Recording the latest ‘promises’ here for posterity:
On October 2, 2017, Equifax announced that additional consumers may have been impacted. To minimize confusion, Equifax will mail written notices to all of the additional potentially impacted U.S. consumers identified since the Sept. 7 announcement. The feature “Am I Impacted?” has been updated to reflect the additional impacted U.S. consumers.
To help consumers determine if their information has been potentially impacted we are offering a complimentary identity theft protection and credit file monitoring product, called TrustedID Premier.
Anyone with a U.S. Social Security number can enroll in TrustedID Premier (to Protect & Monitor Credit for Free), even if your personal information was not impacted, for FREE through Wednesday, January 31, 2018.
Provide your last name and the last six digits of your Social Security number.
===============================================================
TrustedID Premier includes five separate offerings, all complimentary.
Equifax Credit Report: Copies of your Equifax Credit Report.
Equifax Credit Report Lock: Allows you to prevent access to your Equifax credit report by third parties, with certain exceptions.
Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
3-Bureau Credit File Monitoring: Credit file monitoring and automated alerts of key changes to your Equifax, Experian and TransUnion credit files.
Credit monitoring from Experian and TransUnion will take several days to begin.
Social Security Number Monitoring: Searches suspicious web sites for your Social Security number.
SSN Monitoring attempts to scan internet sites where consumers’ personal information is suspected of being bought and sold, and periodically adds new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that Identity Protection provided by Equifax is able to locate and search every possible internet site where consumers’ personal information is at risk of being traded.
$1M Identity Theft Insurance: Up to $1 million in ID theft insurance. Helps pay for certain out-of-pocket expenses in the event you are a victim of identity theft.
Identity theft insurance underwritten by American Bankers Insurance Company of Florida or its affiliates. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.
Important Reminders:
Because TrustedID Premier includes 3-Bureau credit monitoring, please note that credit monitoring by all three credit bureaus (Equifax, Experian and TransUnion) will take several days to begin.
Enrollment in TrustedID Premier is only available for consumers with a U.S. Social Security number.
===============================================================
Enrollment Steps
To enroll and activate your complimentary identity theft protection and credit file monitoring product, called TrustedID Premier, please follow the steps outlined below. We ask for your cooperation in adhering to this process so that we can enroll all consumers who sign up as quickly as possible. Click here to enroll.
The enrollment period ends on Wednesday, January 31, 2018.
Step One: When you begin, you will be asked to provide your last name and the last six digits of your Social Security number so we can determine if you have been impacted by this incident.
Step Two: Regardless of whether your information has been impacted, we will provide you the option to enroll in TrustedID Premier. If you want to enroll click the enroll button.
Step Three: To enroll in TrustedID Premier, you will be asked to provide additional information to verify your identity including a valid email address and mobile number. Within a few days, you will receive an email with a link to activate TrustedID Premier. Please be sure to check your spam and junk folders if you do not receive your activation email within that timeframe.
Step Four: When the email arrives, follow the link to verify your email address and complete your enrollment. You will create a password and verify your identity by answering a few brief questions that only you should know. TrustedID Premier will then be active. Please keep your password in a safe and secure location.
