Best Nationally Available High APY Liquid Accounts
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High-Interest (Over 1.50%) Accounts Nationwide:
Bank | Account Type | APY | Terms
Altra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum
able Banking Money Market Savings 1.70% $250 minimum to open
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K
All America Bank Mega Money Market 1.50% Maximum rate up to $35K
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate
Live Oak Bank Savings Account 1.50% No minimum
Marcus By Goldman Sachs Online Savings 1.50% No minimum
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 millionHigh-Interest (Over 1.50%) Accounts Regional:
Bank | State(s) | Account Type | APY
Federal Savings Bank NH, ME Premier MMA 1.75%
Connex Credit Union CT MMA 1.60%
Blue Gate Bank CA MMA 1.51%
Kearny Bank NJ, NY MMA Plus 1.51%
West Town Bank & Trust IL, NC MMA 1.51%
Blue Hills Bank MA Premier MMA 1.50%
University Settlement Federal Credit Union NY Regular Savings 1.50%
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@richard said in Best Nationally Available High APY Liquid Accounts:
Altra Federal Credit Union Indexed Money Market 2.02% $1,000,000,000 minimum
$1 million not $1 billion
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@goldsheet aw shucks, just when I thought I’d found a place for my billion…
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High-Interest (Over 1.50%) Accounts Nationwide:
Bank | Account Type | APY | Terms
Altra Federal Credit Union 2.02% $1,000,000 minimum
able Banking 1.70% $250 minimum to open
Colorado Federal Savings Bank 1.65% $50,000 minimum
Dollar Savings Direct 1.60% No Fees. No Minimums
CIT Bank 1.55% $100 minimum opening deposit
Incredible Bank 1.55% $25,000 minimum to earn high rate
Northern Bank Direct 1.51% $25 minimum to open. Balances up to 250K
INOVA Federal Credit Union 1.50% $100,000 minimum to earn high rate
Northpointe Bank 1.50% $25k to $1m to earn rate
My eBanc 1.50% $5,000 minimum to open
All America Bank 1.50% Maximum rate up to $35K
Redneck Bank 1.50% Maximum rate up to $35K
Salem Five Direct 1.50% New customers only. Earn high rate up to $1 million
Live Oak Bank 1.50% No minimum
Marcus By Goldman Sachs 1.50% No minimumaltra.org/services/rates/savings-money-market-rates
ablebanking.com/saving.aspx
coloradofederalbank.com/SAInfo.aspx
dollarsavingsdirect.com/DollarSavingsDirectWeb/index.jsp?gclid=CMWtqae6n9MCFQO2wAoddaAE6w
hustlermoneyblog.com/CIT-Bank-Savings-CJ
incrediblebank.com/products/savings
northernbankdirect.com/money-market/
inovafcu.org/rates/deposits/savings.html
northpointe.com/ultimate-money-market/
myebanc.com/online-products/super-saver-money-market/
allamerica.bank/mega-money/
redneck.bank/mega-money-market/
salemfivedirect.com/eone-savings/open-an-account
liveoakbank.com/personal-banking/personal-savings/
marcus.com/us/en/savings/high-yield-savings
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High-Interest (Over 1.50%) Accounts Regional:
Bank | State(s) | Account Type | APYFederal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate fsbdover.com/node/36/
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate connexcu.org/home/products/personal/savings/savings-and-money-market-accounts
Blue Gate Bank CA MMA 1.51% $25k minimum to earn high rate bankbluegate.com/1-5-apy-money-market/
Kearny Bank NJ, NY MMA Plus 1.51% $1M minimum to earn high rate kearnybank.com/Kearny-Bank-Personal-Rates.aspx#Checking-Accounts
West Town Bank & Trust IL, NC MMA 1.51% $1k minimum to open westtownbank.com/personal/investments/money-market
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate bluehillsbank.com/seaport-premier-money-market/
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate usfcu-nyc.org/product.htm#regular
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Live Oak Bank up to 1.6%
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Able Bank up to 1.7%
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Great news - table has been updated with up to date rate info for all listed accounts and there has been quite a bit of upward movement!!
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High-Interest Accounts National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum https://www.altra.org/services/rates/savings-money-market-rates
able Banking Money Market Savings 1.70% $250 minimum to open https://www.ablebanking.com/saving.aspx
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum https://www.coloradofederalbank.com/SAInfo.aspx
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums https://www.dollarsavingsdirect.com/DollarSavingsDirectWeb/index.jsp?gclid=CMWtqae6n9MCFQO2wAoddaAE6w
Live Oak Bank Online Savings 1.60% No Fees. https://www.liveoakbank.com/personal-banking/personal-savings/
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit http://www.hustlermoneyblog.com/CIT-Bank-Savings-CJ
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate https://www.incrediblebank.com/products/savings
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K https://www.northernbankdirect.com/money-market/
All America Bank Mega Money Market 1.50% Maximum rate up to $35K https://allamerica.bank/mega-money/
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate http://www.inovafcu.org/rates/deposits/savings.html
Marcus By Goldman Sachs Online Savings 1.50% No minimum https://www.marcus.com/us/en/savings/high-yield-savings
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open http://www.myebanc.com/online-products/super-saver-money-market/
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate https://www.northpointe.com/ultimate-money-market/
Popular Direct Exclusive Savings 1.50% $5,000 minimum to open https://www.populardirect.com/products/savings
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K https://redneck.bank/mega-money-market/
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million http://www.salemfivedirect.com/eone-savings/open-an-account
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High-Interest Accounts Regional:
Bank | State(s) | Account Type | APYFederal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate fsbdover.com/node/36/
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate connexcu.org/home/products/personal/savings/savings-and-money-market-accounts
Blue Gate Bank CA MMA 1.51% $25k minimum to earn high rate bankbluegate.com/1-5-apy-money-market/
Kearny Bank NJ, NY MMA Plus 1.51% $1M minimum to earn high rate kearnybank.com/Kearny-Bank-Personal-Rates.aspx#Checking-Accounts
West Town Bank & Trust IL, NC MMA 1.51% $1k minimum to open westtownbank.com/personal/investments/money-market
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate bluehillsbank.com/seaport-premier-money-market/
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate usfcu-nyc.org/product.htm#regular
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Extended Version: High-Interest Accounts - National:
Bank | Account Type | APY | TermsDiscover Bank ($200 or $150 Bonus) Online Savings 1.40% No Fees. No Minimums. hustlermoneyblog.com/Discover-Bank-Savings-Bonus
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit hustlermoneyblog.com/CIT-Bank-Savings-CJ
Altra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum altra.org/services/rates/savings-money-market-rates
able Banking Money Market Savings 1.70% $250 minimum to open ablebanking.com/saving.aspx
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum coloradofederalbank.com/SAInfo.aspx
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums dollarsavingsdirect.com/DollarSavingsDirectWeb/index.jsp?gclid=CMWtqae6n9MCFQO2wAoddaAE6w
Live Oak Bank Online Savings 1.60% No Fees. liveoakbank.com/personal-banking/personal-savings/
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate incrediblebank.com/products/savings
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K northernbankdirect.com/money-market/
All America Bank Mega Money Market 1.50% Maximum rate up to $35K allamerica.bank/mega-money/
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate inovafcu.org/rates/deposits/savings.html
Marcus By Goldman Sachs Online Savings 1.50% No minimum marcus.com/us/en/savings/high-yield-savings
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open myebanc.com/online-products/super-saver-money-market/
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate northpointe.com/ultimate-money-market/
Popular Direct Exclusive Savings 1.50% $5,000 minimum to open populardirect.com/products/savings
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K redneck.bank/mega-money-market/
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million salemfivedirect.com/eone-savings/open-an-account
Nationwide Bank MMA 1.45% $1,000 minimum to open nationwide.com/high-yield-money-market-account.jsp
Sallie Mae Bank Money Market Account 1.45% No minimum salliemae.com/save-for-college/savings-products/money-market-account/
Synchrony Bank High Yield Savings 1.45% No minimum hustlermoneyblog.com/Synchrony-Q
Self-Help Federal Credit Union Bank Money Market 1.43% $500K minimum deposit self-help.org/rates
UFB Direct Money Market 1.41% $5,000 minimum balance to open ufbdirect.com/checking-savings/money-market
Barclays Online Savings 1.40% $0 minimum to open hustlermoneyblog.com/Barclays-Online-Savings-Q
Capital One 360 ($100 bonus) Money Market 1.40% $10K minimum to earn high rate and bonus. hustlermoneyblog.com/Capital-One-360-Referral
FNBO Direct Online Savings 1.40% No minimum balance requirements fnbodirect.com/site/savings/personal/online-savings-account.fhtml
PurePoint Financial Online Savings 1.40% Minimum $10K deposit for high rate purepoint.com/online-banking/savings-account/high-yield
EBSB Direct Money Market 1.39% $25K minimum to earn high rate ebsbdirect.com/
SFGI Direct Savings 1.36% $1 minimum to open sfgidirect.com/
Ally Bank Online Savings 1.35% $0 minimum to open hustlermoneyblog.com/Ally-Bank-Savings-Q
American Express Bank High-Yield Savings 1.35% $0 minimum to open personalsavings.americanexpress.com/index.html
Dime Savings Bank DimeDirect Money Market 1.35% $1,000 minimum to open dime.com/home/personal/money-market-accounts
My Banking Direct Money Market 1.35% $25K minimum to earn high rate mybankingdirect.com/Products/MoneyMarket
Signal Financial Federal Credit Union Premium Money Market 1.35% $25K to earn high rate signalfinancialfcu.org/banking/investment-solutions/rates-disclosures/
EverBank Yield Pledge MMA 1.31% 1-year guaranteed rate up to $150K hustlermoneyblog.com/Everbank-MMA
Alliant Credit Union High-Yield Savings 1.30% No maximum balance limit alliantcreditunion.org/depositsinvestments/savings/regularsavings/
Dime Savings Bank DimeDirect Statement Savings Account 1.30% $1000 minimum balance to open hustlermoneyblog.com/Dime-Bank-CT
BankPurely Savings Account 1.30% $1 opening deposit, no monthly fees or minimum. bankpurely.com/SavingPurely
iGObanking MMA 1.30% 25k minimum to receive rate igobanking.com/rates.aspx
McGraw-Hill Federal Credit Union Ascend Account 1.30% 1.30% ($75k), 1.10% ($20k),1.00% ($5k) (guaranteed through 12/31/18) mcgrawhillfcu.org/home/deposits/rates
Nationwide Bank Online Savings 1.30% $25 minimum to open nationwide.com/online-savings-account.jsp
Pacific National Bank MMA 1.30% $5K minimum opening deposit pnb.com/personal/money-market
Radius Bank High-Yield Savings 1.30% $2,500 minimum radiusbank.com/personal/savings
The Palladian PrivateBank Savings Account 1.30% 6 months intro rate palladianprivatebank.com/savings-account-apply-now/
UFB Direct Premium Savings 1.30% Minimum $25K to earn high rate ufbdirect.com/checking-savings/ufb-premium-savings?referralCode=d1139_ufbmh_url&utm_campaign=d1139_ufbmh&utm_source=internal&utm_medium=webbanurl
Franklin Synergy Bank Synergy MM 1.30% $500k minimum to earn high rate franklinsynergybank.com/personal/savings-investments/money-market/
BBVA Compass ClearChoice Money Market 1.25% $10K minimum to earn rate hustlermoneyblog.com/BBVA-Compass-Money-Market-Account-CJ
Bethpage Federal Credit Union Money Market 1.25% $500 minimum to earn rate bethpagefcu.com/personal/saving/money-market-accounts.aspx
California First National Bank MM Checking 1.25% $5k minimum to open calfirst.com/personal-rates.htm
Chevron Federal Credit Union MarketEdge Savings 1.25% $2,500 minimum to earn rate chevronfcu.org/checking-savings/checking-savings-rates
INOVA Federal Credit Union Gold Money Market Savings 1.25% $50K minimum to earn rate inovafcu.org/rates/deposits/savings.html
EverBank Yield Pledge Checking 1.21% 1-year guaranteed rate up to $100K. Balances up to 250K hustlermoneyblog.com/Everbank-Yield-Pledge-Checking
Discover Bank MMA 1.30% $100K minimum to earn rate hustlermoneyblog.com/Discover-Bank-Money-Market-CJ
SmartyPig Savings 1.20% Minimum $10,000.01 to earn high rate smartypig.com/
Community Bank of Raymore Premier Money Management Account 1.19% $25 minimum to open cbronline.net/services-tools/helpful-tools/rates.html
Community Bank of Raymore Business Premier Money Management Account 1.19% $25 minimum to open cbronline.net/services-tools/helpful-tools/rates.html
Community Bank of Pleasant Hill Premier Money Management Account 1.19% $25 minimum to open cbphonline.net/personal/personal-savings/Premier-Money-Management-Account.html
Community Bank of Pleasant Hill Business Premier Money Management Account 1.19% $25 minimum to open cbphonline.net/business/business-savings/business-premier-money-management-account.html
Rize Auto-Savings 1.16% No minimum rizemoney.com/
Connexus CU MMA 1.15% $100K min for high rate connexuscu.org/savings/money-market-account
Nationwide Bank Nationwide Member Checking 1.15% $10k to earn APY nationwide.com/online-checking-account.jsp?gn=1#rates
Northpointe Bank UltimateSavings 1.12% 12 month rate guaranteed minimum of $10k northpointe.com/ultimatesavings/
Capital One Capital One Business Savings 1.10% $250 minimum to open and earn high rate up to $1 million capitalone.com/small-business-bank/savings-cds/savings-account/rates/
Northeast Bank Pearl Money Market 1.10% $5,000 minimum to open northeastbank.com/pearl-money-market
TIAA Direct Money Market 1.10% $100,000 to receive rate tiaadirect.com/public/banking/bank/mmd
Quorum Federal Credit Union HighQ Savings Account 1.10% No minimum balance quorumfcu.org/banking/everyday-savings#tab-0
AloStar Bank of Commerce Savings Account 1.05% $50 minimum to open retail.alostarbank.com/services/savings-account
Bank of Internet USA MMA 1.05% No minimum balance bankofinternet.com/savings/money-market
Bank of Internet USA Savings Account 1.05% No minimum balance bankofinternet.com/savings/smart-savings
Live Oak Bank Business Savings Account 1.05% No minimum balance liveoakbank.com/business-banking/business-savings/
McGraw-Hill Federal Credit Union Holiday MMA 1.05% $5K to $250K (Rate guaranteed until 12/31/2018) mcgrawhillfcu.org/home/deposits/rates
Synchrony Bank MMA 1.05% No minimum balance synchronybank.com/banking/money-market-account/
NBKC Bank Personal Money Market Savings 1.01% Up to $1,000,000 nbkc.com/open-personal-account
Aspiration Summit Account 1.00% $2,500 to earn APY aspiration.com/summit
Colorado Federal Savings Bank High Yield Savings Account 1.00% $1 to earn APY coloradofederalbank.com/SAInfo.aspx?AspxAutoDetectCookieSupport=1
Digital Credit Union Ltd Savings 1.00% $25,000 minimum to earn dividends dcu.org/personal-banking/savings-ltd.html
Capital One 360 ($25 bonus) 360 Checking 1.00% $100K to earn highest rate hustlermoneyblog.com/Capital-One-360-Referral
Capital One 360 ($25 bonus) 360 Savings 1.00% Any balance to earn highest rate hustlermoneyblog.com/Capital-One-360-Referral
iGObanking.com High Interest Savings 1.00% No fees or minimum balance igobanking.com/savings/high-interest-savings-account.aspx
Mutual of Omaha Bank Online Money Market 1.00% $1k minimum to open mutualofomahabank.com/Individuals/accounts/savings-accounts/online-money-market
MySavingsDirect MySavings 1.00% No fees. No minimums. mysavingsdirect.com/MySavingsDirectWeb/index.jsp
Sallie Mae Bank High-Yield Savings 1.00% No minimum balance or minimum deposit salliemae.com/banking/high-yield-savings-account/
UFB Direct UFB Savings 1.00% Minimum $20K to earn high rate. ufbdirect.com/checking-savings/ufb-savings?referralCode=d1139_ufbmh_url&utm_campaign=d1139_ufbmh&utm_source=internal&utm_medium=webbanurl
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Extended Version: High-Interest Accounts - Regional:
Bank | State(s) | Account Type | APYFederal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate fsbdover.com/node/36/
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate connexcu.org/home/products/personal/savings/savings-and-money-market-accounts
Blue Gate Bank CA MMA 1.51% $25k minimum to earn high rate bankbluegate.com/1-5-apy-money-market/
Kearny Bank NJ, NY MMA Plus 1.51% $1M minimum to earn high rate kearnybank.com/Kearny-Bank-Personal-Rates.aspx#Checking-Accounts
West Town Bank & Trust IL, NC MMA 1.51% $1k minimum to open westtownbank.com/personal/investments/money-market
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate bluehillsbank.com/seaport-premier-money-market/
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate usfcu-nyc.org/product.htm#regular
United Bank CA, CT, DE, FL, GA, KS, KY, LA, MA, MD, ME, MO, NC, NE, NH, NJ, NY, OK, PA, RI, SC, TX, UT, VA & WA MMA 1.46% $1 minimum to earn high rate bankatunited.com/Personal/Banking/Savings/Advantage-Money-Market
BTH Bank TX Customer Beneficial MMA 1.41% $500k minimum to earn high rate bthbank.com/rates.html
Tradesmen Community Credit Union IA MMA 1.41% $90k minimum opening deposit tradesmenccu.org/rates#savings
Beal Bank USA FL MMA 1.40% $25k minimum to earn high rate bealbank.com/bbusa/Rate-Results.aspx?zipCodeLookup=33431&bankId=77&productTab=0
Mercantil Bank FL, TX MMA 1.40% $25k minimum to earn high rate mercantilbank.com/mmk/
PathFinder Bank NY High Yield MMA 1.40% $10k minimum to earn high rate pathfinderbank.com/rates.html#personalSavings
Telcoe Federal Credit Union AR Quarter Plus MMA 1.36% $500k minimum to earn high rate telcoe.com/accounts/tools/rates.html
Scient Federal Credit Union CA,CT, MA, Premium MM 1.31% Balances $100k-$249,999 scientfcu.org/money-market-premium/
Clifton Savings Bank NJ Rate Raiser Checking 1.30% $1 minimum to earn (Intro Rate for 180 Days) csbk.bank/personal-banking/accounts/rate-raiser.aspx
Hamilton Bank MD MMA 1.30% $10k minimum opening deposit and to earn high rate hamilton-bank.com/personal-banking/money-markets/
Farmers State Bank KS Consumer Treasury Index 1.29% $25k minimum to earn high rate fsbwesty.com/Rates.htm
Employees Credit Union IA Super Money Market 1.26% $1k minimum to open and earn high rate employeescu.com/asp/rates.asp
M&T Bank CT, DE, FL, MD, MyChoice MMA 1.26% $10k minimum to earn high rate (Intro rate for 3 months) mtb.com/banking/savings-cds/savings-account-cd-options/mychoice-money-market
M.Y. Safra Bank NY Direct Online MMA 1.26% $5k minimum opening deposit, up to $500k to earn rate mysafra.com/index.htm
Cambridge ME, VT, NH, MA, RI, CT Performance Plus MMA 1.25% $25k minimum to open and earn high rate cambridgesavings.com/personal/banking/savings/
Apple Bank for Savings NY MMA 1.25% For balances of $2,500 and up applebank.com/Personal/Banking/Savings-CDs/Money-Market/Money-Market
Cencap Federal Credit Union CT Save to win 1.25% $25 minimum to open cencap.com/services/savings-rates/
Consumers Credit Union MI MMA 1.25% $2.5k minimum to open consumerscu.org/Rates/Deposit/
Florida Credit Union FL MMA 1.25% $50k minimum to open flcu.org/fcu-rate-special/
Hanscom Federal Credit Union MA, VA Higher Yield Savings 1.25% $25k minimum to open hfcu.org/checking-and-savings/savings.html
Kennebec Federal Savings ME Super MMA 1.25% $150k minimum to earn high rate kfsavings.com/Rates.aspx
Ridgewood Savings Bank NY Smart Move Online Savings 1.25% $.01 minimum to open and earn high rate up to $249,999 ridgewoodbank.com/home/rates?cid=rates
Rockland Trust MA Business Money Market 1.25% $25 minimum to open and earn high rate up to $999,999.99 rocklandtrust.com/westwood-business-offers
The Mint National Bank TX MonuMINT Savings 1.25% Any balance to earn rate themint.bank/Help-Support/Rates
TruMark Financial Credit Union PA MMA 1.25% $2,500 minimum to open and earn high rate up to $250,000 trumarkonline.org/special-money-market/
Wakefield Co-operative Bank MA Platinum MMA 1.25% $100k minimum to open and earn high rate wakefieldcoop.com/depositrates.asp
Highlands State Bank NJ Prime Interest MMA 1.24% $50k minimum to open highlandsstatebank.com/rates.html
Amplify Credit Union TX Money Market Advantage Promo 1.20% $1k minimum opening deposit goamplify.com/deposits/money-market-account.aspx
First State Bank Nebraska NE First Rate Savings 1.20% $100 minimum to open and no minimum balance requirement 1fsb.com/rates.aspx#first_rate_savings
Mutual Security Credit Union CT MMA 1.20% $5k minimum opening deposit (Intro rate for 3 months) mscu.net/www/sub2.aspx?a=54&z=17
Wright-Patt Credit Union OH MMA 1.20% $2.5k minimum to earn rate wpcu.coop/Learn-More/Tips-Tools/Rates
Iowa State Bank IA MMA 1.16% $100k minimum to earn high rate iowastatebank.com/rates/
Mutual Bank MA Leader MMA 1.16% $1k minimum opening deposit mymutualbank.com/interest-rates
New Albin Savings Bank IA MMA 1.16% $2.5k minimum opening deposit newalbinsavingsbank.com/current-rates/deposit-rates/
Bankwell CT Smart Savings 1.15% $100 minimum to open mybankwell.com/resources/smart-tools/promotional-rates
BMO Harris AZ, FL, IL, IN, KS, MO, MN & WI Select MMA 1.15% $25k minimum to earn rate bmoharris.com/main/personal/ma-mm/
Hanover Community Bank NY Statement Savings 1.15% $100 minimum to open hanovercommunitybank.com/Rates
Homestreet Bank WA, OR, CA, HI MMA 1.15% $1K minimum to open homestreet.com/money-market-special
National Bank of NYC NY MMA 1.15% For balances of $25,000 and up nbnyc.com/
Sandy Spring Bank DC, MD, VA Premier MMA 1.15% $10k minimum to open, Rate guaranteed for 3 months sandyspringbank.com/sites/default/files/PDFs/ssbdepositrates1.pdf
Star One Credit Union CA MMA 1.15% $50 minimum to open starone.org/accounts/savings/
Primary Bank NH Choice MMA 1.11% $10k minimum to open primarybanknh.com/assets/files/TczfxwBN/Consumer Deposit Rates_ED 11-1-17.pdf
Ultima Bank Minnesota MN UBM Direct Savings 1.11% $500k minimum to earn high rate ultimabank.com/current-rates-savings.htm
Androscoggin Savings Bank ME Personal MMA 1.10% $100k minimum to earn androscogginbank.com/Personal/Deposits/Money-Market
LincolnWay Community Bank IL Savings 1.10% $5k minimum to earn high rate lwcbank.com/Rates/Consumer-Rates
Police and Fire Federal Credit Union DE, NJ, PA Premium Yield Account 1.10% $2,500 minimum to open pffcu.org/rates/share-account-rates/
The Bank of Princeton NJ Princeton Savings 1.10% $5k minimum to open thebankofprinceton.com/personal/deposit-rates
First American International Bank NY Smart MM 1.08% On balances $100K+ faib.com/smart-money-market
Beardstown Savings IL MMA 1.06% $10k minimum to open beardstownsavings.com/accounts-money-market-deposit
IH Mississippi Valley Credit Union IA Mega Money Market 1.06% $100k minimum to open ihmvcu.org/misc/rates#ihTab-MoneyMarket
State Bank of Speer IL Treasury Gold MMA 1.06% $500 minimum to open and earn high rate speerbank.com/rates.php
Fidelity Bank TX High Yield Savings 1.05% $100k minimum to open fidelitybankwf.com/Rates.aspx
Fidelity Bank TX MMA 1.05% $100k minimum to open fidelitybankwf.com/Rates.aspx
Mountain Commerce Bank TN Century Gold Savings 1.05% $100 minimum to open mcb.com/personal/savings/mcb-century-gold-savings/
Oritani Bank NJ Diamond MMA 1.05% Up to $249,999 oritani.com/Current-Rates/Deposit-Rates
Colombo Bank MD, DC Super Saver Account 1.02% $10k minimum to earn high rate colombobank.com/rate-sheet.aspx
Farmers State Bank IA Elite MMA 1.02% $10k minimum to earn high rate fsb1879.com/personal/savings-accounts/fsb-mmda.aspx
Community West Credit Union MI Advantage Savings 1.01% $100k minimum to open and earn high rate communitywestcu.org/advantage-savings/
Ferguson Federal Credit Union MS Savings 1.01% $50k minimum to earn high rate fergusonfcu.org/products-services/rates/
Gold Coast Bank IL MMA 1.01% $50k minimum to open goldcoastbank.net/
American Eagle Bank IL Platinum MMA 1.00% $100 minimum to open, $1k to earn high rate americaneaglebank.com/chicago/
Bonanza Valley State Bank MN Tiered Savings 1.00% $100k minimum to earn high rate onlinebanking.bvsb.net/Pages/CurrentDepositRates.html
Broadway Federal Bank CA MMA 1.00% $100k minimum to earn high rate broadwayfederalbank.com/
Cedar Rapids Bank NE MMA 1.00% $10k minimum to open cedarrapidsstatebank.com/index.cfm/rates
Commerce MA Platinum MMA 1.00% $50k minimum to earn high rate bankatcommerce.com/personal-savings-rates.htm#premier
Community Bank of Bergen NJ Prestige Statement Savings 1.00% $25k minimum to open and earn high rate cbbcnj.com/home/rates/checking
Dawson Co-Op Credit Union MN Membership Share 1.00% $10 minimum to open dawsonco-opcu.com/savingschecking/rates/
Down East Credit Union ME MMA 1.00% $100k minimum to earn high rate downeastcu.com/deposit-rates.php
First Federal Credit Union IA Money Market Savings 1.00% $25k minimum to earn high rate firstfedcu.com/deposits/current-rates
Gibraltar Bank NJ First Class Statement Savings 1.00% $5k minimum to opn and earn high rate gibraltarbanknj.com/DepositRates.asp
Hanscom Federal Credit Union MA, VA MMA 1.00% $2k minimum to earn high rate hfcu.org/checking-and-savings/savings.html
Heritage South Credit Union AL MMA 1.00% $25k minimum to earn high rate myhscu.com/Rates/Savings-Rates.aspx
Institution for Savings MA MMA 1.00% $250k minimum to earn high rate institutionforsavings.com/rates-deposits.htm
ISU Credit Union IN MatriMoney Account 1.00% $50 minimum to open isucreditunion.com/personal/savings/matrimoney
Malvern NJ Premier Rewards MMA 1.00% $125k minimum to earn high rate malvernfederal.com/pdf/170823_malvern_rates.pdf
Middlesex MA Money Market Savings 1.00% $50k minimum to earn high rate middlesexfederal.com/novo_deprates.asp
PeoplesFirst Bank IL Max Rate Savings 1.00% $2,500 minimum to open peoplefirstbank.com/rates.aspx
Rockland FCU MA MMA 1.00% $75k minimum to earn high rate rfcu.com/home/rates
Sage Bank MA MMDA 1.00% $100k minimum to earn high rate sagebank.com/rates/deposit-accounts/
Southern Federal Credit Union TX Share Savings 1.00% $25k minimum to earn high rate southernfederalcu.org/srates.html
Southwest Louisiana Credit Union LA Kasasa Saver 1.00% On balances up to $10k swlacu.com/kasasa-saver/
State Nebraska Bank & NE MMA 1.00% $100k minimum to earn high rate statenebank.com/personal-banking/rates/
Tri State Area FCU NY MMA 1.00% On balances $100K+ hoosickfcu.com/srates.html
Unity Bank NJ eSavings 1.00% $100 minimum to open and $20k to earn high rate unitybank.com/rates/savings
Water And Power Community Credit Union CA MatriMoney Special Purpose Savings 1.00% $50 minimum to open wpcu.org/savings-and-certificate-rates
Wawel Bank NJ Premium Statement Savings (Tiered) 1.00% $5k minimum to earn high rate wawelbank.com/Rates.aspx
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PurePoint savings up to 1.60%
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@atikovi Anyone on fence re: Purepoint. They are giving birthday presents (premium tea), value about $20.00. So if it makes sense, keep Purepoint open until after birthday …
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@booksleuth said in Best Nationally Available High APY Liquid Accounts:
@atikovi Anyone on fence re: Purepoint. They are giving birthday presents (premium tea), value about $20.00. So if it makes sense, keep Purepoint open until after birthday …
got mine as well; pretty nice surprise
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American Express High Yield savings went up to 1.45% apy as of today (saw the announcement when i logged into the account)…
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Anyone know if there are any business accounts with good rates/bonuses/no fees?
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Capital One Business Advantage savings 1.10% no fee with $300 balance.
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@booksleuth they sent me tea!
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SFGI Direct Savings up to 1.51%
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UFB up to 1.6%
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Extended Version: High-Interest Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum https://www.altra.org/services/rates/savings-money-market-rates
able Banking Money Market Savings 1.70% $250 minimum to open https://www.ablebanking.com/saving.aspx
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum https://www.coloradofederalbank.com/SAInfo.aspx
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums https://www.dollarsavingsdirect.com/DollarSavingsDirectWeb/index.jsp?gclid=CMWtqae6n9MCFQO2wAoddaAE6w
Live Oak Bank Online Savings 1.60% No Fees. https://www.liveoakbank.com/personal-banking/personal-savings/
PurePoint Financial Online Savings 1.60% Minimum $10K deposit for high rate https://www.purepoint.com/online-banking/savings-account/high-yield
UFB Direct MMA 1.60% $5,000 minimum to open https://www.ufbdirect.com/checking-savings/high-yield-money-market
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit http://www.hustlermoneyblog.com/CIT-Bank-Savings-CJ
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate https://www.incrediblebank.com/products/savings
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K https://www.northernbankdirect.com/money-market/
SFGI Direct Savings 1.51% $1 minimum to open http://www.sfgidirect.com/
All America Bank Mega Money Market 1.50% Maximum rate up to $35K https://allamerica.bank/mega-money/
Barclays Online Savings 1.50% $0 minimum to open http://www.hustlermoneyblog.com/Barclays-Online-Savings-Q
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate http://www.inovafcu.org/rates/deposits/savings.html
Marcus By Goldman Sachs Online Savings 1.50% No minimum https://www.marcus.com/us/en/savings/high-yield-savings
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open http://www.myebanc.com/online-products/super-saver-money-market/
Nationwide Bank MMA 1.50% $10,000 minimum to earn rate https://www.nationwide.com/high-yield-money-market-account.jsp
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate https://www.northpointe.com/ultimate-money-market/
Popular Direct Exclusive Savings 1.50% $5,000 minimum to open https://www.populardirect.com/products/savings
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K https://redneck.bank/mega-money-market/
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million http://www.salemfivedirect.com/eone-savings/open-an-account
American Express Bank High-Yield Savings 1.45% $0 minimum to open https://personalsavings.americanexpress.com/index.html
Sallie Mae Bank Money Market Account 1.45% No minimum https://www.salliemae.com/save-for-college/savings-products/money-market-account/
Synchrony Bank High Yield Savings 1.45% No minimum http://www.hustlermoneyblog.com/Synchrony-Q
Self-Help Federal Credit Union Bank Money Market 1.43% $500K minimum deposit https://www.self-help.org/rates
Discover Bank Online Savings 1.40% No Fees. No Minimums. http://www.hustlermoneyblog.com/Discover-Bank-Savings-Bonus
Capital One 360 ($100 bonus) Money Market 1.40% $10K minimum to earn high rate and bonus. http://www.hustlermoneyblog.com/Capital-One-360-Referral
FNBO Direct Online Savings 1.40% No minimum balance requirements https://www.fnbodirect.com/site/savings/personal/online-savings-account.fhtml
EBSB Direct Money Market 1.39% $25K minimum to earn high rate https://www.ebsbdirect.com/
Ally Bank Online Savings 1.35% $0 minimum to open http://www.hustlermoneyblog.com/Ally-Bank-Savings-Q
Dime Savings Bank DimeDirect Money Market 1.35% $1,000 minimum to open https://www.dime.com/home/personal/money-market-accounts
My Banking Direct Money Market 1.35% $25K minimum to earn high rate https://www.mybankingdirect.com/Products/MoneyMarket
Signal Financial Federal Credit Union Premium Money Market 1.35% $25K to earn high rate https://www.signalfinancialfcu.org/banking/investment-solutions/rates-disclosures/
EverBank Yield Pledge MMA 1.31% 1-year guaranteed rate up to $150K http://www.hustlermoneyblog.com/Everbank-MMA
Alliant Credit Union High-Yield Savings 1.30% No maximum balance limit http://www.alliantcreditunion.org/depositsinvestments/savings/regularsavings/
Bank of Internet USA Savings Account 1.30% No minimum balance https://www.bankofinternet.com/savings/smart-savings
BankPurely Savings Account 1.30% $1 opening deposit, no monthly fees or minimum. https://www.bankpurely.com/SavingPurely
iGObanking MMA 1.30% 25k minimum to receive rate https://www.igobanking.com/rates.aspx
McGraw-Hill Federal Credit Union Ascend Account 1.30% 1.30% ($75k), 1.10% ($20k),1.00% ($5k) (guaranteed through 12/31/18) http://www.mcgrawhillfcu.org/home/deposits/rates
Nationwide Bank Online Savings 1.30% $25 minimum to open https://www.nationwide.com/online-savings-account.jsp
Pacific National Bank MMA 1.30% $5K minimum opening deposit https://www.pnb.com/personal/money-market
Radius Bank High-Yield Savings 1.30% $2,500 minimum https://www.radiusbank.com/personal/savings
The Palladian PrivateBank Savings Account 1.30% 6 months intro rate https://www.palladianprivatebank.com/savings-account-apply-now/
UFB Direct Premium Savings 1.30% Minimum $25K to earn high rate https://www.ufbdirect.com/checking-savings/ufb-premium-savings?referralCode=d1139_ufbmh_url&utm_campaign=d1139_ufbmh&utm_source=internal&utm_medium=webbanurl
Franklin Synergy Bank Synergy MM 1.30% $500k minimum to earn high rate https://www.franklinsynergybank.com/personal/savings-investments/money-market/
Discover Bank MMA 1.30% $100K minimum to earn rate http://www.hustlermoneyblog.com/Discover-Bank-Money-Market-CJ
BBVA Compass ClearChoice Money Market 1.25% $10K minimum to earn rate http://www.hustlermoneyblog.com/BBVA-Compass-Money-Market-Account-CJ
Bethpage Federal Credit Union Money Market 1.25% $500 minimum to earn rate http://www.bethpagefcu.com/personal/saving/money-market-accounts.aspx
California First National Bank MM Checking 1.25% $5k minimum to open https://www.calfirst.com/personal-rates.htm
Chevron Federal Credit Union MarketEdge Savings 1.25% $2,500 minimum to earn rate https://www.chevronfcu.org/checking-savings/checking-savings-rates
INOVA Federal Credit Union Gold Money Market Savings 1.25% $50K minimum to earn rate http://www.inovafcu.org/rates/deposits/savings.html
EverBank Yield Pledge Checking 1.21% 1-year guaranteed rate up to $100K. Balances up to 250K http://www.hustlermoneyblog.com/Everbank-Yield-Pledge-Checking
SmartyPig Savings 1.20% Minimum $10,000.01 to earn high rate https://www.smartypig.com/
Community Bank of Raymore Premier Money Management Account 1.19% $25 minimum to open https://www.cbronline.net/services-tools/helpful-tools/rates.html
Community Bank of Raymore Business Premier Money Management Account 1.19% $25 minimum to open https://www.cbronline.net/services-tools/helpful-tools/rates.html
Community Bank of Pleasant Hill Premier Money Management Account 1.19% $25 minimum to open https://www.cbphonline.net/personal/personal-savings/Premier-Money-Management-Account.html
Community Bank of Pleasant Hill Business Premier Money Management Account 1.19% $25 minimum to open https://www.cbphonline.net/business/business-savings/business-premier-money-management-account.html
Rize Auto-Savings 1.16% No minimum https://rizemoney.com/
Connexus CU MMA 1.15% $100K min for high rate https://www.connexuscu.org/savings/money-market-account
Nationwide Bank Nationwide Member Checking 1.15% $10k to earn APY https://www.nationwide.com/online-checking-account.jsp?gn=1]rates
Northpointe Bank UltimateSavings 1.12% 12 month rate guaranteed minimum of $10k http://www.northpointe.com/ultimatesavings/
Capital One Capital One Business Savings 1.10% $250 minimum to open and earn high rate up to $1 million https://www.capitalone.com/small-business-bank/savings-cds/savings-account/rates/
Northeast Bank Pearl Money Market 1.10% $5,000 minimum to open https://www.northeastbank.com/pearl-money-market
TIAA Direct Money Market 1.10% $100,000 to receive rate https://www.tiaadirect.com/public/banking/bank/mmd
Quorum Federal Credit Union HighQ Savings Account 1.10% No minimum balance https://www.quorumfcu.org/banking/everyday-savings]tab-0
AloStar Bank of Commerce Savings Account 1.05% $50 minimum to open https://retail.alostarbank.com/services/savings-account
Bank of Internet USA MMA 1.05% No minimum balance https://www.bankofinternet.com/savings/money-market
Live Oak Bank Business Savings Account 1.05% No minimum balance https://www.liveoakbank.com/business-banking/business-savings/
McGraw-Hill Federal Credit Union Holiday MMA 1.05% $5K to $250K (Rate guaranteed until 12/31/2018) http://www.mcgrawhillfcu.org/home/deposits/rates
Synchrony Bank MMA 1.05% No minimum balance https://www.synchronybank.com/banking/money-market-account/
NBKC Bank Personal Money Market Savings 1.01% Up to $1,000,000 https://www.nbkc.com/open-personal-account
Aspiration Summit Account 1.00% $2,500 to earn APY https://www.aspiration.com/summit
Colorado Federal Savings Bank High Yield Savings Account 1.00% $1 to earn APY https://www.coloradofederalbank.com/SAInfo.aspx?AspxAutoDetectCookieSupport=1
Digital Credit Union Ltd Savings 1.00% $25,000 minimum to earn dividends https://www.dcu.org/personal-banking/savings-ltd.html
Capital One 360 ($25 bonus) 360 Checking 1.00% $100K to earn highest rate http://www.hustlermoneyblog.com/Capital-One-360-Referral
Capital One 360 ($25 bonus) 360 Savings 1.00% Any balance to earn highest rate http://www.hustlermoneyblog.com/Capital-One-360-Referral
iGObanking.com High Interest Savings 1.00% No fees or minimum balance https://www.igobanking.com/savings/high-interest-savings-account.aspx
Mutual of Omaha Bank Online Money Market 1.00% $1k minimum to open http://www.mutualofomahabank.com/Individuals/accounts/savings-accounts/online-money-market
MySavingsDirect MySavings 1.00% No fees. No minimums. https://www.mysavingsdirect.com/MySavingsDirectWeb/index.jsp
Sallie Mae Bank High-Yield Savings 1.00% No minimum balance or minimum deposit https://www.salliemae.com/banking/high-yield-savings-account/
UFB Direct UFB Savings 1.00% Minimum $20K to earn high rate. https://www.ufbdirect.com/checking-savings/ufb-savings?referralCode=d1139_ufbmh_url&utm_campaign=d1139_ufbmh&utm_source=internal&utm_medium=webbanurl
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Extended Version: High-Interest Accounts - Regional:
Bank | State(s) | Account Type | APYFederal Savings Bank NH, ME Premier MMA 1.75% https://www.fsbdover.com/node/36/
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61% https://www.bankatunited.com/Resources/Rates/Deposit-Rates
Connex Credit Union CT MMA 1.60% http://www.connexcu.org/home/products/personal/savings/savings-and-money-market-accounts
Blue Gate Bank CA MMA 1.51% https://www.bankbluegate.com/1-5-apy-money-market/
Kearny Bank NJ, NY MMA Plus 1.51% https://www.kearnybank.com/Kearny-Bank-Personal-Rates.aspx]Checking-Accounts
West Town Bank & Trust IL, NC MMA 1.51% https://www.westtownbank.com/personal/investments/money-market
Blue Hills Bank MA Premier MMA 1.50% https://www.bluehillsbank.com/seaport-premier-money-market/
University Settlement Federal Credit Union NY Regular Savings 1.50% http://www.usfcu-nyc.org/product.htm]regular
BTH Bank TX Customer Beneficial MMA 1.41% https://www.bthbank.com/rates.html
Tradesmen Community Credit Union IA MMA 1.41% https://www.tradesmenccu.org/rates]savings
Beal Bank USA FL MMA 1.40% https://www.bealbank.com/bbusa/Rate-Results.aspx?zipCodeLookup=33431&bankId=77&productTab=0
Mercantil Bank FL, TX MMA 1.40% https://www.mercantilbank.com/mmk/
PathFinder Bank NY High Yield MMA 1.40% https://www.pathfinderbank.com/rates.html]personalSavings
Telcoe Federal Credit Union AR Quarter Plus MMA 1.36% https://www.telcoe.com/accounts/tools/rates.html
Scient Federal Credit Union CA,CT, MA, Premium MM 1.31% https://www.scientfcu.org/money-market-premium/
Clifton Savings Bank NJ Rate Raiser Checking 1.30% https://www.csbk.bank/personal-banking/accounts/rate-raiser.aspx
Hamilton Bank MD MMA 1.30% https://hamilton-bank.com/personal-banking/money-markets/
Farmers State Bank KS Consumer Treasury Index 1.29% http://www.fsbwesty.com/Rates.htm
M&T Bank CT, DE, FL, MD, MyChoice MMA 1.26% https://www.mtb.com/banking/savings-cds/savings-account-cd-options/mychoice-money-market
M.Y. Safra Bank NY Direct Online MMA 1.26% http://www.mysafra.com/index.htm
Apple Bank for Savings NY MMA 1.25% https://www.applebank.com/Personal/Banking/Savings-CDs/Money-Market/Money-Market
Cambridge ME, VT, NH, MA, RI, CT Performance Plus MMA 1.25% https://www.cambridgesavings.com/personal/banking/savings/
Cencap Federal Credit Union CT Save to win 1.25% https://www.cencap.com/services/savings-rates/
Consumers Credit Union MI MMA 1.25% https://www.consumerscu.org/Rates/Deposit/
Employees Credit Union IA Super Money Market 1.25% http://www.employeescu.com/asp/rates.asp
Florida Credit Union FL MMA 1.25% https://www.flcu.org/fcu-rate-special/
Hanscom Federal Credit Union MA, VA Higher Yield Savings 1.25% https://www.hfcu.org/checking-and-savings/savings.html
Kennebec Federal Savings ME Super MMA 1.25% http://www.kfsavings.com/Rates.aspx
Ridgewood Savings Bank NY Smart Move Online Savings 1.25% http://www.ridgewoodbank.com/home/rates?cid=rates
Rockland Trust MA Business Money Market 1.25% https://www.rocklandtrust.com/westwood-business-offers
The Mint National Bank TX MonuMINT Savings 1.25% https://www.themint.bank/Help-Support/Rates
TruMark Financial Credit Union PA MMA 1.25% https://www.trumarkonline.org/special-money-market/
Wakefield Co-operative Bank MA Platinum MMA 1.25% https://www.wakefieldcoop.com/depositrates.asp
Highlands State Bank NJ Prime Interest MMA 1.24% http://www.highlandsstatebank.com/rates.html
Amplify Credit Union TX Money Market Advantage Promo 1.20% https://www.goamplify.com/deposits/money-market-account.aspx
First State Bank Nebraska NE First Rate Savings 1.20% https://www.1fsb.com/rates.aspx]first_rate_savings
Mutual Security Credit Union CT MMA 1.20% https://www.mscu.net/www/sub2.aspx?a=54&z=17
Wright-Patt Credit Union OH MMA 1.20% https://www.wpcu.coop/Learn-More/Tips-Tools/Rates
Iowa State Bank IA MMA 1.16% https://www.iowastatebank.com/rates/
Mutual Bank MA Leader MMA 1.16% https://www.mymutualbank.com/interest-rates
New Albin Savings Bank IA MMA 1.16% https://www.newalbinsavingsbank.com/current-rates/deposit-rates/
Bankwell CT Smart Savings 1.15% https://www.mybankwell.com/resources/smart-tools/promotional-rates
BMO Harris AZ, FL, IL, IN, KS, MO, MN & WI Select MMA 1.15% https://www.bmoharris.com/main/personal/ma-mm/
Hanover Community Bank NY Statement Savings 1.15% https://www.hanovercommunitybank.com/Rates
Homestreet Bank WA, OR, CA, HI MMA 1.15% https://www.homestreet.com/money-market-special
National Bank of NYC NY MMA 1.15% http://www.nbnyc.com/
Sandy Spring Bank DC, MD, VA Premier MMA 1.15% https://www.sandyspringbank.com/sites/default/files/PDFs/ssbdepositrates1.pdf
Star One Credit Union CA MMA 1.15% https://www.starone.org/accounts/savings/
Primary Bank NH Choice MMA 1.11% https://www.primarybanknh.com/assets/files/TczfxwBN/Consumer Deposit Rates_ED 11-1-17.pdf
Ultima Bank Minnesota MN UBM Direct Savings 1.11% https://www.ultimabank.com/current-rates-savings.htm
Androscoggin Savings Bank ME Personal MMA 1.10% https://www.androscogginbank.com/Personal/Deposits/Money-Market
LincolnWay Community Bank IL Savings 1.10% https://www.lwcbank.com/Rates/Consumer-Rates
Police and Fire Federal Credit Union DE, NJ, PA Premium Yield Account 1.10% http://www.pffcu.org/rates/share-account-rates/
The Bank of Princeton NJ Princeton Savings 1.10% https://thebankofprinceton.com/personal/deposit-rates
First American International Bank NY Smart MM 1.08% https://www.faib.com/smart-money-market
Beardstown Savings IL MMA 1.06% https://www.beardstownsavings.com/accounts-money-market-deposit
IH Mississippi Valley Credit Union IA Mega Money Market 1.06% https://www.ihmvcu.org/misc/rates]ihTab-MoneyMarket
State Bank of Speer IL Treasury Gold MMA 1.06% https://www.speerbank.com/rates.php
Fidelity Bank TX High Yield Savings 1.05% https://www.fidelitybankwf.com/Rates.aspx
Fidelity Bank TX MMA 1.05% https://www.fidelitybankwf.com/Rates.aspx
Mountain Commerce Bank TN Century Gold Savings 1.05% https://www.mcb.com/personal/savings/mcb-century-gold-savings/
Oritani Bank NJ Diamond MMA 1.05% https://oritani.com/Current-Rates/Deposit-Rates
Colombo Bank MD, DC Super Saver Account 1.02% http://www.colombobank.com/rate-sheet.aspx
Farmers State Bank IA Elite MMA 1.02% https://www.fsb1879.com/personal/savings-accounts/fsb-mmda.aspx
Community West Credit Union MI Advantage Savings 1.01% https://www.communitywestcu.org/advantage-savings/
Ferguson Federal Credit Union MS Savings 1.01% https://www.fergusonfcu.org/products-services/rates/
Gold Coast Bank IL MMA 1.01% http://www.goldcoastbank.net/
American Eagle Bank IL Platinum MMA 1.00% http://www.americaneaglebank.com/chicago/
Bonanza Valley State Bank MN Tiered Savings 1.00% https://onlinebanking.bvsb.net/Pages/CurrentDepositRates.html
Broadway Federal Bank CA MMA 1.00% https://www.broadwayfederalbank.com/
Cedar Rapids Bank NE MMA 1.00% http://www.cedarrapidsstatebank.com/index.cfm/rates
Commerce MA Platinum MMA 1.00% https://www.bankatcommerce.com/personal-savings-rates.htm]premier
Community Bank of Bergen NJ Prestige Statement Savings 1.00% http://www.cbbcnj.com/home/rates/checking
Dawson Co-Op Credit Union MN Membership Share 1.00% https://www.dawsonco-opcu.com/savingschecking/rates/
Down East Credit Union ME MMA 1.00% https://www.downeastcu.com/deposit-rates.php
First Federal Credit Union IA Money Market Savings 1.00% https://www.firstfedcu.com/deposits/current-rates
Gibraltar Bank NJ First Class Statement Savings 1.00% https://www.gibraltarbanknj.com/DepositRates.asp
Hanscom Federal Credit Union MA, VA MMA 1.00% https://www.hfcu.org/checking-and-savings/savings.html
Heritage South Credit Union AL MMA 1.00% https://www.myhscu.com/Rates/Savings-Rates.aspx
Institution for Savings MA MMA 1.00% https://www.institutionforsavings.com/rates-deposits.htm
ISU Credit Union IN MatriMoney Account 1.00% https://www.isucreditunion.com/personal/savings/matrimoney
Malvern NJ Premier Rewards MMA 1.00% https://www.malvernfederal.com/pdf/170823_malvern_rates.pdf
Middlesex MA Money Market Savings 1.00% https://www.middlesexfederal.com/novo_deprates.asp
PeoplesFirst Bank IL Max Rate Savings 1.00% http://www.peoplefirstbank.com/rates.aspx
Rockland FCU MA MMA 1.00% http://www.rfcu.com/home/rates
Sage Bank MA MMDA 1.00% https://www.sagebank.com/rates/deposit-accounts/
Southern Federal Credit Union TX Share Savings 1.00% https://www.southernfederalcu.org/srates.html
Southwest Louisiana Credit Union LA Kasasa Saver 1.00% https://swlacu.com/kasasa-saver/
State Nebraska Bank & NE MMA 1.00% https://statenebank.com/personal-banking/rates/
Tri State Area FCU NY MMA 1.00% http://www.hoosickfcu.com/srates.html
Unity Bank NJ eSavings 1.00% https://www.unitybank.com/rates/savings
Water And Power Community Credit Union CA MatriMoney Special Purpose Savings 1.00% https://www.wpcu.org/savings-and-certificate-rates
Wawel Bank NJ Premium Statement Savings (Tiered) 1.00% http://www.wawelbank.com/Rates.aspx
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Best Bank Account Bonuses
1 Best Checking Account Bonuses doctorofcredit.com/best-bank-account-bonuses#Best_Checking_Account_Bonuses
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2.3 Chase $300 Savings Bonus – In Branch doctorofcredit.com/best-bank-account-bonuses#Chase_300_Savings_Bonus_8211_In_Branch
2.4 Chase $150 Savings Bonus – In Branch doctorofcredit.com/best-bank-account-bonuses#Chase_150_Savings_Bonus_8211_In_Branch
2.5 Fidelity Bank $100 Savings – Northeastern PA only doctorofcredit.com/best-bank-account-bonuses#Fidelity_Bank_100_Savings8211_Northeastern_PA_only
2.6 First Tennessee $100 Savings Middle Tennessee and North Carolina doctorofcredit.com/best-bank-account-bonuses#First_Tennessee_100Savings_Middle_Tennessee_and_North_Carolina
3 Best Business Bank Bonuses doctorofcredit.com/best-bank-account-bonuses#Best_Business_Bank_Bonuses
3.1 Bank of America $2,500 Business Checking Bonus – Nationwide doctorofcredit.com/best-bank-account-bonuses#Bank_of_America_2500_Business_Checking_Bonus_8211_Nationwide
3.2 Wells Fargo $300 Business Checking Bonus – Almost Nationwide doctorofcredit.com/best-bank-account-bonuses#Wells_Fargo_300_Business_Checking_Bonus_8211_Almost_Nationwide
3.3 MB Financial Bank $350 Business Checking – IL, IN, or PA doctorofcredit.com/best-bank-account-bonuses#MB_Financial_Bank_350_Business_Checking_8211IL_IN_or_PA
3.4 PNC Up To $400 Business Checking – OH, MI, FL, AL, GA, MD, KY, IN, PA doctorofcredit.com/best-bank-account-bonuses#PNC_Up_To_400_Business_Checking_8211OH_MI_FL_AL_GA_MD_KY_IN_PA
3.5 SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only doctorofcredit.com/best-bank-account-bonuses#SunTrust_200_Business_Checking_8211AL_AR_FL_GA_MD_MS_NC_SC_TN_WV_VA_and_DC_Only
3.6 Chase Business Checking $300 Bonus doctorofcredit.com/best-bank-account-bonuses#Chase_Business_Checking_300_Bonus
3.7 Flushing Bank $200 Business Checking Bonus – NY & NJ doctorofcredit.com/best-bank-account-bonuses#Flushing_Bank_200_Business_Checking_Bonus_8211NY_NJ
3.8 Provident Credit Union $150 In Branch Business Checking Bonus – CA doctorofcredit.com/best-bank-account-bonuses#Provident_Credit_Union_150_In_Branch_Business_Checking_Bonus_8211_CA
3.9 First Tennessee $300 Business + $150 Savings In Branch Bonus doctorofcredit.com/best-bank-account-bonuses#First_Tennessee_300_Business_150_Savings_In_Branch_Bonus
3.10 Liberty Bank – $100 Business Checking Bonus – CT, MA, RI doctorofcredit.com/best-bank-account-bonuses#Liberty_Bank_8211_100_Business_Checking_Bonus_8211CT_MA_RI
4 Best State Specific Bonuses doctorofcredit.com/best-bank-account-bonuses#Best_State_Specific_Bonuses
4.1 Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX – No Direct Deposit Required doctorofcredit.com/best-bank-account-bonuses#Hancock_Whitney_300_Checking_Bonus_8211LA_MS_FL_AL_TX_8211_No_Direct_Deposit_Required
4.2 SunTrust Up To $500 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only] doctorofcredit.com/best-bank-account-bonuses#SunTrust_Up_To_500_Checking_BonusAL_AR_FL_GA_MD_MS_NC_SC_TN_WV_VA_and_DC_Only
4.3 HarborOne Up To $500 Checking Bonus [MA, NH, ME, CT, VT and RI] doctorofcredit.com/best-bank-account-bonuses#HarborOne_Up_To_500_Checking_Bonus_MA_NH_ME_CT_VT_and_RI
4.4 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA] doctorofcredit.com/best-bank-account-bonuses#TD_Bank_up_To_300_Checking_Bonus_CT_DC_DE_FL_MD_ME_MA_NC_NH_NJ_NY_PA_RI_SC_VT_VA
4.5 First Bank and Trust $300 Checking Bonus – LA, MS, FL doctorofcredit.com/best-bank-account-bonuses#First_Bank_and_Trust_300_Checking_Bonus_8211LA_MS_FL
4.6 Citadel Banking $250 Checking Bonus – PA Only – No Direct Deposit Required doctorofcredit.com/best-bank-account-bonuses#Citadel_Banking_250_Checking_Bonus_8211_PA_Only_8211_No_Direct_Deposit_Required
4.7 PNC $300/$400 Checking Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV doctorofcredit.com/best-bank-account-bonuses#PNC_300400_Checking_Bonus_8211AL_DC_DE_FL_GA_IL_IN_KY_MD_MI_MO_NC_NJ_NY_OH_PA_SC_VA_WI_and_WV
4.8 Huntington Bank – $200 Bonus – No Direct Deposit – OH, MI, IN, PA, KY, WV, IL & WI doctorofcredit.com/best-bank-account-bonuses#Huntington_Bank_8211_200_Bonus_8211_No_Direct_Deposit_8211OH_MI_IN_PA_KY_WV_IL_WI
4.9 Associated Bank – $150 Bonus – No Direct Deposit – IL, MN, & WI only doctorofcredit.com/best-bank-account-bonuses#Associated_Bank_8211_150_Bonus_8211_No_Direct_Deposit_8211IL_MN_WI_only
4.10 SunTrust Bank Up To $300 Bonus – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C doctorofcredit.com/best-bank-account-bonuses#SunTrust_Bank_Up_To_300_Bonus_8211AL_AR_FL_GA_MD_MS_NC_SC_TN_WV_VA_and_DC
4.11 KeyBank Up To $300 Bonus – NY, OH, CO, CT, PA, OR, WA, ME & UT doctorofcredit.com/best-bank-account-bonuses#KeyBank_Up_To_300_Bonus_8211NY_OH_CO_CT_PA_OR_WA_ME_UT
4.12 My Northwest Bank $200 Bonus – PA, NY, MD, OH only doctorofcredit.com/best-bank-account-bonuses#My_Northwest_Bank_200_Bonus_8211PA_NY_MD_OH_only
4.13 MB Financial Bank $250 IL, IN doctorofcredit.com/best-bank-account-bonuses#MB_Financial_Bank_250IL_IN
4.14 Andigo Bank $250 – IL only doctorofcredit.com/best-bank-account-bonuses#Andigo_Bank_250_8211_IL_only
4.15 Columbia Bank $200 – NJ doctorofcredit.com/best-bank-account-bonuses#Columbia_Bank_200_8211_NJ
4.16 bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA doctorofcredit.com/best-bank-account-bonuses#bankESB_East_Hampton_Savings_Bank_200_8211_Direct_Deposit_Not_Required_8211_MA
4.17 Cincinnati Federal $250 – OH, KY, IN doctorofcredit.com/best-bank-account-bonuses#Cincinnati_Federal_250_8211OH_KY_IN
4.18 BMO Harris $200 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI doctorofcredit.com/best-bank-account-bonuses#BMO_Harris_200_Checking_Bonus_8211AZ_FL_IL_IN_KS_MO_MN_and_WI
4.19 FirstBank $200 – CA, AZ, CO doctorofcredit.com/best-bank-account-bonuses#FirstBank_200_8211_CA_AZ_CO
4.20 Bank & Trust $200 Checking Bonus – CA, KS, MT MO, AZ, CO, NM IL, IA & WI doctorofcredit.com/best-bank-account-bonuses#Bank_Trust_200_Checking_Bonus_8211CA_KS_MT_MO_AZ_CO_NM_IL_IA_WI
4.21 Fulton Bank $150 – DE, DC, MD, NJ, PA, & VA – No Direct Deposit Required doctorofcredit.com/best-bank-account-bonuses#Fulton_Bank_150_8211DE_DC_MD_NJ_PA_VA_8211_No_Direct_Deposit_Required
4.22 HomeStreet Bank $300 Bonus – WA, CA, OR, ID, HI doctorofcredit.com/best-bank-account-bonuses#HomeStreet_Bank_300_Bonus_8211_WA_CA_OR_ID_HI
4.23 Bank of The West – $150 Bonus – AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY doctorofcredit.com/best-bank-account-bonuses#Bank_of_The_West_8211_150_Bonus_8211AZ_CA_CO_ID_IA_KS_MN_MO_NE_NV_NM_ND_OK_OR_SD_UT_WA_WI_WY
4.24 Tech CU $150 Bonus – CA only doctorofcredit.com/best-bank-account-bonuses#Tech_CU_150_Bonus_8211_CA_only
4.25 Reliant Community Credit Union $150 Checking Bonus – NY doctorofcredit.com/best-bank-account-bonuses#Reliant_Community_Credit_Union_150_Checking_Bonus_8211_NY
4.26 Santander $150 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ or PA doctorofcredit.com/best-bank-account-bonuses#Santander_150_Checking_Bonus_8211NH_MA_RI_CT_DE_NY_NJ_or_PA
4.27 Citizens Bank $150 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT doctorofcredit.com/best-bank-account-bonuses#Citizens_Bank_150_Checking_Bonuses_8211CT_DE_MA_MI_NH_NJ_NY_OH_PA_RI_VT
4.28 Stoneham Bank $130 Checking Bonus – MA only doctorofcredit.com/best-bank-account-bonuses#Stoneham_Bank_130_Checking_Bonus_8211_MA_only
4.29 Old Second Bank $125 Checking Bonus – IL doctorofcredit.com/best-bank-account-bonuses#Old_Second_Bank_125_Checking_Bonus_8211_IL
4.30 Liberty Bank – $100 Checking Bonus – CT, MA, RI doctorofcredit.com/best-bank-account-bonuses#Liberty_Bank_8211_100_Checking_Bonus_8211CT_MA_RI
4.31 Crane Credit Union $150 – IN only doctorofcredit.com/best-bank-account-bonuses#Crane_Credit_Union_150_8211_IN_only
4.32 Fidelity Bank $100 Checking – Northeastern PA only doctorofcredit.com/best-bank-account-bonuses#Fidelity_Bank_100_Checking_8211_Northeastern_PA_only
5 Highly Region Specific/Branch Specific doctorofcredit.com/best-bank-account-bonuses#Highly_Region_SpecificBranch_Specific
5.1 Synovus $300 Checking Bonus – Direct Deposit Not Required – Atlanta, GA (Reynoldstown Branch) doctorofcredit.com/best-bank-account-bonuses#Synovus_300_Checking_Bonus_Direct_Deposit_Not_Required_8211Atlanta_GA_Reynoldstown_Branch
5.2 HomeStreet Bank – $300 Eastern WA In Branch Only doctorofcredit.com/best-bank-account-bonuses#HomeStreet_Bank_8211_300_Eastern_WA_In_Branch_Only
5.3 Rockland Trust Bank $250 Bonus – Westwood Branch Only – Direct Deposit Not Required doctorofcredit.com/best-bank-account-bonuses#Rockland_Trust_Bank_250_Bonus_8211_Westwood_Branch_Only_8211_Direct_Deposit_Not_Required
5.4 Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only doctorofcredit.com/best-bank-account-bonuses#Star_One_Credit_Union_120_Checking_Bonus_60_Per_Referral_No_Bonus_Requirements_8211_Santa_Clara_CA_only
6 Recent Changes doctorofcredit.com/best-bank-account-bonuses#Recent_Changes
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Alliant Savings up to 1.45% APY
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IGoBanking MM up to 1.5%
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1.5% + APY Accounts:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.02% $1,000,000 minimum
able Banking Money Market Savings 1.70% $250 minimum to open
Colorado Federal Savings Bank Savings Account 1.65% $50,000 minimum
Dollar Savings Direct Online Savings 1.60% No Fees. No Minimums
Live Oak Bank Online Savings 1.60% No Fees.
PurePoint Financial Online Savings 1.60% Minimum $10K deposit for high rate
UFB Direct MMA 1.60% $5,000 minimum to open
CIT Bank Premier High Yield Savings 1.55% $100 minimum opening deposit
Incredible Bank Savings 1.55% $25,000 minimum to earn high rate
Northern Bank Direct Money Market Account 1.51% $25 minimum to open. Balances up to 250K
SFGI Direct Savings 1.51% $1 minimum to open
All America Bank Mega Money Market 1.50% Maximum rate up to $35K
Barclays Online Savings 1.50% $0 minimum to open
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000 minimum to earn high rate
Marcus By Goldman Sachs Online Savings 1.50% No minimum
My eBanc SuperSaver MMA 1.50% $5,000 minimum to open
Nationwide Bank MMA 1.50% $10,000 minimum to earn rate
Northpointe Bank Ultimate Money Market 1.50% $25k to $1m to earn rate
Popular Direct Exclusive Savings 1.50% $5,000 minimum to open
Redneck Bank Mega Money Market Account 1.50% Maximum rate up to $35K
Salem Five Direct eOneSavings 1.50% New customers only. Earn high rate up to $1 million
iGObanking MMA 1.50% 25k minimum to receive rate
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Ally Bank just jumped the Online Savings Account to 1.45% apy…
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@craig10x said in Best Nationally Available High APY Liquid Accounts:
Ally Bank just jumped the Online Savings Account to 1.45% apy…
Well at least they decided to match Alliant…
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I figured they would…i just couldn’t imagine that Ally would stay behind Alliant…LOL
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1.5% + APY Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.14% $1,000,000
able Banking Money Market Savings 1.70% $250
Colorado Federal Savings Bank Savings Account 1.65% $50,000
MutualOne Bank Savings Account 1.61% $10
Dollar Savings Direct Online Savings 1.60% None
Live Oak Bank Online Savings 1.60% None
PurePoint Financial Online Savings 1.60% $10,000
UFB Direct MMA 1.60% $5,000
CIT Bank Premier High Yield Savings 1.55% None
Incredible Bank Savings 1.55% $25,000
Northern Bank Direct Money Market Account 1.51% $25
SFGI Direct Savings 1.51% None
All America Bank Mega Money Market 1.50% $35,000
Barclays Online Savings 1.50% None
iGObanking MMA 1.50% $25,000
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000
Marcus By Goldman Sachs Online Savings 1.50% None
My eBanc SuperSaver MMA 1.50% $5,000
Nationwide Bank MMA 1.50% $10,000
Northpointe Bank Ultimate Money Market 1.50% $25,000
Popular Direct Exclusive Savings 1.50% $5,000
Redneck Bank Mega Money Market Account 1.50% None
Salem Five Direct eOneSavings 1.50% None
Sallie Mae Bank MMA 1.50% None
Synchrony Bank High Yield Savings 1.50% None1.5% + APY Accounts - Regional:
Bank | State(s) | Account Type | APYKearny Bank NJ, NY MMA Plus 1.76%
Federal Savings Bank NH, ME Premier MMA 1.75%
Heartland Bank OH MMA 1.75%
Citizens State Bank TX MyCash MMA 1.65%
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61%
Connex Credit Union CT MMA 1.60%
Amplify Credit Union TX High Yield Savings 1.55%
Blue Hills Bank MA Premier MMA 1.50%
Clifton Savings Bank NJ Rate Raiser Checking 1.50%
Sandy Spring Bank DC, MD, VA Premier MMA 1.50%
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I can verify that PurePoint offers 1.75% savings in any state that has one of their financial centers. I called last week and they updated my acct with the higher rate within a few hours. (TX)
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@uncamikey said in Best Nationally Available High APY Liquid Accounts:
I can verify that PurePoint offers 1.75% savings in any state that has one of their financial centers. I called last week and they updated my acct with the higher rate within a few hours. (TX)
Any indication why they do this? Don’t see anything on the website.
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Can you call and ask for this rate for other states, such as CA?
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Any indication why they do this? Don’t see anything on the website.
It is on their website. In the lower half of the front page you see “Find Financial Center locations and see local offers” and a field to enter your zip code. I suspect they are trying to market / increase awareness of their financial centers. When I called to get the higher rate, I was asked a half dozen marketing-type questions, why am I saving, etc.
It looks like they have financial centers (and the higher savings rate) in TX, NY, IL, and FL.
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Synchrony Bank up to 1.5%.
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Duke Energy Premier Notes: https://www.duke-energy.com/our-company/investors/individual-investors/premiernotes-investment
Current Rates:
Amount | Rate | Yield
Under $10,000
1.45% 1.46%
$10,000 to $49,999
1.50% 1.51%
$50K and over
1.65% 1.66%
Rates effective Feb. 12, 2018
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1.5% + APY Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.14% $1,000,000
able Banking Money Market Savings 1.70% $250
Colorado Federal Savings Bank Savings Account 1.65% $50,000
MutualOne Bank Savings Account 1.61% $10
Dollar Savings Direct Online Savings 1.60% None
Live Oak Bank Online Savings 1.60% None
PurePoint Financial Online Savings 1.60% $10,000
UFB Direct MMA 1.60% $5,000
CIT Bank Premier High Yield Savings 1.55% None
Incredible Bank Savings 1.55% $25,000
Northern Bank Direct Money Market Account 1.51% $25
SFGI Direct Savings 1.51% None
All America Bank Mega Money Market 1.50% $35,000
Barclays Online Savings 1.50% None
Capital One 360 ($100 bonus) Money Market 1.50% $10,000
iGObanking MMA 1.50% $25,000
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000
Marcus By Goldman Sachs Online Savings 1.50% None
My eBanc SuperSaver MMA 1.50% $5,000
Nationwide Bank MMA 1.50% $10,000
Northpointe Bank Ultimate Money Market 1.50% $25,000
Popular Direct Exclusive Savings 1.50% $5,000
Redneck Bank Mega Money Market Account 1.50% None
Salem Five Direct eOneSavings 1.50% None
Sallie Mae Bank MMA 1.50% None
Synchrony Bank High Yield Savings 1.50% None1.5% + APY Accounts - Regional:
Bank | State(s) | Account Type | APYKearny Bank NJ, NY MMA Plus 1.76% $1M minimum to earn high rate
Federal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate
Heartland Bank OH MMA 1.75% $25k minimum to earn high rate
Metro Credit Union MA High Yield Savings 1.75% $25k minimum to earn high rate
Citizens State Bank TX MyCash MMA 1.65% $100k minimum to earn high rate
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61% $500 minimum to open
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate
Amplify Credit Union TX High Yield Savings 1.55% $100 minimum to earn high rate
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate
Clifton Savings Bank NJ Rate Raiser Checking 1.50% $1 minimum to earn (Intro Rate for 180 Days)
Sandy Spring Bank DC, MD, VA Premier MMA 1.50% $10k minimum to open, Rate guaranteed for 3 months
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate
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Redneck bank MMA announcing they are going up to 1.75% on February 21st and raising account limit to $50,000! https://redneck.bank/accounts/mega-money-market
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1.50% + APY Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.14% $1,000,000
All America Bank Mega Money Market 1.75% $50
Redneck Bank Mega Money Market 1.75% $50
able Banking Money Market Savings 1.70% $250
Colorado Federal Savings Bank Savings Account 1.65% $50,000
MutualOne Bank Savings Account 1.61% $10
Dollar Savings Direct Online Savings 1.60% None
Live Oak Bank Online Savings 1.60% None
PurePoint Financial Online Savings 1.60% $10,000
UFB Direct MMA 1.60% $5,000
CIT Bank Premier High Yield Savings 1.55% None
Incredible Bank Savings 1.55% $25,000
Nationwide Bank MMA 1.55% $10,000
Synchrony Bank High Yield Savings 1.55% None
Northern Bank Direct Money Market Account 1.51% $25
SFGI Direct Savings 1.51% None
Barclays Online Savings 1.50% None
Capital One 360 ($100 bonus) Money Market 1.50% $10,000
iGObanking MMA 1.50% $25,000
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000
Marcus By Goldman Sachs Online Savings 1.50% None
My Banking Direct Money Market 1.50% $25,000
My eBanc SuperSaver MMA 1.50% $5,000
Northpointe Bank Ultimate Money Market 1.50% $25,000
Popular Direct Exclusive Savings 1.50% $5,000
Salem Five Direct eOneSavings 1.50% None
Sallie Mae Bank MMA 1.50% None1.50% + APY Accounts - Regional:
Bank | State(s) | Account Type | APYTruity Credit Union AR, KS, OK, TX Name It Save It Savings 2.00% On balances up to $50k
Kearny Bank NJ, NY MMA Plus 1.76% $1M minimum to earn high rate
Federal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate
Heartland Bank OH MMA 1.75% $25k minimum to earn high rate
Metro Credit Union MA High Yield Savings 1.75% $25k minimum to earn high rate
Citizens State Bank TX MyCash MMA 1.65% $100k minimum to earn high rate
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61% $500 minimum to open
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate
PathFinder Bank NY MMA 1.60% $10k minimum to earn high rate
Amplify Credit Union TX High Yield Savings 1.55% $100 minimum to earn high rate
Beal Bank USA FL MMA 1.55% $25k minimum to earn high rate
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate
Clifton Savings Bank NJ Rate Raiser Checking 1.50% $1 minimum to earn (Intro Rate for 180 Days)
Hamilton Bank MD MMA 1.50% $10k minimum opening deposit and to earn high rate
Sandy Spring Bank DC, MD, VA Premier MMA 1.50% $10k minimum to open, Rate guaranteed for 3 months
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate
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Do you know of any other banks other than PurePoint that credit your ACH deposit the business day you initiate the transfer?
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DollarSavingsDirect Savings Account up to 1.80% APY on all balances, no minimum opening deposit requirement.
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FNBO Direct 1.60% Savings $1 minimum
https://www.fnbodirect.com/site/savings/personal/online-savings-account.fhtml
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Table updated
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Push or pull?
When moving money from one account to another does either pushing or pulling have an advantage over the other?
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1.50% + APY Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.31% $1,000,000
Dollar Savings Direct Online Savings 1.80% None
All America Bank Mega Money Market 1.75% $50
Redneck Bank Mega Money Market 1.75% $50
able Banking Money Market Savings 1.70% $250
United Bank MMA 1.70% $1
Colorado Federal Savings Bank Savings Account 1.65% $50,000
Popular Direct Savings Account 1.65% $5,000
MutualOne Bank Savings Account 1.61% $10
FNBO Direct Online Savings 1.60% None
Live Oak Bank Online Savings 1.60% None
PurePoint Financial Online Savings 1.60% $10,000
UFB Direct MMA 1.60% $5,000
CIT Bank Premier High Yield Savings 1.55% None
Incredible Bank Savings 1.55% $25,000
Nationwide Bank MMA 1.55% $10,000
Synchrony Bank High Yield Savings 1.55% None
Northern Bank Direct Money Market Account 1.51% $25
SFGI Direct Savings 1.51% None
Discover Bank ($200 Bonus) Online Savings 1.50% None
Barclays Online Savings 1.50% None
Capital One 360 ($100 bonus) Money Market 1.50% $10,000
iGObanking MMA 1.50% $25,000
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000
Marcus By Goldman Sachs Online Savings 1.50% None
My Banking Direct Money Market 1.50% $25,000
My eBanc SuperSaver MMA 1.50% $5,000
Northpointe Bank Ultimate Money Market 1.50% $25,000
Salem Five Direct eOneSavings 1.50% None
Sallie Mae Bank MMA 1.50% None1.50% + APY Accounts - Regional:
Bank | State(s) | Account Type | APYTruity Credit Union AR, KS, OK, TX Name It Save It Savings 2.00% On balances up to $50k
Kearny Bank NJ, NY MMA Plus 1.76% $1M minimum to earn high rate
Federal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate
Heartland Bank OH MMA 1.75% $25k minimum to earn high rate
Metro Credit Union MA High Yield Savings 1.75% $25k minimum to earn high rate
Citizens State Bank TX MyCash MMA 1.65% $100k minimum to earn high rate
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61% $500 minimum to open
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate
PathFinder Bank NY MMA 1.60% $10k minimum to earn high rate
Amplify Credit Union TX High Yield Savings 1.55% $100 minimum to earn high rate
Beal Bank USA FL MMA 1.55% $25k minimum to earn high rate
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate
Clifton Savings Bank NJ Rate Raiser Checking 1.50% $1 minimum to earn (Intro Rate for 180 Days)
Hamilton Bank MD MMA 1.50% $10k minimum opening deposit and to earn high rate
Sandy Spring Bank DC, MD, VA Premier MMA 1.50% $10k minimum to open, Rate guaranteed for 3 months
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate
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Incredible Savings rate up to 1.65%, 1.66% APY
https://www.incrediblebank.com/products/savings
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1.50% + APY Accounts - National:
Bank | Account Type | APY | TermsAltra Federal Credit Union Indexed Money Market 2.31% $1,000,000
Salem Five Direct eOneSavings 1.85% None
Dollar Savings Direct Online Savings 1.80% None
All America Bank Mega Money Market 1.75% $50
Redneck Bank Mega Money Market 1.75% $50
able Banking Money Market Savings 1.70% $250
BankPurely MMA 1.70% $25,000
United Bank MMA 1.70% $1
Incredible Bank Savings 1.66% $25,000
Colorado Federal Savings Bank Savings Account 1.65% $50,000
Popular Direct Savings Account 1.65% $5,000
MutualOne Bank Savings Account 1.61% $10
FNBO Direct Online Savings 1.60% None
Live Oak Bank Online Savings 1.60% None
PurePoint Financial Online Savings 1.60% $10,000
UFB Direct MMA 1.60% $5,000
CIT Bank Premier High Yield Savings 1.55% None
Nationwide Bank MMA 1.55% $10,000
Synchrony Bank High Yield Savings 1.55% None
Northern Bank Direct Money Market Account 1.51% $25
SFGI Direct Savings 1.51% None
Discover Bank ($200 Bonus) Online Savings 1.50% None
Barclays Online Savings 1.50% None
Capital One 360 ($100 bonus) Money Market 1.50% $10,000
iGObanking MMA 1.50% $25,000
INOVA Federal Credit Union Platinum Money Market 1.50% $100,000
Marcus By Goldman Sachs Online Savings 1.50% None
My Banking Direct Money Market 1.50% $25,000
My eBanc SuperSaver MMA 1.50% $5,000
Northpointe Bank Ultimate Money Market 1.50% $25,000
Sallie Mae Bank MMA 1.50% None1.50% + APY Accounts - Regional:
Bank | State(s) | Account Type | APYTruity Credit Union AR, KS, OK, TX Name It Save It Savings 2.00% On balances up to $50k
Kearny Bank NJ, NY MMA Plus 1.76% $1M minimum to earn high rate
Federal Savings Bank NH, ME Premier MMA 1.75% $75k minimum to earn high rate
Heartland Bank OH MMA 1.75% $25k minimum to earn high rate
Metro Credit Union MA High Yield Savings 1.75% $25k minimum to earn high rate
Citizens State Bank TX MyCash MMA 1.65% $100k minimum to earn high rate
Unitedbank CA, CT, GA, ME, MD, MA, NJ, NY, PA, RI, TX, VA, WA MMA 1.61% $500 minimum to open
Connex Credit Union CT MMA 1.60% $100k minimum to earn high rate
PathFinder Bank NY MMA 1.60% $10k minimum to earn high rate
Amplify Credit Union TX High Yield Savings 1.55% $100 minimum to earn high rate
Beal Bank USA FL MMA 1.55% $25k minimum to earn high rate
Mercantil Bank FL, TX MMA 1.55% $25k minimum to earn high rate
Blue Hills Bank MA Premier MMA 1.50% $10k minimum to earn high rate
Clifton Savings Bank NJ Rate Raiser Checking 1.50% $1 minimum to earn (Intro Rate for 180 Days)
Hamilton Bank MD MMA 1.50% $10k minimum opening deposit and to earn high rate
New York Community Bank AZ, FL, NJ, NY, & OH MMA 1.50% $100k minimum opening deposit and to earn high rate
Sandy Spring Bank DC, MD, VA Premier MMA 1.50% $10k minimum to open, Rate guaranteed for 3 months
University Settlement Federal Credit Union NY Regular Savings 1.50% $25 minimum to earn high rate
