It should be noted there are 3 ways to get the $49 annual membership price (the regular price is $99 a year):
- If you are a Circle Card holder (formerly known as Red Card). This is a free card and easy to sign up for it.
- If you are a college student
- If you are on public assistance
It looks like the freebie item and monthly discounts get added the first of each month.
Even though I signed up today (10/12/25) it still let me choose the freebie item for October! They had five items to choose from, 3 were not available anymore, but the one I chose was $10 off Good & Gather groceries. Good & Gather is Target’s store brand of groceries.
I wonder if you can pay the membership price with a Target gift card or it has to be new money?
No, you cannot pay for the membership fees with a Target gift card. It wouldn’t allow me too and I had to use my Target Red Card to pay. Unfortunately in CA I have to pay sales tax on memberships, so that added $4.53 to my grand total.
I wonder if Target Circle 360 memberships will give any cash back on any of the cash back sites?
It looks like Retail Me Not is giving back 2% cash back on Target purchases sitewide for a limited time.
Do Target Circle Rewards have an expiration date?
Target Circle Rewards will expire after one year if you have not earned or redeemed them. Your expiration date can be found on target.com/circle or under Wallet tab in the Target app.
The $50 back in rewards instantly posted to my rewards balance! Wahoo. You use it up like an electronic gift card at the register.
One important thing to remember though is that this membership like most memberships are automatic renewing ones, so if you don’t want to have it automatically renew you can turn off automatic renewals or just remember to cancel a day before the end of the year term.
I think I will go for it as it is essentially free after rewards even if I do nothing else. Just have to spend the $50 they give you back in rewards sometime in the next year. Thanks, MC.