Best Nationally Available High APY Liquid Accounts
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Simple Savings, was 1.20%, now 1.00%
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Today’s drops:
Communitywide FCU High Rate Quarterly Savings was 1.50% now 1.00%
SFGI Direct Savings was 1.36% now 1.16%
Northern Bank Direct Money Market was 1.25% now 1.00%
Simple Protected Goals Savings was 1.20% now 1.00%
Citizens Access Online Savings was 1.15% now 1.00%
Tab Bank High Yield Savings was 1.10% now 0.90%
Communitywide FCU High Rate Monthly was 1.10% now 0.70%
PenFed FCU Premium Online Savings was 1.05% now 1.00%
TIAA Bank Yield Pledge Money Market was 1.01% now 0.75%(1 year rate guarantee)
Alliant High Rate Savings was 0.90% now 0.75%
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Today’s drops:
SmartyPig was 1.30% now 1.25%(note this is a tiered account and this rate is only paid on up to a $2,500 balance)
Rising Bank High Yield Savings was 1.10% now 1.00%
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Virtual Bank Money Market was 1.25% now 1.00%
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An email received a moment ago from Live Oak Bank. The saving rate will be 1.00% (from 1.15%?) starting July 7th.
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Affirm Savings 1.30%
https://www.affirm.com/savings
No minimum. No fees.
Fintech firm, assets held at Cross River Bank (FDIC)
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This one is not accepting additional accounts at this time.
Thought I would post it to monitor if it reopens.
https://www.quonticbank.com/personal-money-market/
1.30% $150,000+
1.26% $5,000 – $149,999.99
1.01% $0 – $4,999.99
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Ally Bank drops to 1.00% (from 1.10%) effective today, July 8, 2020
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National Cooperative Bank Impact Money Market was 1.52%, now 1.11% (OUCH!)
PurePoint was 1.01%, now 0.80%
Vio Bank was 1.21%, now 1.11%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
National Cooperative Bank Impact Money Market was 1.52%, now 1.11% (OUCH!)
PurePoint was 1.01%, now 0.80%
Vio Bank was 1.21%, now 1.11%Today’s other drops:
Colorado Federal Savings Bank Premier Savings was 1.20% now 1.00%
Web Bank Savings was 0.95% now 0.85%Also effective July 21 All America Bank and Redneck Bank Money Market accounts drop from 1.10% to 0.85%
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HSBC Direct was 1.01%, now 0.70%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
HSBC Direct was 1.01%, now 0.70%
I still see 1.01% on their website. Did you get an email that it’s changing?
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@jtownsucks46 yes, email from HSBC for 0.70%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 yes, email from HSBC for 0.70%
Other drops today:
Bank5 Connect High Interest Savings was 1.10% now 0.95%
UFB Direct High Yield Money Market was 1.00% now 0.40%
UFB Direct High Interest Savings was 1.00% now 0.40%
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RIP Patriot MM
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CIBC Agility High Interest Savings Account was 1.15%. now 1.05%
Western States was 1.10%, now 0.75%
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Redneck and All America down to 0.85%
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Marcus has a promotion for AARP members that gives you an additional 0.1% to the 1.05% for 1.15%.
Available for current and new customers.
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Marcus was cut from 1.05% to 0.80%.
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Vio was 1.11%, now 1.04%
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An email was received from Live Oak Bank a moment ago.
The savings account rate will be lowered to 0.85% (from 1.05%).
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@c3 I was considering this account and held off. This is unfortunate.
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@axm said in Best Nationally Available High APY Liquid Accounts:
@c3 I was considering this account and held off. This is unfortunate.
All of them should drop. Just a matter of time. Ally and Marcus still have NPCD at 0.90%.
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An email was received from HSBC for another rate drop.
The savings account rate will be dropped to 0.5% (? from 0.85%) starting on August 10th, 2020.
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First Foundation Bank down to 1.00%
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Northern Bank Direct MM was 1.00%, now 0.90%
https://www.northernbankdirect.com/
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In case anyone interested, posted in another thread about credit union that gives 5% on up to $500 and additional 3% on up to $3k. They also have a referral bonus where you get $100 for signing up for fee-free checking & depositing a >$500 check.
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This is all good information. Thank you for it.
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Vio Bank was 1.04%. now 1.01%
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Ally Online Savings will drop to 0.80% APY on 8/14/20
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CIBC was 1.05%, is 0.90%, effective today. (8/17)
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Customer’s Bank Ascent Money Market was 1.25%, now 1.10%
American Express HYS was 1.00%, now 0.80%
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Vio Bank was 1.01%. now 0.91%
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Simple Savings was 1.00%, now 0.80%
( so glad I transferred money in yesterday, not ! )
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SFGI has dropped from 1.01% to 0.81%.
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CIBC was 0.90%, now 0.80%
Northern Bank Direct was 0.90%, now 0.75%
CFG High Yield Money Market - < $25,000 0.80% $25,000+ 0.90%
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VARO SAVINGS email
"Starting September 15, 2020, our 1.20% interest rate will
decrease to 0.81%, with a 0.81% Annual Percentage Yield (APY)."Vio Bank was 0.91%, now 0.83%
Discover AAII was 0.85%, now 0.75%
Discover OSA was 0.80%, now 0.70%
Colorado Federal <$50k was 0.85%, now 0.70% >$50k was 1.00%, now 0.85%
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Marcus was 0.80%, now 0.60% ( 0.10% additional available for AARP members )
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Brio Direct was 0.70%, now 0.65%
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Discover AAII was 0.75%. now 0.65%
Discover OSA was 0.70%. now 0.60%
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From Customers Bank. Effective, October 1, 2020 the APY for all Ascent Money Market Savings accounts with balances of $25,000 or more will be reduced from the current 1.10% APY to 0.80% APY.
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Rec’d an email from Ally Bank announcing their savings interest rate will be dropping from 0.80% to 0.60% effective 9/25/2020
Note: the 11 mo no-penalty CD is still 0.75% today…
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Purepoint Savings now 0.40%, wishful thinking for 0.60%. Time to get out.
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@booksleuth said in Best Nationally Available High APY Liquid Accounts:
Purepoint Savings now 0.60%
No, it’s 0.40%
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Customers Bank Ascent Money Market Savings was 1.10%, now 0.80%
Community Wide Federal Credit Union High Rate Quarterly was 1.00%, now 0.90%
CIBC was 0.80%, now 0.70%
Synchrony was 0.75%, now 0.65%
TIAA was 0.75%, now 0.65%IGO Banking, rate still 0.75% URL moved to
https://www.igobanking.com/our-products/money-market/
BankPurely still 0.75%, URL moved to:
https://www.bankpurely.com/purely-money-market/
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I was not aware this had happened:
This came from my bank, Nationwide Banking by Axos, other banks may have their own limits and fees.Withdrawal Limits Have Been Removed for Nationwide Banking by Axos
You may have heard that the Federal Reserve System’s Board of Governors announced amendments to Regulation D earlier this year.
Here’s what this means for you:
Moving forward, the six-transfer limit on withdrawals from savings deposit accounts has been removed.
This means that, depending on your available balance, you may initiate an unlimited amount of external transfers and withdrawals from savings and money market accounts without penalty.
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Withdrawal Limits Have Been Removed
From what I understand, the change does not force the bank to remove the limit. For example, Ally still has the limit, but over the limit fees are currently waived because of Covid19.
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Northern Bank Direct was 0.75%, now 0.60%
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Today’s drops:
CFG Bank High Yield Money Market was 0.90% now 0.86%
Nationwide (Axos) Bank My Savings was 0.80% now 0.70%
Colorado Federal Savings Bank was 0.80% now 0.65%
Simple High Yield Checking (Protected Goals) was 0.80% now 0.60%
Bank5 Connect High Interest Savings was 0.75% now 0.55%
Northern Bank Direct Money Market was 0.75% now 0.60%
i go banking Money Market was 0.75% now 0.60%
Bank Purely Money Market was 0.75% now 0.60%
Sallie Mae Money Market was 0.70% now 0.60%
Brio Direct High Yield Savings was 0.60% now 0.50%
Dollar Savings Direct Savings was 0.60% now 0.55%
Nationwide (Axos) Bank Money Market Plus was 0.60% now 0.50%
Nationwide (Axos) Bank Regular Savings was 0.60% now 0.50%
My Savings Direct Savings was 0.55 now 0.50%All America and Redneck Bank Savings Accounts will change from 0.80% to 0.60% on 10/21/20
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Gold Coast Bank Money Market Account
https://www.goldcoastbank.net/money-market-account/
0.00 to 4,999.99 0.25% APY
5,000.00 to 9,999.99 0.38% APY
10,000.00 to 19,999.99 0.50% APY
20,000.00 to 29,999.99 0.63% APY
30,000.00 to 39,999.99 0.75% APY
40,000.00 to 49,999.99 0.88% APY
50,000+ 1.01% APY
