If you’re going to do SB, make sure to do the other cash back apps as they sometimes have overlapping restaurants/bars/breweries. I recently ate a local restaurant that was 4% back at SB, 18% back at Upside, 5% back at Dosh and 5% back with T-Mobile Dining. I also got $10 bonus offers with Upside and T-Mobile. So on a ~$54 bill, I got around $32 back. That was pretty unusual obviously but if you are going to go there anyway, might as well earn a few bucks back.
Note, if you don’t have T-Mobile, Rakuten must use the same network as you can’t add cards to both apps at the same time. Now that I got my T-Mobile bonus, I’ll switch back to Rakuten since T-Mobile you have to build up $10 before you get credited, whereas Rakuten just comes back every quarter no matter how much you earned.
