@mistercheap said in Marcus Bank (Goldman Sachs) 14month Fixed Rate CD 5.25% APY, $500 minimum to open:
Hope you all opened before the rate dropped, now 5.25%
I saw that. I was procrastinating and missed it but maybe with inflation running hot it will pop back up?
We shall see.
I did not know that Mr C… Thank You for the post and thank you for that information. Have a most excellent 2024 filled with savings!!! :@)
Is the CD callable? Can GS cash the CD before it matures?
If it’s not callable than that’s a great rate and I’ll jump on that one.
@makarios1992
They have an inside problem with theft. Exact same thing happened to me in 2022. No problems in 2023. I thought they had it resolved. It’s a damn shame they won’t acknowledge and fix that crap. You know they know there is a damn issue. Very frustrating I know. Maybe in the future keep the redemptions at a $25 level. Maybe that will decrease the likelihood of pilferage. Good Luck!
TY Russ! Went ahead and purchased one, I needed a vacuum and this seems like a very good deal.
@penguin110 said in 4-Quart Bella Pro Series Digital Air Fryer (Matte Ink Blue) $25 + Free Curbside Pickup BEST BUY (today only):
@alanmax said in 4-Quart Bella Pro Series Digital Air Fryer (Matte Ink Blue) $25 + Free Curbside Pickup BEST BUY (today only):
Here’s your order information.
we’re getting your order ready. Thanks for shopping with Best Buy.
Order number:
View Order Details
Your order pickup info.
In-Store Pickup
Waiting to be Fulfilled
Your order is being picked up at:
Best Buy Cranberry
1000 Cranberry Square Dr
Cranberry Township, PA 16066-6143
Product Details
Product Image For: Bella Pro Series - 4.2-qt. Analog Air Fryer with Matte Finish - Matte Ink Blue
Bella Pro Series - 4.2-qt. Analog Air Fryer with Matte Finish - Matte Ink Blue
$30.99
Save $29.00
Reg $59.99
Estimated Pickup Date:
Tuesday, October 25
SKU: 6461469
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Subtotal $30.99
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Sales Tax $1.86
Total$32.85
I have been in that Best Buy!
GO PENS!!!
Here’s your order information.
we’re getting your order ready. Thanks for shopping with Best Buy.
Order number:
View Order Details
Your order pickup info.
In-Store Pickup
Waiting to be Fulfilled
Your order is being picked up at:
Best Buy Cranberry
1000 Cranberry Square Dr
Cranberry Township, PA 16066-6143
Product Details
Product Image For: Bella Pro Series - 4.2-qt. Analog Air Fryer with Matte Finish - Matte Ink Blue
Bella Pro Series - 4.2-qt. Analog Air Fryer with Matte Finish - Matte Ink Blue
$30.99
Save $29.00
Reg $59.99
Estimated Pickup Date:
Tuesday, October 25
SKU: 6461469
Qty: 1
Order Insights
Additional Pickup Person:
Your Order Summary.
Subtotal $30.99
Shipping FREE
Sales Tax $1.86
Total
$32.85
@mistercheap
Thank You Mr. C, purchased one just now but damn I forgot the SB!!! Did use PayPal for the Chase 5%.
@atikovi
Well I should not have to tell them but that is a valid point.
Too late I’m getting a better rate at Fidelity with no stone age hassles.
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Brio Direct Savings was 2.61% now 2.80%
Brio Direct Savings was 2.61% now 2.80%<<
Brio Direct is a bit of scam, well is a scam, for NEW accounts only. Whatever you opened for is the rate it’s stuck at. Good for them, they can keep their account. I transferred it all out a while ago because of this prehistoric shenanigan.
@atikovi said in Best Nationally Available High APY Liquid Accounts:
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Brio Direct High Yield Savings was 1.15% now 1.80%
Just noticed it says “$25k” to open, should be “Open with just $25”No balance limit to get the 1.80% rate? I don’t see that mentioned on their website.
What bank and link is for 1.80%???
TY!!!
@fivetalents
Same exact thing happened to me. They said they would escalate it and a supervisor would contact me but they never did, was told twice. Total BS, very disappointed plus they would not credit me back the points.
Live and learn.
Happy B-Day.
Mine was today and I got 1,000 points.
Thanks Mr C!!!
Just wondering does Sam’s Club, Costco, and Walmart Super Centers qualify?
Thank You!
@mistercheap said in US Treasury Series I Savings Bonds Inflation Rate Earnings (May - October '22) 9.62% Interest:
@zerenia said in US Treasury Series I Savings Bonds Inflation Rate Earnings (May - October '22) 9.62% Interest:
@mistercheap said in US Treasury Series I Savings Bonds Inflation Rate Earnings (May - October '22) 9.62% Interest:
@c3 said in US Treasury Series I Savings Bonds Inflation Rate Earnings (May - October '22) 9.62% Interest:
@yoregano said in US Treasury Series I Savings Bonds Inflation Rate Earnings (May - October '22) 9.62% Interest:
Glad I waited since the interest rate has increased.
I don’t think “glad” is the correct description. If you purchased in April, you would have 6 months of 7.x% and 6 months of 9.x%. Now, you don’t know what happens after 6 months of 9.x%.
Right, that’s correct. Say you bought the 7.x bond in late 2021, you’d earn six months from your month date (say 1/1/22) of 7+%, then on 7/1/22 it goes up to 9.x% To be honest I don’t see inflation coming down much anytime in the next year. Oil prices will be even higher this summer than recently with demand and likely Russian boycott from Europe, supply chain issues from China and elsewhere. Labor costs going up as people demand more money for wages to keep up w/inflation. It’s a bad spiral when it gets like this.
Consider that a money market acct is paying .5% right now. Anything above 4% in these bonds is pretty darn good not to mention the interest hit is deferred until you actually redeem them.
Even if you cash out at the end of the first 12 months and forego three months of interest, you’re still way ahead of a savings/mma or CD. I bought in Novenber 2021, and then again in April 2022, So did my wife. Took the money out of a savings account paying around 0.5%. Would be great if we could buy more than $10K per person per year. Not getting a tax refund, so can’t use that to buy a $5K paper iBond on top of the $10K bonds.
– Z –
True, but why on earth cash out (unless you really need the $$)?? So you cash out lose 1/4 of your interest if you’ve held the bond for 12 months, to do what with it? Put it back earning .5 % again?
My feeling is, not touching it unless the inflation rate goes so low the bonds are paying next to nothing. if I’m earning 2-3% more on this than a savings acc’t or even a CD, I’m not touching it unless it’s a financial emergency. These would have to go below 3% given present rates for me to even consider an early redemption.
Well said Mr C, 100% agree!
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@c3 While not a no-penalty CD Marcus has a 10-month 1.10%
https://www.marcus.com/us/en/savings/high-yield-cds/10mcd_promo
Thanks for posting.
NEVER, rates are moving up do not lock in a low rate now.
@ctgolfer said in FREE Marlboro Rewards Points:
They’re a little slow this month. Not updated yet, though I did get 1000 bonus b-day points for Feb.
Happy belated birthday!
$10 off $100 for me, I’ll pass on this one.
@ctujackbauer said in Official Kellogg's Family Rewards Program Codes Master Thread:
100 points from this morning’s email (possible YMMV), it says link can’t be shared but after sharing (just typing in, not a social media share) Froot Loops memory, you get a code.
email title: This is for the Froot Loops™ Fanatics!
CALLING ALL FROOT
LOOPS® FANATICS!Follow your nose®! Did you love Froot Loops® as a kid? Share your favorite memory about Froot Loops® and Toucan Sam® and get 100 bonus points!
SHARE NOW
Link cannot be shared. Upon completion of quiz, points will be added to KFR member account within 72 hours.
Not sure if this works for everyone, give it a shot.
FROO-TLOO-PSFO-REVA
Big Kahuna with everything plus lettuce tomatoes and pickles. They have great pickle slices.
25 Free DMI ( Disney Movie Insiders ) Points with Code WARRIOR
@briarycliffs said in Current Tracfone Deals / Discussion thread:
Ebay has 20% off Tracfone bundles directly from Tracfone.
EXTRA 20% OFF WITH CODE TRACFONE20
Annual Bundle Savings
Expires April 21, 2021. Max discount $50. Limit 2 per buyer. Exclusions apply.
Looks like this code isn’t ready yet. Please try again later.
Could you not pull out any amount over the limit from an external account via an ACH?
I could not find where to put in the promo code “BANK”, is that necessary?
Link does not work, I searched and only see a $15 rebate for $50 purchases.
Thanks!
Disney Movie Insiders: 10 Free Points
Use code: CLEMSON
What the site suffers from is a definite way to ignore a user. Ignoring a user should be just that!That should be one of the very most important features of a website such as Phatwallet. This way you let a user have the choice if they want to ignore another user. Otherwise, you chase the users who visit the site because the time value is not worth it. Honestly, I’m at that critical juncture.
Common sense is not very common.