@craig10x said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 : Thanks…I previously had an ESBS account and am using my old user id…in my case, i may be considered to be an old customer since the system had me in there from before…will be interesting to see what happens when the first deposit goes in…
@craig10x let us know
@craig10x said in Best Nationally Available High APY Liquid Accounts:
I recently opened the EBSB Direct Savings Account…does anyone know: 1) If a deposit posts right away when you set up an incoming transfer using their system? 2) Any hold placed on funds? if so, how long? (when you transfer in using their system)…
From their disclosures:
External Transfers
Accounts are considered new for a period of thirty (30) days; during this time period those funds transferred from an external account to your account at East Boston Savings Bank will not be available for withdrawal for nine (9) business days.
After the thirty (30) day new account time period those funds transferred from an external account to your account at East Boston Savings Bank will not be available for withdrawal for three (3) business days.
External Transfers to CDs: Only the initial transfer to fund the CD is permitted.
Your account is not considered opened until you verify your external account. The thirty (30) day new account period begins from this date, not the date you applied online for the account.
What is Shop Safe? Is it related to Citi?
Table updated with the following rate changes:
Mutual One Savings 2.02% —> 2.12%
Sallie Mae MM 1.90% —> 2.00%
Investor’s MM 1.90% —> 2.10%
Discover AAII Savings 1.85 —> 1.90%
Ally Savings 1.85% —> 1.90%
Synchrony Savings 1.85% —> 1.90%
Alliant Savings 1.80% —> 1.90%
Memory MM 1.85% —> 2.25%
Discover Savings 1.80% —> 1.85%
Self Help MM 1.58% —> 1.71%
Smarty Pig Savings 1.55% —> 1.75%
As well as 2 new accounts added to the table:
CIT Savings Builder 2.15%
EBSB Savings 2.50%
Citizen’s Access up to 2.12% from 2%
Barclay up to 1.9% from 1.85%
American Express up to 1.9% from 1.8%
@thediggler Had the same thing happen with credit.com - annoying!
Most banks have a no interest account which has no min balance or negligible balance and an interest bearing account(usually requires a $1,000-$3,000 min balance).
Also added a new bank to the list - PNC High Yield Savings pays 2.20% with no minimum and 5M max. Credit card funding also available.