Best Nationally Available High APY Liquid Accounts
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Bread Savings was 4.75% now 4.90%
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adda Bank Savings (via raisin) was 4.85% now 5.15%
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Valley Direct Savings was 4.85% now 5.00%
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Here we go again, another “NEW” account from UFB
UFB Priority Savings 5.06%
https://www.ufbdirect.com/
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Republic Bank MM was 4.75% now 5.21%
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Deleted
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CapitalOne Performance Saving is showing 4.30% APY now, up from 4.15%.
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Milli Savings Account 5.25% APY (App Only)
5.25% APY as of 7/20/23
No monthly fees, no minimum balance required.
Ability split money into multiple “Jars”.
App-only. Currently requires iPhone iOS 15.0+, or Android OS 8.0+.
Uses the Allpoint ATM network of 55,000 surcharge-free ATMs worldwide.
No paper checks. No checkwriting ability. No mobile check deposit.
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OceanFirst Bank Savings(via raisin) was 5.15% now 5.17%
Pacific Western Bank MM(via raisin) was 5.15% now 5.16%
Cloud Bank 24/7 Savings(via raisin) was 5.11% now 5.20%
Total Direct Bank MM was 5.07% now 5.20%
Blue Federal Credit Union MM (via raisin) was 4.90% now 5.15%
Tab Bank Savings was 4.76% now 5.02%
Synchrony Bank Savings was 4.30% now 4.50%
Sallie Mae Bank MM was 4.25% now 4.50%
Lending Club Bank Savings was 4.25% now 4.50%
Sallie Mae Bank Savings was 4.10% now 4.25%
SFGI Direct Bank was 4.01% now 4.26%
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Deleted
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Sorry - didn’t see your milli post from 2wks ago.
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@turtlebug said in Best Nationally Available High APY Liquid Accounts:
@goldsheet
Sorry - didn’t see your milli post from 2wks ago.It’s OK. Just wanted to let you know the issue.
Milli hasn’t been any fun so far
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Ally Email 7/21/2023:
“Your Money Market Account rate is increasing from 4.15% to 4.30% Annual Percentage Yield (APY) on all balance tiers. Your new APY goes into effect on 7/24/2023, and will appear in your account on 7/25/2023.”
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Total Direct Bank was 5.07%, now 5.20%
Posted previously on Friday.
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Total Direct Bank was 5.07%, now 5.20%
Posted previously on Friday.
Sorry missed it.
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OptimumBank (via Raisin) 5.22%
https://www.raisin.com/en-us/banks/optimumbank/money-market-deposit-account
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Pacific Western Bank MM(via raisin) was 5.16% now 5.25%
Merchant’s Bank of Indiana MM was 4.75% now 5.00%
Barclays Bank Savings was 4.15% now 4.35%
Ally Bank MM was 4.15% now 4.30%
E Trade Savings was 3.85% now 4.00%
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First Internet Bank Savings(1M +) was 5.20% now 5.46%
First Internet Bank Savings(under 1M) was 3.66% now 3.76%
CIT Bank Savings was 4.95% now 5.05%
Discover AAII Savings was 4.20% now 4.35%
Discover Savings was 4.15% now 4.30%
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First Foundation was 4.85% now 5.00%
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Primis Savings account from 5.10% to 5.16%
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@atikovi said in Best Nationally Available High APY Liquid Accounts:
Primis Savings account from 5.10% to 5.16%
Great for those of us grandfathered in! I still don’t think they’re allowing new customer sign ups.
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Wealthfront Cash was 4.55% now 4.80%
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Newtek Bank, as of July 31st, will be paying 5.15% APY* on your Consumer High Yield Savings account.
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Ocean First Bank Savings(via raisin) was 5.17% now 5.25%
Western Alliance Bank Savings(via raisin) was 5.15% now 5.20%
Vio Bank MM was 5.02% now 5.15%
Grand Bank MM(via raisin) was 5.01% now 5.20%
GreenState CU Savings(via raisin) was 5.01% now 5.16%
iGObanking MM was 4.85% now 5.05%
BankPurely MM was 4.75% now 5.05%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Newtek Bank, as of July 31st, will be paying 5.15% APY* on your Consumer High Yield Savings account.
Posted previously.
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@jtownsucks46 said
Posted previously
Appears I screwed up twice in one week. Went back and deleted them. I better take a vacation.
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Ally Savings Account rate is increasing to 4.25% APY effective 8/01/23
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Bask Bank Savings was 4.85% now 5.00%
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Patriot Bank MM(via raisin) was 5.15% now 5.22%
Popular Direct Savings was 5.05% now 5.10%
BankPurely MM was 4.56% now 4.78%
iGObanking MM was 4.56% now 4.78%
Sallie Mae Bank MM was 4.50% now 4.75%
TIAA Bank Savings was 4.50% now 4.75%(1 year intro rate)
TIAA Bank MM was 4.50% now 4.75%(1 year intro rate)
Betterment Cash was 4.50% now 4.75%
Empower Personal Cash was 4.45% now 4.70%
USAlliance Financial Savings was 4.40% now 4.65%
Ally Bank MM was 4.30% now 4.40%
Sallie Mae Bank Savings was 4.25% now 4.50%
Quontic Bank Savings was 4.25% now 4.50%
E-Trade Savings was 4.00% now 4.25%
American Express Savings was 4.00% now 4.15%
Ally Bank Savings was 4.00% now 4.25%
SmartyPig Savings (Sallie Mae) was 3.85% now 4.00%
FNBO Direct Savings was 3.75% now 4.15%
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Marcus by Goldman Sachs Savings was 4.15% now 4.30%
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Bread Financial Savings was 4.90% now 5.00%
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New accounts added to the list:
Modern Bank MM 5.20%(100k min balance required)
Modern Bank MM 4.40%(1k min balance required)
mph Bank Savings 5.00%(they also offer a 4.70% account through raisin)
Blue powered by Dime Bank Savings 5.10%(5k min balance required; not available to NY and CA residents)
Evergreen Bank Group Savings 5.25%($100 min required to open; no ongoing min; capped at 1M)
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Newtek Bank Savings was 5.15% now 5.25%
American First CU (via raisin) was 5.15% now 5.24%
Popular Direct Savings was 5.10% now 5.15%
CIBC Bank Savings was 4.67% now 4.76%
MyeBanc MM was 4.29% now 5.01%(above 100k)
FNBO Direct Savings was 4.15% now 5.15%
Smarty Pig Savings by Sallie Mae Bank was 4.00% now 4.25%
MyeBanc MM was 3.10% now 4.10%(belowe 100k)
Paramount Bank Interest Checking was 3.00% now 3.25%
National Cooperative Bank MM was 2.28% now 2.53%
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UFB Direct Priority Savings and Priority Money Market were 5.06%. Both replaced with UFB Direct High Yield Savings and High Yield Money Market both paying 5.25%.
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Western Alliance Bank Savings (via raisin) was 5.20% now 5.25%
Total Direct Bank MM was 5.20% now 5.26%
SkyOne FCU MM (via raisin) was 5.05% now 5.24%
Connexus CU Savings (via raisin) was 4.75% now 5.26%
CIT Bank Savings Connect was 4.6% now 4.65%
American Express Savings was 4.15% now 4.25%
Live Oak Bank Savings was 4.00% now 4.15%
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New raisin accounts:
Greenwood CU Savings 5.25%
Oklahoma State Bank MM 5.21%
Border Bank MM 5.21%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
UFB Direct Priority Savings and Priority Money Market were 5.06%. Both replaced with UFB Direct High Yield Savings and High Yield Money Market both paying 5.25%.
To get the 5.25% rate it will require a phone call to switch over to that rate. I just called today and got switched over.
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Popular Direct Savings was 5.15% now 5.20%
Primis Savings and Primis Checking 5.07% - new account opening available again
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Optimum Bank MM (via raisin) was 5.22% now 5.25%
CFG Bank MM was 5.17% now 5.20%
Vio Cornerstone MM was 5.15% now 5.25%
Hanover Bank MM (via raisin) was 5.15% now 5.26%
Colorado Savings Bank Savings was 4.25% now 4.40%
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Oklahoma State Bank MM (via raisin) was 5.21% now 5.25%
Valley Direct Bank Savings was 5.00% now 5.25%
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BluPeak Credit Union 5.33%
Membership in BluPeak Credit Union is open to anyone through a membership in KPBS (PBS member station in San Diego) . Those who live, work, or worship in the California counties of California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo also qualify for membership.
https://www.blupeak.com/
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Ameriprise Financial $500 Savings Bonus
(Might only be available to Ameriprise customers ?)
https://www.ameriprise.com/products/cash-cards-lending/bank-savings
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FVC was 5.10% , now 5.26% (Raisin)
CloudBank 24/7 Savings was 5.20%, now 5.26% (Raisin)
America First CU 5.26% (Raisin)
Greenwood CU Savings 5.26% (Raisin)
Milli 5.25%
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FYI: Brio Direct Savings Plus 5.35%
Available to current account holders only,
not accepting new applications, as far as I know.
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Popular Direct Savings was 5.20% now 5.25%
Rising Bank Savings was 4.50% now 5.00%
American Express Savings was 4.25% now 4.30%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
FYI: Brio Direct Savings Plus 5.35%
Available to current account holders only,
not accepting new applications, as far as I know.As of today, seems to be accepting new applications again!
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CFG Bank MM was 5.20% now 5.25%
EverBank Online Savings was 5.00% now 5.15%(1 year intro APY)
Bread Savings was 5.00% now 5.15%
First Financial Northwest Bank (via raisin) was 4.85% now 5.27%
Ivy Bank Savings was 4.80% now 5.00%(rate guaranteed through 6/30/24)
Connect One Bank Savings was 4.30% now 5.00%(requires 250k balance; below 250k pays 4.90%)
Self Help CU MM was 3.11% now 3.32%
