Best Nationally Available High APY Liquid Accounts
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%Thanks @goldsheet!! Table is updated.
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Marcus was 1.55%, now 1.30%
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Todays’s drops:
CFG Bank Money Market was 1.73% now 1.62%
Marcus Online Savings was 1.55% now 1.30%
Brio High Yield Savings was 1.55% now 1.40%
Barclays Online Savings was 1.50% now 1.30%
PenFed Online Savings was 1.40% now 1.25%
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Popular Direct Ultimate Savings was 1.65%, now 1.60%
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Perhaps I missed it but just received this from ALLY:
Because of this, the Annual Percentage Yield (APY) for your Online Savings Account is changing from 1.50% APY to 1.25% APY on all balance tiers, and the APY for your Money Market Account is changing from 0.75% APY to 0.50% APY on all balance tiers. Your new APYs are effective 5/12/2020 and will show online in your account details on 5/13/2020.
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Today’s drops:
Web Bank Savings was 1.51% now 1.31%
Investor’s Access MM was 1.35% now 1.25%
Envision Bank Savings was 1.20% now 0.90%
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An email from LiveOakBank was received. The rate will drop to 1.35% (from 1.55%) starting from May 15th, 2020.
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Today’s drops:
CIT Money Market was 1.55% now 1.40%
American Express Savings was 1.50% now 1.30%
Tab Bank Savings was 1.50% now 1.10%
Citizen’s Access Savings was 1.50% now 1.30%
CIT Savings Builder was 1.45% now 1.30%
Discover AAII Savings was 1.45% now 1.30%
Discover Savings was 1.40% now 1.25%
Able Bank Money Market was 1.40% now 1.25%
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Rate drops from Friday forward:
Comenity Direct Savings was 1.70% now 1.55%
Varo Savings was 1.61% now 1.41%
Vio Online Savings was 1.60% now 1.50%
Live Oak Personal Savings was 1.55% now 1.35%
Rising Bank High Yield Savings was 1.55% now 1.40%
Purepoint High Yield Savings was 1.50% now 1.25%
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An email was received with the notification that HSBC Direct Saving rate will be 1.30% (down from 1.60% (? or 1.65%)).
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Today’s drops:
UFB Direct High Yield Savings was 1.70% now 1.61%
UFB Direct Money Market was 1.70% now 1.61%
Popular Direct Ultimate Savings was 1.60% now 1.50%
ConnectOneBank High Yield Savings was 1.50% now 1.25%
Capital One Online Savings was 1.50% now 1.30%
Investor’s Bank Money Market was 1.25% now 0.75%Notification on All America Bank and Redneck Bank that rate will change on 5/21/20 from 1.50% to 1.35%
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First Foundation was 1.75%, now 1.60%
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Today’s drops:
First Foundation Online Savings was 1.75% now 1.60%
HSBC Direct Savings was 1.60% now 1.30%
Comenity Direct High Yield Savings was 1.55% now 1.45%
All America and Redneck Money Market accounts was 1.50% now 1.35%
Brio Direct High Yield Savings was 1.40% now 1.25%
Discover AAII Online Savings was 1.30% now 1.20%
Discover Online Savings was 1.25% now 1.15%
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Today’s drops:
Rising Bank High Yield Savings was 1.40% now 1.30%
CIT Bank Money Market was 1.40% now 1.30%
CIT Bank Savings Builder was 1.30% now 1.25%
CIT Bank Premier High Yield Savings was 1.25% now 1.00%
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Today’s rate drops:
Nationwide Axos Bank Savings was 1.70% now 1.61%
UFB High Yield Money Market was 1.61% now 1.51%
UFB High Interest Savings was 1.61% now 1.51%
Western Bank High Yield Money Market was 1.60% now 1.35%
Popular Direct Ultimate Savings was 1.50% now 1.35%
Web Bank Savings was 1.31% now 1.11%
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Today’s drops:
Neighbor’s Bank was 1.70% now **not currently available, option to input email for waitlist
CIBC Online Savings was 1.45% now 1.35%
Barclay Online Savings was 1.30% now 1.15%
PenFed Online Savings was 1.25% now 1.15%
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Today’s drops(probably really Friday’s drops):
CFG Bank High Yield Money Market was 1.62% now 1.50%
SFGI Direct Savings was 1.56% now 1.36%
Comenity Direct High Yield Savings was 1.45% now 1.35%
Rising Bank High Yield Savings was 1.30% now 1.20%
Sallie Mae Money Market was 1.15% now 1.10%
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Patriot Bank Money Market at 1.75% remains the best liquid offering that I’m aware of. If you sign up now, the rate guarantee has been extended to 7/31/20. After the rate guarantee expires, the regular rate applies. The regular rate remains 1.75%. Not sure how much longer this is going to last!
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Today’s drops:
TIAA High Yield Money Market was 1.40% now 1.01%(12 month rate guarantee)
My E Banc Money Market was 1.30% now 1.20%
Alliant High Rate Savings was 1.20% now 0.90%
Envision Bank Saavy Savings was 0.90% now 0.80%
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Northern Bank Direct MM was 1.50%. now 1.25%
https://www.northernbankdirect.com/money-market
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Other drops today:
Vio High Yield Savings was 1.50% now 1.35%
Capital One 360 Performance Savings was 1.30% now 1.15%
Synchrony High Yield Savings was now 1.05%
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Got an email from Simple this afternoon that their savings rate dropped from 1.40% to 1.20% as of today.
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Nationwide(Axos) Bank Savings was 1.61%, now 1.51%
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First Foundation was 1.60%, now 1.45%
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Dollar Savings was 1.50%, now 1.40%
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Just got an email from HSBC, their savings rate will drop to 1.01% (from 1.30%?).
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Recent drops:
Nationwide(Axos) Money Market was 1.55% now 1.30%
Prime Alliance Bank Personal Savings was 1.55% now 1.35%
Nationwide(Axos) My Savings was 1.51% now 1.00%
UFB Direct Premium Money Market was 1.51% now 1.35%
UFB Direct High Yield Savings was 1.51% now 1.35%
Dollar Savings Direct Savings was 1.50% now 1.40%
Varo Savings was 1.41% now 1.21%
Popular Direct Ultimate Saving was 1.35% now 1.30%
CIT Bank Money Market was 1.30% now 1.20%
HSBC Direct Saving was 1.30% now 1.01%
CIT Bank Savings Builder was 1.25% now 1.15%
Northfield Bank Platinum Savings was 1.25% now 1.05%
My Savings Direct Savings was 1.00% now 0.85%
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All America and Redneck Money Market interest rates will decline per the notice on their websites:
Effective 6/22/2020 1.09% APY
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Just got an e-mail from Ally:
we’re writing to let you know that the Annual Percentage Yield (APY) for your Online Savings Account is changing from 1.25% APY to 1.10% APY on all balance tiers.Your new APY is effective 6/12/2020 and will show online in your account details on 6/13/2020.
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Patriot Bank was 1.75%, now 1.40%
Dollar Savings Direct was 1.40%, now 1.30%
Citizens Access was 1.30%, now 1.15%
Popular Direct Ultimate was 1.30%, now 1.20%
Marcus was 1.30%, now 1.05%
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Barclays is at 1.00%. Don’t know when that was changed.
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Today’s drops:
Patriot Bank Money Market was 1.75% now 1.40%(rate guaranteed for new customers until 7/31/20)
Dollar Savings Direct Savings was 1.40% now 1.30%
Popular Direct Savings was 1.30% now 1.20%
Bank 7 High Rate Online Savings was 1.30% now 1.10%
Citizen’s Access Online Savings was 1.30% now 1.15%
Marcus Online Savings was 1.30% now 1.05%
Capital One 360 Performance Savings was 1.15% now 1.00%
Barclays Online Savings was 1.15% now 1.00%A rare increase:
Nationwide(Axos) My Savings was 1.00% now 1.40%(maybe the rate drop a week ago was a mistake)
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An email received from Live Oak Bank saying their saving rate will be lowered in 1.15% (from 1.30/1.35%?).
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@jtownsucks46
Nationwide apparently changed the rules (making it hard to get the 1.40%)
"Earn up to 1.40% APY with My Savings when you open a My Checking account and set up a $1,000 direct deposit. Easy peasy.“
OR
"Not ready for a My Checking account? You can still earn 1.00% APY* with a My Savings account, a la carte.”My Nationwide Summary
Regular earns 1.30% if balance over $300
Money Market earns 1.30% if balance over $10,000
MySaving is 1.40% with MyChecking
MySaving is 1.00% without MyCheckingPersonal note: This is the same silliness Axos did when they were Bank of the Internet and UFB Direct.
I should have known better. My account now shows 1.00% = not amused.
(just opened a Regular @1.30% to get my money out of 1.00% MySavings)
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Any idea what Customers Bank Ascent MMA that is guarantied through June at 2.25% will drop to after that? Is it that 0.25% they are showing for the regular MMA? Wonder what will happen to them as all the depositors move their money out of there.
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
First Foundation Online Savings
Down to 1.20%
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CIBC was 1.35%, now 1.15%
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Today’s drops:
First Foundation Online Savings was 1.45% now 1.20%
CIBC Online Savings was 1.35% now 1.15%
Live Oak Bank Personal Savings was 1.35% now 1.15%
Connect One Bank Online Savings was 1.25% now 1.10%
My e Banc Money Market was 1.20% now 1.00%
Rising Bank High Yield Savings was 1.20% now 1.10%
FNBO Direct Online Savings was 1.00% now 0.90%
Credit Karma Savings was 0.56% now 0.52%
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redneckbank Mega Money Market is 1.10% APY as of today 6/22/20
I no longer see the high rate savings account listed on the all america bank site
Appears they are now calling it “Mega Money Market® Checking” at 1.10%
Wallet style checks are available.
LINK: https://allamerica.bank/personal/banking/checking/mega-money-market-checking
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CFG Bank High Yield Money Market also dropped today - was 1.36% now 1.25%
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Today’s drops:
Dollar Savings Direct Savings was 1.30% now 1.20%
CIT Money Market was 1.20% now 1.06%
CIT Savings Builder was 1.15% now 1.01%
CIT High Yield Savings was 1.00% now 0.75%
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Vio Bank was 1.35%, now 1.21%
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Dollar Savings Direct was 1.20% now 1.10%
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@john99 said in Best Nationally Available High APY Liquid Accounts:
Dollar Savings Direct was 1.20% now 1.10%
Today’s other drops:
American Express Online Savings was 1.15% now 1.00%
Discover AAII Online Savings was 1.10% now 1.06%
Brio Direct High Yield Savings was 1.10% now 0.95%
Discover Online Savings was 1.05% now 1.01%
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@atikovi said in Best Nationally Available High APY Liquid Accounts:
Customers Bank Ascent MMA dropping to 1.25% on July 1st from the 2.25 promo rate of last year.
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Today’s drops:
Prime Alliance Bank Personal Savings was 1.35% now 1.01%
Comenity Direct High Yield Savings was 1.35% now 1.10%
Western Bank High Yield Money Market was 1.35% now 1.10%
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Today’s drops:
UFB Direct Premium Money Market was 1.35% now 1.00%
UFB Direct High Yield Savings was 1.35% now 1.00%
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Today’s drops:
Able Bank Personal Money Market was 1.25% now 1.05%
Popular Bank Ultimate Savings was 1.20% now 1.05%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Dollar Savings Direct was 1.10% now 1.00%.
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Today’s other drops:
Nationwide(Axos) My Savings was 1.40% now 1.15%
Nationwide(Axos) High Yield Savings was 1.30% now 1.00%
Nationwide(Axos) Regular Savings was 1.30% now 1.00%
Sallie Mae Money Market was 1.10% now 0.99%
CIT Bank Money Market was 1.06% now 1.00%
Northfield Bank Platinum Savings was 1.05% now 0.85%
CIT Bank Savings Builder was 1.01% now 0.95%
My Savings Direct My Savings was 0.85% now 0.75%
