Bank Savings was 3.80% now 4.35%
Bank7 Savings was 3.30% now 3.50%
Ponce Bank MM(via SaveBetter) was 3.25% now 4.80%

CIBC Bank Savings was 4.01% now 4.27%
Betterment Cash was 4.00% now 4.20%
Barclays Bank Savings was 3.60% now 3.80%

First Internet Bank Savings was 4.65% now 4.93%(balances 1M and over)
Wealthfront Savings was 4.05% now 4.30%
Sallie Mae MM was 3.80% now 4.05%
Rising Bank Savings was 3.75% now 4.25%
Sallie Mae Savings was 3.70% now 3.95%
Live Oak Bank Savings was 3.50% now 4.00%

CFG Bank MM was 4.80% now 5.02%
Merchants Bank of Indiana MM was 4.34% now 4.50%
Western Alliance Bank Savings(via SaveBetter) was 4.55% now 4.75%

Patriot Bank MM(via SaveBetter) was 4.30% now 4.60%
Bread Financial Savings was 4.25% now 4.50%
Sallie Mae MM was 3.75% now 3.80%
Sallie Mae Savings was 3.65% now 3.70%
Colorado Savings Bank Savings was 3.05% now 3.75%

New account offering from CIT Bank: Platinum Savings 4.40% requires 5k minimum balance.
https://www.cit.com/cit-bank/bank/savings/platinum-savings-account