@gadom said
I want to keep this money separate and not have others know it exists nor what i do with it.
How would anyone else know if it generated a 1098?
@gadom said
I want to keep this money separate and not have others know it exists nor what i do with it.
How would anyone else know if it generated a 1098?
@l_tiger said in Best Nationally Available High APY Liquid Accounts:
Capital One 360 MMA 1.85% (from 1.75%) now.
https://www.capitalone.com/bank/savings-accounts/online-money-market-account/
I have that account and it’s great if you have a C1 branch near you. High online rates with local bank access. Also have their checking account so I keep most of the cash in the MMA and transfer funds to checking at the branch to cover bill payments. Just wish they could do instant online transfers between those accounts.
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Alliant Credit Union High Yield Savings up to 1.75% APY
https://www.alliantcreditunion.org/bank/high-yield-savings
For the last month at least.
Just called them and was told they accept the limits set by your originating bank. If you want to ACH withdraw $100K, no problem.
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
they limit ACH’s that are initiated externally to $5,000.
Where did you see that?
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Northfield Bank Platinum Savings
Anybody open a Northfield Bank Platinum Savings account. When I fill in the online form it tells me to call them to finish the application. When I call, they say I will get a letter telling me why I can’t open the account.
Yes I understand keeping a balance just under $!00K.
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Northfield Bank Platinum Savings
2.25% APY Up To $100k
An extra $20 a month interest over the 2.00% I’m getting at some other banks. Tempting. Nice find.
@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 Current customer -
Called Salem Five and requested new higher rate - got it !
You mean the higher rate doesn’t automatically apply to existing accounts?
CIBC Bank Agility savings at 1.90%.
@john99 said in Best Nationally Available High APY Liquid Accounts:
Guess Dollar Savings Bank will bump up to over 2.05% as per it’s stated policy.
"**Highest nationally advertised annual percentage yield for day of deposit to day of withdrawal accounts, no minimums required."
Has anyone had this happen? Do you have to call them to get that rate?
HAHA, I applied at Northpoint right after the post about Popular dropping to 1.85% but before the post saying existing accounts stay at 2%.
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Anyone who got in under the 2% account is grandfathered in to the rate.
What do you mean grandfathered in to the rate? Those that had a 2% rate will continue at 2% and not drop to 1.85%? That would be great on Popular’s part.
Must be the Fatwallet effect. They got swamped with new accounts after their rate was posted here, and they have more money now than they can use. Opened my account a month ago no problem.
Capital One 360 MMA up to 1.60%