My Giftcard Plus has 10% Cash Back on Lowe’s gift cards, paid out in Swagbucks. Limit $50 cash back (up to 5,000 SB). Gift Cards start at $25.
One Swagbuck = $0.01, and can can be redeemed for eGift Cards from most popular Brands like PayPal, Visa, Amazon, eBay, Macy’s, Lowe’s, etc. The 1st $25 GC you redeem on Swagbucks each month is discounted by 12% ($3) for most brands. So you can turn $50 cashback/5,000 SB into $56 cashback by redeeming your SB for a $25 GC in two different months (excludes PayPal but Visa is 2,175 SB/13% off)
If you start a new Swagbucks account using a referral, you get a $3 bonus.
Something to keep in mind when using Lowe’s gift cards (at least based on my past experiences):
When making an online order, and the often unreliable Lowe’s store inventory shows your item in-stock (but it’s not), that order, or portion thereof, is canceled. You don’t get a cancellation email–instead you get a phone call. All of this applies regardless if you used a Lowe’s gift card or a credit card to pay for your order.
The rub is if paid by Lowe’s gift card, they do not credit that amount back to your gift card (as you might expect). To get your money back, you must phone Lowe’s customer service and ask them for it. Plan on 10 or more minutes for that step. Once they agree to that, plan on another 3 or 4 days for UPS to deliver an envelope to you that contains yet another plastic Lowe’s gift card for the canceled amount!
Literally looked into this on Wednesday night (1/17) and planned on stopping by Thursday morning to get one. Price at multiple stores jumped to $9.98 first thing that morning. Verified by price check in-store (even though shelf tag showed $14.98 as the sale price). Would have ordered it online, but Monday’s online order took an HOUR in-store to pick up (light bulbs and spade connectors). Not a fan.
They’re changing their ordering system, so most reps aren’t familiar with it. About a month ago pick up for me was brutal, almost left. Past two pick ups were less than 5minutes and I was back in my car.
I purchased multiple gift cards from them in the past and haven’t had any problems. It was a couple of years ago (2015) that I last purchased from them and from what I can see, most reviews are negative for them. Maybe they have gone downhill since I last used them. I guess YMMV.
Bonus savings: up to $450 Lowe’s GC via rebate by mail when you buy two or more select major appliances $396 or more (limit one per household, GC can only be used at Lowe’s stores or Lowes,com). Valid 11-01-2017 to 11-30-2017.
$50 off 2
$100 off 3
$200 off 4
$300 off 5
$450 off 6+
Basically, the more appliances you buy close to the $396 price point, the larger your savings. 2 = 6.3%, 3 = 8.4%, 4 = 12.6%, 5 = 15.1%, and 6 = 18.9% (less on more than 6)
Compared to Home Depot, which requires a $498 spend per appliance, you not only have less to get the bonus discount at Lowe’s, the percentages of the discounts are higher at Lowes. The benefit of Home Depot is that you get an instant discount whereas Lowes’ is a rebate in the form of a Lowes GC. However, you also have to factor in comparable quality, features, manufacturer, and/or model numbers as applicable (e.g., bonus is capped at 10% for some brands at Lowes). Home Depot may or may not price match, but HD excludes many types of appliances and brands that Lowes does not. Home Depot does not exclude clearance items unlike Lowes.