Ivy Bank Savings was 1.90% now 2.15% - not available in California

In addition to @goldsheet 's above updates:

CFG Money Market was 2.10% now 2.30%
MyBanking Direct Savings was 2.02% now 2.20%
Barclays Savings was 1.40% now 1.65%
Discover AAII Savings was 1.35% now 1.55%
Discover Savings was 1.30% now 1.50%
Northpointe Bank Savings was 1.25% now 1.75%
Northpointe Bank Money Market was 1.25% now 1.75%
Alliant Savings was 1.20% now 1.40%
Popular Direct Savings was 1.15% now 1.45%
Smarty Pig Savings was 1.15% now 1.40%
Betterment Cash Reserve was 1.10% now 1.60%
TIAA Money Market was 0.90% now 1.20%

@platypus said in Best Nationally Available High APY Liquid Accounts:

@jtownsucks46 Merchants is definitely the highest rate I’ve seen so far, but I have an account with them & it’s very difficult to maintain. It’s hard for me to transfer funds in, because my bank (BofA) charges a fee to transfer to an outside bank account. I realize that’s not the case for everyone, but just be aware of this. The info I got from Merchant’s a few months ago is as follows:

There are three ways that you can transfer to and from your account with us:

1.Wire transfer ( We will refund our wire fee in or out. You will just need to let me know that you are doing a wire so I can refund it)

2. ACH ( You would need to initiate it through the financial institution that you are moving the funds from or to)
3. Check. (You can mail a check to us and we will deposit it for you or you can write a check to move funds to you other financial institution)

I didn’t know there were any banks that charged for ACH transfers - that’s wild that BOA does that!!!

Thanks for the updates! Here are some additional updates:

CFG Bank MM was 2.05% now 2.10%
Merchants Bank of Indiana Savings was 1.51 now 2.28%
Wealthfront Cash Account was 1.40% now 2.00%
Etrade Savings was 1.40% now 2.00%
Paramount Checking was 1.25% now 1.55%
SFGI Direct Savings was 1.21% now 1.51%
Sallie Mae MM was 1.20% now 1.50%
CIT Bank MM was 1.00% now 1.30%
CIT Bank Savings Builder was 0.70% now 0.80%
Virtual Bank MM was 0.40% now 1.00%

Thanks @goldsheet for all the updates. Table is updated with those updates and these:

Synchrony was 1.40% now 1.65%
Discover AAII Savings was 1.25% now 1.35%
Discover Savings was 1.20% now 1.30%
Rising Bank Savings was 1.20% now 1.30%
FNBO Savings was 1.00% now 1.20%
Connect One Savings was 1.00% now 1.25%

@sonofzeus said in UTZ Quality Foods Class Action Settlement, Exp 07-28-2019:

I got $3.72. I have no idea why it’s more than yours.

$3.72 here as well

Patriot Bank Money Market was 1.45% now 1.65%
State Exchange high Yield Savings was 1.40% now 1.60%
Vio Money Market was 1.30% now 1.65%
Paramount Checking was 1.00% now 1.25%
American Express Savings was 1.00% now 1.15%
Vio High Yield Savings was 0.60% now 0.75%

AND OUR FIRST ACCOUNT BREACHING 2%!!!

My Banking Direct High Yield Savings was 1.25% now 2.00%

Doesn’t appear to be a coupon on the listing any longer.

Fingers crossed the police catch the scammer and recover the money. Let us know what ends up happening!

No, the bank does not have responsibility to wait for checks to clear to make the funds available to the customer. Regulation CC governs this, and banks are typically required to make funds available to the customer within 2 business days of the deposit. The bank is not responsible because the customer willingly sent the money and FDIC insurance does not come into play here nor does the bank’s insurance. Your son will likely have to pay the $3950 unless the police can catch the thief and recover the money which is highly unlikely. He should likely chalk this up to experience of not sending money through Zelle unless he’s absolutely certain of what he’s doing. Unfortunately, there are so many scams like this out there, but he likely will learn from this and never fall for another one so that’s one positive to focus on.