@atikovi said in Best Nationally Available High APY Liquid Accounts:
This is PW. Us cheap bastards don’t spend money on wires when ACH is free.
I look at it differently. 250k at 3.70% is roughly $770 interest a month. 250k at 3.82% is roughly $795 interest a month. Wire fee is paid for first month through higher interest rate. Additionally, you may also lose a couple days interest if the ACH service at whatever bank you’re opening an account with only offers 3 day ACH service and unfortunately many banks still only offer 3 day service. At 3.82% on 250k, everyday lost is worth approximately $26. Therefore I don’t lose sleep over a $25 wire fee.