Best Nationally Available High APY Liquid Accounts
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CFG Bank MM was 2.75% now 2.90%
Alliant Credit Union Savings was 1.80% now 2.00%
Communitywide FCU Quarterly Savings was 1.20% now 2.00%
Communitywide FCU Monthly Savings was 0.70% now 1.00%
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Everyone check your rates on your UFB accounts
The original savings paid 1.81% and may still be at that rate,
REWARDS savings came out at 2.21% and may still be at that or 2.61%
ELITE savings came out at 2.85% and almost immediately went to 3.01%
A simple email request will upgrade your account to the highest rate
(until they come out with another account ! )Also, my BrioDirect Saving is still at 2.15%
Have to apply for BrioDirect Savings PLUS to get the 2.80%
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Dollar Savings Direct raised from 3.00% to 3.01%
In an attempt to claim “America’s Highest Rate”
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If you are a Vanguard customer - Rate increased from 2.25% to 3.00%
The Vanguard Cash Plus Account is a new high-priority product for Vanguard and our clients.
https://investor.vanguard.com/accounts-plans/vanguard-cash-plus-account
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@goldsheet it says by invitation only. I have been Vanguard Flagship for many years and have yet to receive an invitation.
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@frugalpete said in Best Nationally Available High APY Liquid Accounts:
@goldsheet it says by invitation only. I have been Vanguard Flagship for many years and have yet to receive an invitation.
Just making aware of the product.
Did you try applying through your Vanguard login ?
No harm in trying.
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TIAA MM was 1.60% now 2.10%
Self Help CU was 0.82% now 1.39%
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I got this message upon applying:
Enrollment is closed for now, but we’ll be in touch
We’re sorry you weren’t included in the pilot phase of the Vanguard Cash Plus Account. We’re in the process of adding clients and will let you know as soon as it’s ready for you.
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Live Oak was 2.00%, now 2.30%
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ETrade Savings was 2.00% now 2.75%
Bank7 Savings was 1.80% now 2.00%
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Valley Direct was 2.65% now 2.85%
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Lending Club Savings was 2.65% now 2.85%
Northpointe Bank Savings was 2.45% now 2.95%
Northpointe Bank MM was 2.45% now 2.95%
Patriot Bank MM was 2.25% now 2.80%
Ally Savings was 2.10% now 2.25%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Ally Savings was 2.10% now 2.25%
It’s a bit odd that the NPCD is at 2.20%.
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mph bank MM was 2.75% now 3.00%
Liberty Savings Bank Savings was 2.50% now 2.85%
Sallie Mae MM was 2.25% now 2.50%
Capital One Savings was 2.15% now 2.20%
American Express Savings was 2.00% now 2.15%
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Looks like the Elements Financial Credit Union Helium Savings promo at 3.25% has been discontinued. The account page now shows the non-promo 1.00% rate for balances above $2,500. I believe the promo guaranteed the 3.25% rate for 1 year for anyone who signed up.
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Looks like the Elements Financial Credit Union Helium Savings promo at 3.25% has been discontinued. The account page now shows the non-promo 1.00% rate for balances above $2,500. I believe the promo guaranteed the 3.25% rate for 1 year for anyone who signed up.
I’m locked in for a year. Guess they got too many customers.
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CFG Bank MM was 2.90% now 3.03%
Smarty Pig Savings was 2.10% now 2.40%
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My Banking Direct High Yield Savings was 2.20%, now 2.85%
Dollar Savings was 3.01%, now 3.05%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46
NASB (2.53%) had online application yesterday. gone today.
I guess they were flooded and had to suspend, too !
https://www.nasb.com/This one is up to 3.04%. Nationally available except: The rate displayed will not be available in the Kansas City(KS/MO) metro area.
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Bank Purely Money Market was 2.75% now 3.01%
iGo Banking Money Market was 2.75% now 3.01%
Synchrony Bank Savings was 2.25% now 2.45%
Bank7 Savings was 2.00% now 2.50%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Bank Purely Money Market was 2.75% now 3.01%
iGo Banking Money Market was 2.75% now 3.01%
Synchrony Bank Savings was 2.25% now 2.45%
Bank7 Savings was 2.00% now 2.50%And now Dollar Savings Direct is at 3.05%. I love that they keep raising to make the claim, “America’s Highest Rate.”
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CIBC Bank Savings was 2.32% now 2.51%
First Internet Bank Savings was 2.12% now 2.22%
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Ally 1% bonus: https://www.ally.com/customer-getpaid
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Can also use code on new application
"If you’d rather open a new eligible Ally Bank account,
do so by 10/21/2022 with offer code GETPAID"
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CFG Bank MM was 3.03% now 3.10%
UFB Savings was 3.01% now 3.11%
UFB MM was 3.01% now 3.11%
Brilliant Bank MM was 2.80% now 3.15%
Discover Bank AAII Savings was 2.20% now 2.30%
Discover Bank Savings was 2.15% now 2.25%
SalemFive Direct Savings was 1.65% now 2.50%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Ivy Bank Savings was 1.90% now 2.15% - not available in California
Now 2.30%
Now 2.70%
Now 3.10%
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Email from Alliant:
We’re putting you first with another rate increase! Enjoy earning more on your money with our new, increased savings rate of 2.20% APY1 starting October 13, 2022.
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Bask was 2.75%, now 3.05%
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Dollar Savings Direct Savings was 3.05% now 3.11%
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FYI: We will continue to raise rates as the Federal Reserve continues to raise rates, with the next FOMC decision on 11/2. Based on current market expectations, the Enzo interest rate is projected to increase to 3.57% APY on 11/3. https://www.joinenzo.com/
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State Exchange Bank Savings was 2.35% now 2.75%
Capital One 360 Savings was 2.20% now 2.25%
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First Foundation was 2.75% now 3.10%
SkyONE (Savebetter) was 2.75%. now 2.90%
Barclays was 2.25%, now 2.40%
MARCUS was 2.15%, now 2.35%
Live Oak was 2.00%, now 2.30%
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Barclays: 2.40%
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Lemmata Savings Bank MM was 2.80% now 3.05%
CIT Bank Savings Connect was 2.70% now 3.00%
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Valley Direct Bank Savings was 2.85% now 3.01%
American First Credit Union MM was 2.85% now 3.05%
Patriot Bank MM was 2.80% now 3.00%
Vio Bank MM was 2.80% now 3.02%
Northern Bank Direct MM was 2.75% now 3.25%
Citizen’s Bank Savings was 2.35% now 3.00%
Betterment Cash Account was 2.25% now 2.75%
FNBO Direct Savings was 1.90% now 2.15%
Customer’s Bank Savings was 1.50% now 3.05%
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Customer’s Bank 3.05% savings rate is guaranteed through April 30, 2024. It does require a checking account(appears there is a free checking option). The liquid rate guarantee for 1.5 years may be of interest to some.
https://www.customersbank.com/personal-banking/personal-savings/
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Northern Bank Direct MM was 2.75% now 3.25%
I still have a MMA there from a few years ago. Called and they will bump up to this current rate without having to open a new account. So not closing unused accounts eventually pays off.
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Ally: 2.35%. Don’t forget the 1% bonus.
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@atikovi I made the mistake of closing, so I emailed them
"I have reopened your NBD MM account and we will convert it to the
new NBD MM Premier earning 3.25% APY, 3.20% rate with all the same
features as the NBD MM.
Everything else will remain the same including your account number
and if you have checks they are good to use."
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CFG Bank Online High Yield Money Market was 3.10%, now 3.15%
USAlliance Financial Savings was 2.50%, now 2.75%
Capital One 360 Performance Savings was 2.25%, now 2.30%
Discover AAII was 2.30%, now 2.40%
Discover was 2.25%, now 2.35%
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American Express Savings was 2.15% now 2.25%
Quontic Bank Savings was 2.15% now 2.30%
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All America and Redneck were 2.50%, now 3.05% (up to $50k)
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Sallie Mae MM was 2.50% now 2.70%
Capital One 360 Savings was 2.30% now 2.35%
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Live Oak was 2.30%, now 2.75%
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Brilliant Bank Savings was 3.15% now 3.25%
mph Bank MM was 3.00% now 3.20%
Lending Club Savings was 2.85% now 3.12%
Popular Direct Savings was 2.25% now 2.50%
Connect One Bank Savings was 1.25% now 2.00%
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@mtnagel said in Best Nationally Available High APY Liquid Accounts:
WTF?
https://allamerica.bank/personal/banking/checking/mega-money-market-checking
Redneck Bank® is the Internet Banking Division of All America Bank®, established in 1969.
Bankin;s funner, love squirrel with lawnmower !
https://redneck.bank/accounts/mega-money-market
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@mtnagel said in Best Nationally Available High APY Liquid Accounts:
WTF?
https://allamerica.bank/personal/banking/checking/mega-money-market-checking
Redneck Bank® is the Internet Banking Division of All America Bank®, established in 1969.
Bankin;s funner, love squirrel with lawnmower !
https://redneck.bank/accounts/mega-money-marketSeems like a really dumb marketing strategy. Wouldn’t think twice about signing up with any online bank that was FDIC insured, but I’d have a difficult time signing up for one named Redneck Bank.
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New #1
Salem Five Direct was 2.5% now 3.5%Of course the catch is "eOne Savings eligibility is limited to consumers who apply online and who do not have an existing checking or savings account with Salem Five Bank at the time of the application, except that consumers with an existing eOne Checking Account are eligible for the eOne Savings Account."
https://www.salemfivedirect.com/#eonesavings
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
New #1
Salem Five Direct was 2.5% now 3.5%Of course the catch is "eOne Savings eligibility is limited to consumers who apply online and who do not have an existing checking or savings account with Salem Five Bank at the time of the application, except that consumers with an existing eOne Checking Account are eligible for the eOne Savings Account."
https://www.salemfivedirect.com/#eonesavingsWOW, unprecedented 1% increase!!
Other updates:
Liberty Savings Bank Savings was 2.85% now 3.10%
Synchrony Bank Savings was 2.45% now 2.75%
Smarty Pig Savings was 2.40% now 2.60%
