Best Nationally Available High APY Liquid Accounts
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First Foundation up to 1.00%
https://www.firstfoundationinc.com/personal-banking/bank/online-savings
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Table updated - thanks everyone!
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Bask Bank was 0.80% now 1.25%
MyBankingDirect was 0.77% now 1.00%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Bask Bank was 0.80% now 1.25%
MyBankingDirect was 0.77% now 1.00%Thank You For Your Interest
Based on the information provided, we are unable to verify your identity and cannot open a Bask Bank account for you at this time.Ref Code – RC060WTF?
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Dollar Savings Direct to .75%.
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Thanks for updating table.
I tried to keep posting current info.
Thought we lost you
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Something a little different (Rewards Checking)
4% on up to $20,000 for 12 months
( Then rate plummets)
Ability to earn dividends requires 15 qualifying transactions each statement cycle (such as using your debit card)
Federally Insured by NCUA
https://www.elements.org/personal/checking/high-interest-checking/
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Live Oak Bank was 0.60%, will be 0.80% on 5/11 (per email)
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Popular Direct High-Rise Savings. 0.75%
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CFG Bank Money Market was 0.82% now 1.02%
CIT Money Market was 0.55% now 0.70%
Ally Bank Online Savings was 0.50% now 0.60%
CIT Savings Builder was 0.45% now 0.55%
Salem Five Direct High Yield Savings was 0.40% now 1.01%
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@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Salem Five Direct High Yield Savings was 0.40% now 1.01%
Is that the same as the eOne Savings?
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@atikovi said in Best Nationally Available High APY Liquid Accounts:
@jtownsucks46 said in Best Nationally Available High APY Liquid Accounts:
Salem Five Direct High Yield Savings was 0.40% now 1.01%
Is that the same as the eOne Savings?
Yes, looks like they re-named the account.
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Cool, don’t have to open a new account for a decent (these days) rate.
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Not a bank, but for those who have Robinhood (Brokerage)
“You’re eligible to earn a 1% interest rate (APY*) on your uninvested cash in your
brokerage account simply by enrolling in the brokerage cash sweep program.”
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Liberty Savings Bank 1.06%
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CIT Savings Connect 0.90%
https://www.cit.com/cit-bank/savings-connect
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Sallie Mae Money Market was 0.65%, now 0.75%
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Valley Direct was .0.70%, now 0.75%
https://www.valleydirect.com/
Prime Alliance was 0.60%, now 0.80%
https://www.primealliance.bank/personal-savings#1
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Lending Club High Yield Savings was 0.70%, now 0.85%
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PenFed to .70%.
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Marcus was 0.60%, now 0.70%
Can also get an extra 0.50% for three months, for 1.20% total
https://www.marcus.com/share/ROB-F67-KYRZ
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Colorado Savings Bank Premier Savings was 0.70% now 0.90%
CIBC Online Savings was 0.62% now 0.72%
Synchrony High Yield Savings was 0.60% now 0.85%
Brio High Yield Money Market was 0.55% now 0.70%
Brio High Yield Savings was 0.40% now 1.00%
Betterment Cash Reserve was 0.50% now 0.75%
Personal Capital was 0.15% now 0.65%
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Teachers Credit Union has a Smart Checking Account
It pays 1.00% on up to $15,000
There is a great bonus opportunity ($450 possible)- Get $50 when you join (referral link)
- Get $100 if you spend $500+ on debit card within 60 days
- Get $300 for 2 direct deposits totaling over $2500 within 60 days
APPLY: https://share.teachersfcu.org/goldsheet
TERMS: https://www.teachersfcu.org/new-member-offers
Note: Application say 0.65% up to $10k, current rate page 1.00% up to 15K
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Patriot Bank 1.01%
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Bread was 1.00%, now 1.15%
Quontic High Yield Savings was 0.75%, now 1.01%
http://www.rejohnsonjr.com/SAVINGS.HTM
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Ally up to 0.75%, and its NPCD is up to 0.85%.
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SoFi is 1.25% with direct deposit (no minimum).
SoFi members with direct deposit can earn up to 1.25% annual percentage yield (APY) interest on all account balances in their Checking and Savings accounts (including Vaults). There is no minimum direct deposit amount required to qualify for 1.25% APY. Members without direct deposit will earn 0.70% APY on all account balances in Checking and Savings (including Vaults). Interest rates are variable and subject to change at any time. Rate of 1.25% APY is current as of 04/05/2022. There is no minimum direct deposit amount required to qualify for 1.25% APY. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet
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@mtnagel
I posted SoFi 1.25% on April 5
They have a promotion through 7/31/2022 where you can earn up to $300 if you direct deposit various amounts
Total Qualifying Direct Deposit amount in 30-day Evaluation Period Cash bonus
$1,000 - $1,999 $50
$2,000 - $4,999 $100
$5,000 or more $300
https://www.sofi.com/invite/money?gcp=c0428ca2-7425-4acc-811c-805cc7d6f72d&isAliasGcp=false
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@mtnagel
If you go through Swagbucks or mypoints to signup for SoFi you can get the bonus up to $475 ($175 referral + $300 from SoFi)
https://www.doctorofcredit.com/sofi-checking-5000-direct-deposit-required/
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@goldsheet Astra appears to be for people who have businesses…they don’t have accounts for consumers…so not useful for most of us here…
I signed up and they wanted my business app, url to my website, etc…can’t fake that…
A waste of time…unfortunately…
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@craig10x I signed up as an individual not as a business.
Didn’t have to provide any of that information, very easy to sign up, and it
worked perfectly transferring money from my Wells Fargo checking to my SoFi checking.Let me see if I can find a different link for you.
It’s definitely NOT a waste of time.
I know individuals that have pushed $5,000 through Astra and got the $300 bonus
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@craig10x I seem to recall that I signed up on the app not on the website
and it worked perfectly for a personal individual account.Check out this page where there’s a link top right to install the app
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@goldsheet Thanks for that link…i found them on the google playstore but based on the many reviews they don’t sound like a very reliable service…i would hate to depend on them for a monthly direct deposit to keep the SoFi 1.25% apy going… thanks anyway…
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@craig10x I can only base my opinion on personal experience. Easy to link my accounts with Plaid.
Did two test transactions from two accounts that work perfectly.Set up my automated routine early in the month so if in the event it fails I have time to do a manual push.
There’s plenty of other accounts that are pushing 1.25% without jumping through hoops, so I do understand your point.
If I didn’t already have SoFi I would, as a new customer, use Astra to push $5,000 in the get the $300 funding bonus.
Definitely making more money from bank, credit card, and brokerage bonuses than from these tepid interest rates.
Collected $10,000 last year and I’m on track to do the same this year.
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@goldsheet Thanks…and yes that is true…there a number of accounts already that have 1.25% apy without any hoops at all to get it…
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@craig10x said in Best Nationally Available High APY Liquid Accounts:
@goldsheet there a number of accounts already that have 1.25% apy without any hoops at all to get it…
There is only one listed here. There are others?
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Vio Bank Cornerstone was 0.80%, now 1.03%
https://www.viobank.com/cornerstone-money-market-savings
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
@mtnagel
I posted SoFi 1.25% on April 5
They have a promotion through 7/31/2022 where you can earn up to $300 if you direct deposit various amounts
Total Qualifying Direct Deposit amount in 30-day Evaluation Period Cash bonus
$1,000 - $1,999 $50
$2,000 - $4,999 $100
$5,000 or more $300
https://www.sofi.com/invite/money?gcp=c0428ca2-7425-4acc-811c-805cc7d6f72d&isAliasGcp=falseBy the way, Astra works and counts as a direct deposit.
I pushed $25 from my bank via Astra and it triggered 1.25%
https://astra.finance/I just did the SoFi/Swagbucks sign up deal back in February and still have an open account so I assume I can’t do the direct deposit bonuses.
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Marcus: Savings 0.85%, NPCD 0.90%
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@c3 with the 0.50% referral bonus and the 0.10% AARP bonus I am now getting 1.45% on Marcus = WOW !
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Alliant Credit Union was 0.60%, now 0.75%
Varo Money was 0.50%, now1.20%
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Barclays: 0.90%
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@goldsheet said in Best Nationally Available High APY Liquid Accounts:
Teachers Credit Union has a Smart Checking Account
It pays 1.00% on up to $15,000
There is a great bonus opportunity ($450 possible)- Get $50 when you join (referral link)
- Get $100 if you spend $500+ on debit card within 60 days
- Get $300 for 2 direct deposits totaling over $2500 within 60 days
APPLY: https://share.teachersfcu.org/goldsheet
TERMS: https://www.teachersfcu.org/new-member-offers
Note: Application say 0.65% up to $10k, current rate page 1.00% up to 15K
I sent you a chat message regarding this offer. I’d like to use your referral link but wanted to first make sure your account is still active and in good standing. Please let me know here or via chat. Thanks!
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Would anyone like a referral to Marcus from me?
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CIBC Agility was 0.72%, now 0.87%
www.rejohnsonjr.com/SAVINGS.HTM
(Also have my referral links on above link)
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TAB Bank 1.26%
https://www.tabbank.com/high-yield-savingsTwo new ones, not greatest rate
Ivy Bank 0.85%
https://www.ivybank.com/savings
Total Direct Bank 0.85%
https://www.totaldirectbank.com/personal/money-market-accounts
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Ivy Bank just went to 1.15%
https://www.ivybank.com/savings
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Live Oak Bank
"We’re excited to share that as of tomorrow, June 10, 2022,
your savings account will earn 1.05% Annual Percentage Yield (APY)"
(on a personal note, thank you alanmax for upvoting my posts)
http://www.rejohnsonjr.com/SAVINGS.HTM
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Lending Club 1.05%
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Ally: savings 0.90%, NPCD 1.00%
